Showing 1 to 10 of 12487 search results.

1. Strategic Review of Retail Banking Business Models: Final Report 2022 [pdf]

   Multi-firm reviews Published: 20/01/2022
   Banks are transforming their businesses to meet the challenges of increasing igitalisation and technological change, ring-fencing, changing consumer expectations, and the need to reduce costs.

2. Strategic Review of Retail Banking Business Models: Annexes to the Final Report 2022 [pdf]

   Multi-firm reviews Published: 20/01/2022
   All banks have come under pressure from the low interest rate environment, increased competition, changing consumer expectations and regulatory costs arising due to Covid, and most have experienced lower returns over the last three years (2018-2020)

3. CP22/2: Strengthening our financial promotion rules for high risk investments, including cryptoassets [pdf]

   Consultation papers Published: 19/01/2022
   We are publishing this CP now to ensure our financial promotion regime is robust and remains fit for purpose.

4. To certify or not to certify: decision points in the self-certification process [pdf]

   Research Published: 19/01/2022
   We looked at the current self-certification process with high-risk investments and tested interventions to improve this.

5. Going beyond ‘capital at risk’: Behaviourally informed risk warnings for high-risk investment products [pdf]

   Research Published: 19/01/2022
   We tested the standard risk warning when considering investing in high-risk investments against warnings with clearer information.

6. Pausing, reading, and reflecting: decision points in high-risk investment consumer journeys [pdf]

   Research Published: 19/01/2022
   We tested the effect of introducing other ’decision points’ into the high-risk investment consumer journey.

7. Final Notice 2022: Capital Investements Limited [pdf]

   Final notices Published: 19/01/2022
   This final notice refers to a failure to satisfy threshold conditions (COND) and to be open and cooperative (PRIN 11) in the claims management sector. We refused the firm’s application for authorisation.

8. Research Notes: Improving outcomes for consumers considering investing in high-risk investments

   Research Published: 19/01/2022 Last modified: 20/01/2022
   We've published 3 Research Notes on behavioural interventions we tested to improve outcomes for consumers considering investing in high-risk investments.

9. CP22/2: Strengthening our financial promotion rules for high risk investments, including cryptoassets

   Consultation papers Published: 19/01/2022 Last modified: 19/01/2022
   We are consulting on proposals to strengthen our financial promotion rules for high-risk investments, and for authorised firms which approve and communicate financial promotions.

10. Final Notice 2022: Reece Klewchuck [pdf]

    Final notices Published: 18/01/2022
    This final notice refers to a failure to satisfy threshold conditions (COND) in the credit broking sector. We refused the firm’s application for authorisation.