Consumer credit firms
In this section
New to regulation
Your business
-
Consumer credit reporting
-
Information sheets
-
Credit broking rules
-
Rent to Own
-
Debt management firms and authorisation
-
Limitations on debt permissions
-
Financial promotions and adverts
-
Unfair contract terms
-
Fair treatment of customers
-
Sector research: logbook loans
-
Sector research: debt management
-
Client money and assets
-
Financial crime
-
Money laundering and terrorist financing
-
Whistleblowing
-
Culture and governance
Tasks for regulated firms
High-cost credit
CP18/42: High-Cost Credit Review: Overdrafts consultation paper and policy statement
This paper sets out our proposals to radically reform the ways banks and building societies charge for overdrafts. It also sets out the rules we have made to address low awareness and engagement in this market.
CP18/43: High-Cost Credit Review: Feedback on CP18/12 with final rules and guidance and consultation on Buy Now Pay Later offers
As part of our review of high-cost credit products, we have published our feedback to CP18/12 and final rules and guidance in relation to home-collected credit, catalogue credit and store cards.
Financial crime
Protecting your business from financial crime
To help consumer credit firms subject to the Money Laundering Regulations 2007 to mitigate the risk they are used for financial crime, we have published a webcast and guide highlighting our expectations and the rules required to be followed, together with examples of good and poor practice.