Policy development update

The policy development update provides some information on our recent and upcoming publications but should not be regarded as comprehensive. We usually update this page on the first Friday of each month – this version is current as of 1 March 2019.

Publications issued

The following publications were issued recently:

Upcoming publications

For an explanation of the modules see our Handbook Reader's Guide and for an overview of the Handbook see the structure diagram. While we aim to ensure it is accurate, the entries are not comprehensive and dates do not represent firm commitments by us. 

Some items in quarterly consultation papers may have a shorter or longer consultation period than the consultation period stated in this update.

Future publications

Intended audience


Expected date

Consultation period

Expected feedback date

General standards and communication rules for the payment services and e-money sectors – PS to CP18/21 Payment service providers (PSPs) and e-money issuers, consumer bodies and relevant trade bodies PRIN, BCOBS January 2019 N/A N/A
Approach to final Regulatory Technical Standards and EBA guidelines under the revised Payment Services Directive (PSD2) – PS to CP18/25 Payment Service Providers and Credit Unions GLOSS, SUP, DISP, CREDS, BCOBS December 2018 N/A N/A
Consultation and discussion on Investment Platforms Market Study remedies (to be published alongside the Market Study Final Report) Platform Service Providers, other firms that distribute retail investment products, fund managers. COBS March 2019 3 months Q4 2019
Regulatory fees and levies: policy proposals for 2019/20 - PS to CP18/34 and CP19/01

Firms which are, or intend to become, credit rating agencies, trade repositories or securitisation repositories

GLOSS FEES March 2019 N/A N/A
Recovering the costs of regulating securitisation repositories after the UK leaves the European Union

Firms which intend to become securitisation repositories

GLOSS FEES January 2019 1 month March 2019
OPBAS (Office for professional body anti-money-laundering supervision): fee rate 2018/19 – PS to CP18/32

Professional body supervisors overseen by OPBAS

FEES App2 March 2019 N/A N/A
FCA regulated fees and levies: rates proposals 2019/20

Fee-payers paying FCA fees, Financial Ombudsman Service, Single Financial Guidance Body, Devolved Authorities and Illegal Money Lending levies.

GLOSS FEES April 2019 2 months July 2019

Review of the permitted links rules for insurers in relation to investment in Patient Capital and a discussion paper on Patient Capital investment in authorised funds.

Insurers offering pensions and insurance-based investment products plus fund

COBS December 2018 2 months End Q2 2019
General insurance value measures reporting CP

Insurers, intermediaries and other firms involved in the insurance market, and trade bodies representing these firms. It will also be of interest to consumer organisations and consumers.

ICOBS, REP, PROD Q1 2019 3 months H2 201
High-cost Credit Review: Overdrafts PS to CP18/42
  • Banks and building societies, payment service providers



June 2019 N/A N/A
High-cost Credit Review: Rent-to-Own PS to CP18/35  
  • Firms offering hire purchase and/or conditional sale
CONC Early March 2019 N/A N/A
High-cost Credit Review: Buy Now Pay Later PS to CP18/43
  • Firms who offer BNPL, trade bodies representing them, and consumer bodies.



June 2019 N/A N/A

Quarterly Consultation Papers




Expected date of feedback*

CP18/39: Quarterly Consultation Paper No 23 (December 2018) 2: Changes to Firm Details reporting requirements SUP TBC
CP18/39: Quarterly Consultation Paper No 23 (December 2018) 3: Changes to the Consumer Credit sourcebook – high net worth exemption CONC TBC
CP18/24 Quarterly Consultation No. 22 (September 2018) 2: Changes to reporting requirements in SUP SUP TBC

CP18/24 Quarterly Consultation No. 22 (September 2018)

3: Changes to supervisory principles


Winter 2018/19

CP16/21 Quarterly Consultation No. 14 (September 2016)

6: Mutuals' deferred shares



CP16/17 Quarterly Consultation No. 13 (July 2016)

8: A new 'pooled investment vehicle' definition for the marketing restriction rules on NMPIs



* Feedback to QCP consultations will publish in the Handbook Notice.

Other publications

Major policy initiatives may have their own dedicated sections on our website and their progress will not be recorded here. Check under the firms and markets sections of this site.

Consumer publications

View or order free printed guides from the Money Advice Service.


Send comments or questions about this update and forthcoming publications to:

Email: [email protected]