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Showing 181 to 190 of 838 search results for consumer research.

181. Occasional Paper No. 9: Two plus two makes five? Survey evidence that investors overvalue structured deposits

     Occasional papers Published: 05/03/2015 Last modified: 05/03/2015
     Consumers may struggle to evaluate complex financial products for a number of reasons. ... Behavioural economics can help understand the mistakes consumers make, how firms respond to these mistakes and how this affects competition.

182. DP 21/2: Diversity and inclusion in the financial sector – working together to drive change

     Discussion papers Published: 06/07/2021 Last modified: 04/01/2023
     We are engaging financial firms and other stakeholders in a discussion on how we can accelerate the pace of meaningful change on diversity and inclusion in the sector.

183. Occasional Paper No. 42: Increasing credit card payments using choice architecture: The case of anchors and prompts

     Occasional papers Published: 26/07/2018 Last modified: 20/10/2020
     In this paper we investigate ways to encourage consumers to repay more of their credit card debt.

184. Occasional Paper No. 41: Price discrimination in the cash savings market: One rate, one solution?

     Occasional papers Published: 25/07/2018 Last modified: 09/01/2020
     The Cash Savings Market Study found that the cash savings market is not working effectively for many consumers. Significant amounts of easy access cash savings sit in accounts that were opened a long time ago, earning lower interest rates than those

185. CP23/31: Primary Markets Effectiveness Review: Feedback to CP23/10 and detailed proposals for listing rules reforms

     Consultation papers Published: 20/12/2023 Last modified: 07/03/2024
     These proposed listing regime reforms aim to encourage a greater range of companies to list and grow on UK markets.

186. Occasional Paper No. 32: Now you see it: drawing attention to charges in the asset management industry

     Occasional papers Published: 05/04/2018 Last modified: 05/04/2018
     As part of the Asset Management Market Study, the FCA wanted to understand the impact of different ways of presenting charges on investors’ decision-making and their understanding and awareness of charges.

187. Occasional Paper No. 53: Changes in the mortgage market post 4.5 limit on loan to income ratios

     Occasional papers Published: 17/02/2020 Last modified: 17/02/2020
     Lenders have been encouraged to restrict the number of mortgages they issue with high LTI ratios following concerns over excessive and unsustainable borrowing for consumers. How has this affected allocation of mortgages and their prices?

188. FG24/2: Guidance for firms supporting existing mortgage borrowers impacted by rising living costs

     Finalised guidance Published: 10/04/2024 Last modified: 10/04/2024
     The FCA sets out the ways mortgage lenders can help customers worried about, or already struggling with, their mortgage payments because of rising living costs.

189. FS23/4: Potential competition impacts of Big Tech entry and expansion in retail financial services 

     Feedback statements Published: 12/07/2023 Last modified: 12/07/2023
     We are asking for views on the potential benefits and harms from Big Tech firms’ entry and expansion into retail financial services sectors

190. PS14/16: Detailed rules for the price cap on high-cost short-term credit - Including feedback on CP14/10 and final rules

     Policy statements Published: 11/11/2014 Last modified: 07/02/2022
     On 2 January 2015, we introduced a price cap on what high-cost short-term credit lenders can charge.