You must complete the forms and supporting documents below before applying to us for authorisation.
Please use our online system Connect to download and submit these forms.
| Forms required | |
|---|---|
|
Mortgage Supplement Form |
✓ |
|
Core Details |
✓ |
|
Approved Persons Individuals Form A |
✓ |
|
IT Assessment Questionnaire |
✓ |
| Forms possibly required (depending on your structure) | |
|---|---|
|
Corporate Controller Forms |
✓ |
|
Trust Controller Forms |
✓ |
|
Individual Forms |
✓ |
|
Disclosure of Significant Events Appendix |
✓ |
| Owners and Influencers Appendix | ✓ |
| Sole Trader's Appendix | ✓ |
| Supporting policies and procedures required | |
|---|---|
|
Responsible Lending Policies |
✓ |
|
Complaints Procedure and Policy (including root cause analysis implementation) |
✓ |
|
Example ESIS Document |
✓ |
| Example Offer Document | ✓ |
| Execution Only Policy (if the lender offers direct to customer mortgages without advice) | ✓ |
| Underwriting Mandate Organogram (a policy that identifies at which level a loan application needs to be escalated upwards for a decision to be made) | ✓ |
| Exceptions Policy (how a lender deals with applications that fall outside of the normal lending criteria) | ✓ |
| Conduct Risk Framework (how conduct risks are identified through the product cycle and the governance over this from board through to audit and how this interacts with the operational and credit risk policies) | ✓ |
| Operational Risk Framework and Credit Risk Framework | ✓ |
| Market Research Report (to show how the firm identified its target market) | ✓ |
| Management Information Suite Proposals (what will be recorded, measured and analysed) | ✓ |
| Tariff of Fees and Charges | ✓ |
| Experience, competence and qualifications of those who provide advice (if applicable) | ✓ |
| Organisation Organogram | ✓ |
| Product Design Process and Policy | ✓ |
| Compliance Procedures for Regulated Mortgage Business including Quality Assurance and Audit Proposals | ✓ |
| Niche Product Criteria (eg lending into retirement, newly self-employed, impaired credit) | ✓ |
| Distribution Channels and Due Diligence Procedures | ✓ |
| Cyber and Tech Resilience Policy | ✓ |
| Anti-Money Laundering/Financial Crime Policy | ✓ |
| Procedures for Assessing Affordability | ✓ |
| Product Terms and Conditions | ✓ |
| Nature and detail of third-party firms that are used and outsourcing agreements (including proposals for oversight of outsourcers) | ✓ |
| Lending Policy / Criteria | ✓ |
| Vulnerable Customer Policy (including how you treat vulnerable customers) | ✓ |
| TCF Policy | ✓ |
| Conflicts of Interest Policies and Procedures | ✓ |
| Redemption Process | ✓ |
| Remuneration Policies and Procedures | ✓ |
| Arrears and Repossession Policy and Procedures | ✓ |
| Collections Procedures including Forbearance and Customer Contact | ✓ |
| Marketing Strategy: Financial Promotions | ✓ |
|
36-month financial projections:
|
✓ |