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Showing 1 to 10 of 718 search results for borrowers who have mortgages.

  1. Understanding mortgage prisoners

    Data Published: 17/01/2020 Last modified: 29/11/2021
    Following the FCA's Policy Statement on the changes to the responsible lending rules, it has published further data on the mortgage prisoner population. 
  2. Mortgage interest rates and LIBOR: information for borrowers

    Know your rights Published: 10/06/2021 Last modified: 25/04/2022
    From 2022, the way interest rates are calculated for a small number of mortgages is changing. If you are affected your lender (or mortgage administrator) will contact you.
  3. Creditworthiness and affordability: common misunderstandings

    Tasks for regulated firms Published: 26/06/2015 Last modified: 04/10/2016
    There are some common misconceptions among consumer credit firms as to what our rules on creditworthiness and affordability mean. This section will explain some of the main points and what firms should do to comply with our rules.
  4. Statement on mortgage prisoners

    Statements Published: 01/05/2020 Last modified: 29/11/2021
    The FCA has been working for some time to support mortgage prisoners. This work has continued during the disruption caused by Coronavirus. So far, our action has resulted in reductions in mortgage payments for the vast majority of mortgage prisoners,
  5. FCA response to Mortgage Lenders' commitment to help longstanding borrowers

    Statements Published: 31/07/2018 Last modified: 31/07/2018
    FCA response to Mortgage Lenders' commitment to help longstanding borrowers. Statements First published:. ... We will also continue to work with industry to identify solutions for borrowers who have mortgages with inactive firms and any active lenders
  6. FCA to announce further support for mortgage borrowers impacted by coronavirus

    Statements Published: 31/10/2020 Last modified: 31/10/2020
    Read the FCAs latest statement based for mortgage borrowers impacted by coronavirus
  7. Borrowers with an interest-only mortgage should act now

    News stories Published: 02/05/2013 Last modified: 24/02/2016
    Find out why borrowers with an interest-only mortgage need to check whether their current plan will repay all of their loan and steps they can take to make sure it does.
  8. FCA proposes the next stage of support for mortgage borrowers

    Press Releases Published: 26/08/2020 Last modified: 26/08/2020
    The Financial Conduct Authority (FCA) has announced proposals to ensure that firms provide tailored support to mortgage borrowers who continue to face payment difficulties due to coronavirus.
  9. FCA confirms the next stage of support for mortgage borrowers

    Press Releases Published: 14/09/2020 Last modified: 14/09/2020
    The Financial Conduct Authority (FCA) has confirmed the support mortgage borrowers will receive if they continue to face payment difficulties due to coronavirus.
  10. FCA confirms support for mortgage borrowers impacted by coronavirus

    Press Releases Published: 17/11/2020 Last modified: 17/11/2020
    On 2 November, the Financial Conduct Authority (FCA) announced proposals to enhance support for borrowers affected by coronavirus (Covid-19).