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1. Learn more about mortgages

   Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance.

2. Mortgage lending statistics - March 2024

   Data Published: 12/03/2024 Last modified: 12/03/2024
   The FCA collects mortgage lending data via the Mortgage Lending and Administration Return (MLAR) which is submitted to the FCA by firms carrying out mortgage lending and mortgage administration.

3. Commentary on Mortgage lending statistics Q4 2023

   Data Published: 12/03/2024 Last modified: 12/03/2024
   Mortgage lenders and administrators submit a Mortgage Lending and Administration Return (MLAR) each quarter to the FCA and Bank of England, providing data on their mortgage lending activities. This commentary covers the MLAR statistics for 2023 Q4.

4. Statement on mortgage prisoners

   Statements Published: 01/05/2020 Last modified: 29/11/2021
   The FCA has been working for some time to support mortgage prisoners. This work has continued during the disruption caused by Coronavirus. So far, our action has resulted in reductions in mortgage payments for the vast majority of mortgage prisoners,

5. Commentary on Mortgage lending statistics Q3 2023

   Data Published: 12/12/2023 Last modified: 12/12/2023
   Mortgage lenders and administrators submit a Mortgage Lending and Administration Return (MLAR) each quarter to the FCA and Bank of England, providing data on their mortgage lending activities. This commentary covers the MLAR statistics for 2023 Q2.

6. Mortgage Charter uptake data

   Data Published: 22/03/2024 Last modified: 22/03/2024
   The FCA provides the latest quarterly data from firms who have signed up to the Government’s Mortgage Charter.

7. Understanding mortgage prisoners

   Data Published: 17/01/2020 Last modified: 15/09/2022
   Following the FCA's Policy Statement on the changes to the responsible lending rules, it has published further data on the mortgage prisoner population. 

8. Commentary on Mortgage lending statistics Q1 2023

   Data Published: 13/06/2023 Last modified: 14/12/2023
   Mortgage lenders and administrators submit a Mortgage Lending and Administration Return (MLAR) each quarter to the FCA and Bank of England, providing data on their mortgage lending activities. This commentary covers the MLAR statistics for 2023 Q1.

9. Changes in mortgage regulation

   Speeches Published: 11/11/2015 Last modified: 11/11/2015
   Speech by Jonathan Davidson, Director of Supervision – Retail and Authorisations, delivered at the Council of Mortgage Lenders conference, London. This is the text of the speech as drafted, which may differ from the delivered version.

10. Commentary on Mortgage lending statistics Q1 2021

    Data Published: 08/06/2021 Last modified: 14/12/2023
    Mortgage lenders and administrators submit a Mortgage Lending and Administration Return (MLAR) each quarter to the FCA and Bank of England, providing data on their mortgage lending activities. This commentary covers the MLAR statistics for 2021 Q1.

11. Commentary on Mortgage lending statistics Q4 2022

    Data Published: 14/03/2023 Last modified: 14/12/2023
    Mortgage lenders and administrators submit a Mortgage Lending and Administration Return (MLAR) each quarter to the FCA and Bank of England, providing data on their mortgage lending activities. This commentary covers the MLAR statistics for 2022 Q4.