Welcome to the Financial Conduct Authority website

Consumers can find out about their rights with banking, insurance, mortgages and financial advice, and how to complain or avoid scams.


How Brexit could affect you

Be a ScamSmart investor

Investment scams are designed to look like genuine investments. Learn the warning signs.

Firms to avoid

Almost all firms offering financial services in the UK must be authorised by us and will appear on the Financial Services Register. We also have a list of unauthorised firms to avoid – check this list now.

Unauthorised collective investment schemes

Find out about the unauthorised collective investment schemes we’ve taken action against, what you should do if you’ve invested in them and possible compensation.

Countrywide Land Holdings Limited, Regional Land and Consolidated Land UK Limited

African Land and Capital Carbon Credits via Capital Alternatives Limited


Loans, credit and debt

Find out what ‘consumer credit’ is and why you should check if a firm can legally offer loans and credit business before you deal with them.

Loans and credit

Debt management plans

Beware of loan fee fraud

Compensation claims

What you need to know about using claims management companies

High return investments

Beware of investments offering high returns. Find out more

Payment protection insurance (PPI)

The PPI complaints deadline of 29 August 2019 has now passed. Find out what happens after you complain about PPI.

Contact us

Call us on 0800 111 6768