Interpreting the data

Since 1 April 2006, all PSD reporting firms have been required to state whether customers received advice at the point of sale, so all figures involving advised sales are from this date onwards. For more information on what constitutes an advised sale, please refer to the glossary.

Mortgages PSD

PSD only captures new sales (including remortgages); transfers, top-ups, alterations, increments and renewals are generally not included.

Pure Protection Contracts PSD

  1. PSD does not currently include data on transactions made through fund supermarkets and nominee accounts (such as those used in platforms), so these sales are not included in our figures.
  2. PSD only captures new sales; transfers, top-ups, alterations, increments and renewals are generally not included.
  3. Figures based on the type of firm (eg, Personal Investment Firms), are based on the primary category to which we allocate firms. However, a firm of one type may conduct a high proportion of other types of business that are not reflected in its primary category.
  4. Figures based on the type of firm may not be comparable between PSD publications from different years when firms switch between primary categories.

Retail Investments PSD

  1. PSD does not currently include data on transactions made through nominee accounts (such as those used in platforms).
  2. PSD only captures new sales: transfers, top-ups, alterations, increments and renewals are generally not included.
  3. Figures based on the type of firm (eg, Personal Investment firms), are based on the primary category to which we allocate firms. However, a firm of one type may conduct a high proportion of other types of business that are not reflected in its primary category.
  4. Figures based on the type of firm may not be comparable between PSD publications from different years when firms switch between primary categories.
  5. Retail investment PSD requires individual pension transfers and pension opt-outs to be reported as separate transactions. This may cause an element of double-counting with other transactions that occur at the same time.
  6. Since 1 October 2007, all PSD reporting firms have been required to report SIPP transactions.

PSD tables and glossaries 

Date Pure Protection Contracts
October 2016 Pure Protection Contracts Product Sales Data (PSD) Glossary (PDF)
Pure Protection Contracts Product Sales Data (PSD) Tables 2016 (XLSX)
Date Mortgages Product Sales Data
October 2016 Mortgages Product Sales Data (PSD) Glossary (PDF)
Mortgages Product Sales Data (PSD) Tables 2016 (XLSX)
Date Retail Investments Product Sales Data
October 2016 Retail Investments Product Sales Data (PSD) Glossary (PDF)
Retail Investments Product Sales Data (PSD) Tables 2016 (XLSX)