Bookmark
Electronic money and payment institutions
In this section
Tasks for firms
-
Find out how PSD2 affects your business
-
Consider if you provide payment services
-
Apply to become an EMI or a PI
-
Apply to become a registered account information service provider
-
Excluded services under the PSRs 2017
-
Apply to vary your Electronic Money Services or Payment services
-
Change your details
-
Notify changes to PSD2 and EMD individuals
-
Change in control
-
Notify a change in qualifying holdings (non PSD2 firms)
-
Register a new legal status
-
Cancel registration or authorisation
-
Application fees
Your business
-
Connect
-
Authorisation and registration: payment institutions
-
Conduct of business requirements
-
Reporting requirements
-
Notifications under PSD2
-
Send financial reports: electronic money institutions
-
Safeguarding requirements
-
Authorised payment institutions in the EEA
-
Financial crime
-
High-risk customers, including politically exposed persons
-
Money laundering and terrorist financing
-
Sensitive business names
-
Outsourcing and operational resilience
-
Culture and governance
-
Agency models under PSD2
-
Treating vulnerable consumers fairly
Policy
-
Payment Services Regulations and Electronic Money Regulations
-
Payment Services and Electronic Money – Our Approach
-
Revised Payment Services Directive (PSD2)
-
Credit transfers and direct debits in euro (SEPA)
-
Payment Accounts Directive
-
Key publications
-
Payment services and e-money stakeholder liaison groups
-
Security of internet payments: EBA Guidelines
-
Strong Customer Authentication
Payment Services and Electronic Money – Our Approach
This document will help businesses to navigate the Payment Services Regulations 2017 (PSRs 2017) and the Electronic Money Regulations 2011 (EMRs) (together with our relevant rules and guidance), and to understand our general approach in this area.
Payments and e-money publications
The following publications are relevant to providers of payment services and e-money.
In focus
Payment Services Stakeholder Liaison Group
The Group has been reconvened to discuss key issues relating to the revised Payment Services Directive (PSD2). Read the minutes of the July meeting.
Sign up for Regulation Round-up
Regulation Round-up is our monthly newsletter to all regulated firms, including hot topics, event information and news affecting each sector. Sign up below.