Bookmark
Electronic money and payment institutions
In this section
Tasks for firms
-
Find out how PSD2 affects your business
-
Apply to become an EMI or a PI
-
Apply to become a registered account information service provider
-
Excluded services under the PSRs 2017
-
Apply to vary your Electronic Money Services or Payment services
-
Change your details
-
Notify changes to PSD2 and EMD individuals
-
Change in control
-
Notify a change in qualifying holdings (non PSD2 firms)
-
Register a new legal status
-
Cancel registration or authorisation
-
Application fees
Your business
-
Connect
-
Authorisation and registration: payment institutions
-
Conduct of business requirements
-
Reporting requirements
-
Send financial reports: electronic money institutions
-
Safeguarding requirements
-
Authorised payment institutions in the EEA
-
Financial crime
-
High-risk customers, including politically exposed persons
-
Money laundering and terrorist financing
-
Sensitive business names
Policy
-
Payment Services Regulations and Electronic Money Regulations
-
Payment Services and Electronic Money – Our Approach
-
Revised Payment Services Directive (PSD2)
-
Credit transfers and direct debits in euro (SEPA)
-
Payment Accounts Directive
-
Key publications
-
Payment services and e-money stakeholder liaison groups
-
Security of internet payments: EBA Guidelines
Payment Services and Electronic Money – Our Approach
This document will help businesses to navigate the Payment Services Regulations 2017 (PSRs 2017) and the Electronic Money Regulations 2011 (EMRs) (together with our relevant rules and guidance), and to understand our general approach in this area.
Policy Statement: Implementation of the revised Payment Services Directive (PSD2)
This Policy Statement confirms the revised Approach Document and Handbook changes following consultation feedback. It affects existing payment service providers, who will be subject to the PSRs 2017, e-money issuers who will be subject to the amended EMRs, and their customers. It also affects firms not currently authorised or registered with the FCA that carry out (or intend to carry on) payment-related activities.
In focus
Payment Services Stakeholder Liaison Group
The Group has been reconvened to discuss key issues relating to the revised Payment Services Directive (PSD2). Read the minutes of the July meeting.
Sign up for Regulation Round-up
Sign up for Regulation Round-up