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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
Financial Lives 2022 survey
Find out more about the Financial Lives 2022 survey including the FCA's published reports and data. -
Report a financial promotion
Complete our form to report a financial promotion or advert that you think is misleading, unfair or unclear. -
Financial Penalty Scheme
Find out how the FCA's Financial Penalty Scheme works and how we use retained penalties for the benefit of firms. -
CP15/3: Buy-to-let mortgages: implementing the Mortgage Credit Directive Order 2015
CP15/3: Buy-to-let mortgages: implementing the Mortgage Credit Directive Order 2015. ... The Mortgage Credit Directive (MCD) introduces EU-wide conduct standards for firms selling mortgages. -
Research Note: Interest-only mortgages: analysis of FCA mortgage data and consumer research
This research sets out analysis of FCA data on the population of regulated interest-only mortgages that existed on 31 December 2022, and consumer research undertaken in 2022. -
MLA E: Residential loans to individuals FAQs
MLA E: Residential loans to individuals FAQs -
Financial Lives 2017 survey
Find out more about the FCA's first Financial Lives survey in 2017. -
Update on mortgages, consumer credit, banking and payments during coronavirus
We are publishing an update on issues relating to mortgages, consumer credit, banking and payments during coronavirus. This confirms our finalised guidance on repossessions for mortgages and consumer credit, as well as the FCA’s intention to -
FCA sets out how mortgage firms should be supporting borrowers
The FCA has set out ways that mortgage firms can help customers worried about their mortgage payments due to the cost of living squeeze. -
Misleading financial promotions
If you see a financial promotion or advert that’s unclear or misleading, you can report it to the FCA. Find out what we can investigate and how to spot the warning signs.