Find a list of publications from our work on high-cost credit.
| Topic | Intervention | Key publication |
|---|---|---|
| HCSTC | Introduction and review of price cap | PS14/16 and FS17/2 |
| Credit broking | Restrictions on the charging of fees for credit broking | PS14/18 and PS15/23 |
| Price comparison websites | Rules for price comparison websites comparing HCSTC products | PS16/15 |
| Debt management | Thematic review of debt management sector | TR15/8 and TR19/1 |
| Credit Card Market Study | Credit card market study leading to measure for addressing credit card persistent debt | MS14/6 and PS18/4 |
| Home-collected credit* | Restrictions on how repeat borrowing is initiated with stronger requirements on disclosure | Page 12, CP18/43 |
| Catalogue credit and store cards* | Improved disclosure and stronger protections for consumers with long-term debt | Page 29, CP18/43 |
| Rent-To-Own (RTO)* | Price cap to control both the cost of product and the charge for credit. Ban on point of sale RTO extended warranties. | PS19/6 and CP18/35 |
| Buy Now Pay Later (BNPL)* | Banned the backdating of interest for partial repayments; improved disclosure | PS19/17 |
| Overdrafts* | Simplified pricing and increased transparency, making overdrafts fairer and easier to manage | PS19/16, CP18/42 and PS19/25 |
| Creditworthiness | Clearer rules on assessing creditworthiness | PS18/19 |
| Motor Finance | Review of the largest motor finance providers | Final report |
| Credit Information Market Study | New market study | MS19/1 |
| CCA Review | Report to HM Treasury following a review of retained provisions | Final report |
| Alternatives to high-cost credit* | Report on lower-cost credit and non-credit alternatives | Report |
* These publications are linked to the High-cost Credit Review (HCCR). The review also produced the following other documents:
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