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Our Approach documents

We explore our approach to regulating

Our Business Plan 2018/19

We set our priorities for the coming year

FCA Data (Beta launch)

Our new data section provides direct access to the data we collect and publish from firms, about consumers and about our own performance and activities.

Latest consultations

CP18/22: Handbook changes to reflect the application of the EU Securitisation Regulation and the amendment to the Capital Requirement Regulation
CP18/21: General standards and communication rules for the payment services and e-money sectors
CP18/20: Loan-based ('peer-to-peer') and investment-based crowdfunding platforms: Feedback on our post-implementation review and proposed changes to the regulatory framework
CP18/19: Introducing the Directory
CP18/18: Guidance on regular premium PPI complaints and recurring non-disclosure of commission
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Latest policy and guidance

PS18/19: Assessing creditworthiness in consumer credit
PS18/18: Industry Codes of Conduct and Discussion Paper on FCA principle 5
PS18/17: The European Money Market Funds (MMF) Regulation
PS18/16: The Duty of Responsibility for insurers and FCA solo-regulated firms
PS18/15: Extending the Senior Managers & Certification Regime to insurers – Feedback to CP17/26 and CP17/41 and near-final rules
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What we publish

We publish a wide range of publications: consultations, policy papers, decision-making documents, research and other useful information.

Research and data

Research Note: Helping credit card users repay their debt: a summary of experimental research

Occasional Paper No. 42: Increasing credit card payments using choice architecture: The case of anchors and prompts

Occasional Paper No. 43: Weighing anchor on credit card debt

Occasional Paper No. 44: The conflict between consumer intentions, beliefs and actions to pay down credit card debt

Occasional Paper No. 45: The semblance of success in nudging consumers to pay down credit card debt

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Notices and decisions

Final Notice 2018: Michelle Singlehurst Limited (PDF)

Final Notice 2018: Claims Assessor Ltd (PDF)

Final Notice 2018: Forethought Brokers Ltd (PDF)

Final Notice 2018: Hale Financial Services Limited (PDF)

Final Notice 2018: Independent Portfolio Managers Limited (PDF)

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