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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
Call for Input: Open finance
In this paper we set out some of the recent developments across the crowdfunding sector and a number of concerns that we have identified in response. -
The coronavirus (Covid-19) financial resilience survey data
The results from the FCA's financial resilience surveys that were sent to 23,000 regulated firms. Through the surveys the FCA is understanding the real-time effect the pandemic is having on the finances of the firms it prudentially regulates. -
The FCA’s Competition Powers
Speech by Deb Jones, Director of Competition at the FCA, delivered at The Impact of Competition Powers on Financial Services Conference, London. This is the text of the speech as drafted, which may differ from the delivered version. -
Retail Investments Product Sales Data dashboard
This page provides a breakdown of retail investment products sales data from 1 January 2017 to 31 December 2021. -
FCA and Industry Working Group on interest-only mortgages: terms of reference
We are forming a working group to support and inform our review of existing interest-only guidance as well helping our understanding on how interest-only borrowers are currently treated. -
Improving the consumer experience
Speech by Christopher Woolard, Director of Policy, Risk & Research at the FCA, to the Tax Incentivised Savings Association (TISA) Annual Conference, London. This is the text of the speech as drafted, which may differ from the delivered version. -
Unstable coins: cryptoassets, financial regulation and preventing financial crime in the emerging market for digital assets
Speech delivered by Therese Chambers, Director of Retail and Regulatory Investigations at the FCA, on cryptoassets. -
Final Notice 2015: Quick Purchase [pdf]
This Final Notice refers to breaches of PRIN 6 and MCOB (Mortgage Conduct of Business Rules) related to unfair treatment of customers in the sale and rent back sector. We imposed a fine and redress. -
FCA Final Notice 2014: Yorkshire Building Society [pdf]
This final notice refers to breaches of PRIN 6, PRIN 3, MCOB related to unfair treatment of customers, complaints-handling in the mortgages, building society sector. We imposed a fine. -
Competition policy in regulated markets
So – let me paint a quick picture of the challenge here in the banking sector. ... techniques imported from the retail and tech sectors to deliver “one-click” standards of customer service.