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Occasional Paper No. 53: Changes in the mortgage market post 4.5 limit on loan to income ratios [pdf]
FCA Occasional Paper No. 53: Changes in the mortgage market post 4.5 limit on loan to income ratios -
Citizens Advice supercomplaint to the CMA - update
The Competition and Markets Authority (CMA) published its response to the Citizens Advice super-complaint on the loyalty penalty in December 2018, making several cross-cutting and market-specific recommendations in the cash savings, home insurance -
2014 Disclosure Log
The aim of the FCA's Disclosure Log is to keep information that it has released under the Freedom of Information Act and which it thinks is of wider public interest. Find the Disclosure Log for 2014. -
Mortgage Lending in the post MMR world
Speech by Linda Woodall, Director of Mortgage and Consumer Lending, Council of Mortgage Lenders Conference, London. This is the text of the speech as drafted, which may differ from the delivered version. -
PS13/12: Mortgage Market Review [pdf]
In this Policy Statement we publish our final rules on data collection. -
FSA - DP09/3 Mortgage Market Review [pdf]
Discussion FSA - DP09/3 Mortgage Market Review -
2015 Disclosure Log
The aim of the FCA's Disclosure Log is to keep information that it has released under the Freedom of Information Act and which it thinks is of wider public interest. Find the Disclosure Log for 2015. -
Occasional Paper No. 34: Effects of the advice requirement and intermediation in the UK mortgage market [pdf]
This Occasional Paper uses the introduction of the MMR to investigate two questions. First, we estimate the impact of the new advice requirement on the outcomes of those directly affected: consumers who chose not to receive advice before the MMR. -
FSA - FS10/1 [pdf]
Feedback FSA - FS10/1 - This Feedback Statement reports on the main issues arising from Discussion Paper 09/3 (Mortage Market Review). -
Data Bulletin: December 2017 - Regulated mortgage lending
This issue of the Data Bulletin focuses on the latest trends in regulated mortgage lending over the last ten years.