The policy development update provides some information on our recent and upcoming publications but should not be regarded as comprehensive. We usually update this page on the first Friday of each month – this version is current as of 10 August 2020.
Publications issued
The following publications were issued recently:
- Handbook Notice 79 [PDF]
- PS20/8: Motor finance discretionary commission model and consumer credit commission disclosure - feedback on CP19/28 and final rules
- CP20/10: Extending implementation deadlines for the Certification Regime and Conduct Rules
- CP20/11: Complaints against the Regulators (The Financial Conduct Authority, the Prudential Regulation Authority and the Bank of England)
- CP20/12: Consultation on delay to the implementation of the European Single Electronic Format
- CP20/13: Consultation on mortgages: Removing barriers to intra-group switching and helping borrowers with maturing interest-only and part-and-part mortgages
- CP20/14: Updating the Dual-regulated firms Remuneration Code to reflect CRD V
- CP20/15: Liquidity mismatch in authorised open-ended property funds
- CP20/16: Debt advice levy rates for 2020/21 – additional funding
- FS20/10: Coronavirus and safeguarding customers’ funds: guidance for payment and e-money firms
- FS20/11: Further support for consumers impacted by coronavirus: feedback on draft guidance and rules (motor finance, high-cost short-term credit, rent-to-own, buy-now pay-later and pawnbroking)
- FS20/12: Intergenerational differences: summary of responses and next steps [PDF]
- GC20/2: Branch and ATM closures or conversions
- GC20/3: Guidance for firms on the fair treatment of vulnerable customers
- Call for Input: Ongoing support for consumers affected by coronavirus: mortgages and consumer credit
- Cancellations and refunds: helping consumers with rights and routes to refunds
- Statement on mortgage prisoners
- Coronavirus and safeguarding customers’ funds: additional guidance for payment and e-money firms
- High-cost short-term credit agreements and coronavirus: updated temporary guidance for firms
- Rent-to-own, buy-now pay-later and pawnbroking agreements and coronavirus: updated temporary guidance for firms
- Motor finance agreements and coronavirus: updated temporary guidance for firms
- Coronavirus and customers in temporary financial difficulty: draft updated guidance for insurance and premium finance firms
Upcoming publications
For an explanation of the modules see our Handbook Reader's Guide and for an overview of the Handbook see the structure diagram. While we aim to ensure it is accurate, the entries are not comprehensive and dates do not represent firm commitments by us.
Some items in quarterly consultation papers may have a shorter or longer consultation period than the consultation period stated in this update.
|
Future publications |
Intended audience |
Module |
Expected date |
Consultation period |
Expected feedback date |
|---|---|---|---|---|---|
| CP on Financial Crime Reporting |
|
FCG | Q3 2020 | N/A | N/A |
| Debt advice levy rates – additional funding – PS to CP20/16 | Fee-payers paying the:
|
FEES | Q4 2020 | 2 months | November/December 2020 |
| CP on exit fees in investment platforms and comparable firms |
|
COBS | 2021 | 3 months | 2021 |
| Open-ended Investment Companies -Proposals to facilitate standard listing – PS to CP20/5 |
|
LR | Q4 2020 | N/A | N/A |
| General insurance value measures reporting – Potential PS |
|
ICOBS, REP, PROD | |||
| Single Easy Access Rate – PS or FS to CP 20/1 |
|
BCOBS | 2021 | Extended to October 1 | N/A |
Quarterly Consultation Papers
|
Publication |
Chapter |
Modules |
Expected date of feedback* |
|---|---|---|---|
| CP20/7: Quarterly Consultation Paper No 28 | 4. Changes to the Sourcebook for professional body anti-money laundering supervisors – criminality checks | Non-Handbook: OPBAS Sourcebook | TBC |
| CP20/4: Quarterly Consultation Paper No 27 (March 2020) | 3. Consequential changes to the Financial Crime Guide | FCG | TBC |
| CP20/4: Quarterly Consultation Paper No 27 (March 2020) | 4. Changes to the Consumer Credit sourcebook – high net worth exemption | CONC | TBC |
| CP20/4: Quarterly Consultation Paper No 27 (March 2020) | 5. OPBAS Regulations: Proposed changes to DEPP | GLOSS, DEPP | TBC |
| CP20/4: Quarterly Consultation Paper No 27 (March 2020) | 7. Clarify notification procedures, include guidance, and make changes to the Directory persons report | SUP | TBC |
| CP20/4: Quarterly Consultation Paper No 27 (March 2020) | 8. Amendments to MiFID II relating to the tick size regime | MAR, REC | TBC |
| CP19/33: Quarterly Consultation Paper No 26 (December 2019) | 2: Claims against appointed representatives and principals | COMP | TBC |
| CP19/33: Quarterly Consultation Paper No 26 (December 2019) | 8: Further Brexit-related changes to Handbook & BTS following extension of Article 50 | SUP, SYSC, GLOSS, MCOB, DTR | TBC |
| CP19/27: Quarterly Consultation Paper No 25 (September 2019) | 7: Further Brexit-related changes to Handbook & BTS following extension of Article 50 | GLOSS, PRIN, SYSC, GEN, COBS, MCOB, BCOBS, PROD, SUP, DEPP, COLL, CONC, RCB, LR, PRR, DTR, EG, PERG | TBC |
| CP19/27: Quarterly Consultation Paper No 25 (September 2019) | 8: Lending Standards Board - FCA code recognition | N/A | TBC |
| CP19/19: Quarterly Consultation Paper No 24 (June 2019) | 2: Gibraltar-based firms – fees and levies | FEES | TBC |
| CP18/24 Quarterly Consultation No. 22 (September 2018) | 3: Changes to supervisory principles | SUP | TBC |
| CP16/21 Quarterly Consultation No. 14 (September 2016) | 6: Mutuals' deferred shares | GLOSS, COBS | TBC |
* Feedback to QCP consultations will publish in the Handbook Notice.
Other publications
Major policy initiatives may have their own dedicated sections on our website and their progress will not be recorded here. Check under the firms and markets sections of this site.
Consumer publications
View or order free printed guides from The Money and Pensions Service.
Contacts
Send comments or questions about this update and forthcoming publications to:
Email: [email protected]