Motor dealers

Find out what permissions you'll need to apply to us for authorisation, and what we expect to see in your application.

Before reading this page, please read our page for all credit broker applicants to understand:

  • our expectations of consumer credit firms
  • everything else we expect you to read before you submit your application
  • the difference between Limited Permission firms and Full Permission firms

Permissions you'll need

If you've tried to determine whether you're a Limited or Full Permission firm and you're still not sure, use the information below to determine which permissions you'll need based on the the regulated activities you intend to carry out.

If you provide finance yourself (ie customers pay you back directly), you'll only be Limited Permission if you're the supplier of the motor vehicles you're selling and your lending is always free of interest and charges, and never hire purchase or conditional sale.

What we're looking for in your application

You'll need to submit a range of supporting material as part of your application. Please check which forms to complete and the other documentation required before you start your application.

Below are some of the specific things we expect to see if you're a motor dealer – providing this information will help you to demonstrate that you can meet our expectations.

We know we're asking for lots of information, but if you submit everything required in sufficient detail it'll help us assess and determine your application without delays.