Find out more about the reporting requirements for firms authorised to carry out regulated consumer credit activities.
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Once you become fully authorised we will require you to begin reporting information regularly to us online – either quarterly, 6-monthly or annually depending on the nature and size of your business.
We will use the information you provide to:
- support our supervisory work
- calculate the consumer credit-related portion of your annual fees (based on your consumer credit income)
The reporting regime came into effect on 1 October 2014 and applies to all authorised firms from the date they are authorised. It does not apply to firms whilst they have interim permission.
The data you provide must not give a misleading impression of the firm. This means a firm must not:
- omit a material item
- include an immaterial item
- present items in a misleading way
A firm is not required to submit any data items if the only consumer credit-regulated activity it carries out is providing credit references.
High-cost short-term credit and home-collected credit
Firms undertaking high-cost short-term credit and home-collected credit are also required to report the product sales data set out in SUP16.11 Annex 20G and 20R.
Complaints return form
Full permission consumer credit firms are required to complete Part B 35-45 on DISP 1 Annex 1