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1. Sector Views 2020 [pdf]

   Corporate documents Published: 18/02/2020
   FCA Sector Views 2020.

2. Video transcript: sector views video [pdf]

   Transcripts Published: 18/02/2020
   Read the transcript for our sector views video.

3. Second Supervisory Notice 2020: Rix Motor Company Limited [pdf]

   Supervisory notices Published: 18/02/2020
   Second Supervisory Notice for Rix Motor Company Limited (2020)

4. Second Supervisory Notice 2020: Fortuna Wealth Management Limited [pdf]

   Supervisory notices Published: 18/02/2020
   This second supervisory notice refers to breaches of the supervision threshold conditions (COND) and to breaches of PRIN1 and PRIN11 related to lack of fitness/propriety and failing to be open and co-operative in the investment adviser sector. We imposed a suspension/restriction and redress.

5. Sector Views - published February 2020

   Corporate documents Published: 18/02/2020 Last modified: 18/02/2020
   We set out our annual analysis of the way the financial environment is changing and the impact of these changes on consumers and market effectiveness.

6. FCA Retention Schedule [pdf]

   Systems information Published: 17/02/2020
   Read the FCA retention schedule.

7. Occasional Paper No. 53: Changes in the mortgage market post 4.5 limit on loan to income ratios [pdf]

   Occasional papers Published: 17/02/2020
   FCA Occasional Paper No. 53: Changes in the mortgage market post 4.5 limit on loan to income ratios

8. Final notice 2020: Moneybarn Limited [pdf]

   Final notices Published: 17/02/2020
   This final notice (Moneybarn Limited) refers to breaches of PRIN 6, PRIN 7 and the CONC rules related to the unfair treatment of customers in the consumer credit sector. We imposed a financial penalty.

9. Occasional Paper No. 53: Changes in the mortgage market post 4.5 limit on loan to income ratios

   Occasional papers Published: 17/02/2020 Last modified: 17/02/2020
   Lenders have been encouraged to restrict the number of mortgages they issue with high LTI ratios following concerns over excessive and unsustainable borrowing for consumers. How has this affected allocation of mortgages and their prices?

10. Credit Brokers Portfolio Letter [pdf]

    Correspondence Published: 13/02/2020
    Key risks credit brokers should consider and act on.