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Showing 1 to 11 of 2259 search results for part of the mortgages market.

1. Learn more about mortgages

   Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance.

2. Occasional Paper No. 34: Effects of the advice requirement and intermediation in the UK mortgage market

   Occasional papers Published: 04/05/2018 Last modified: 29/01/2021
   As part of the mortgages market study, the FCA wanted to understand the extent to which UK consumers might save money when buying a mortgage and to understand what may be driving some to buy more expensive mortgages. This Occasional Paper

3. Occasional Paper No. 35: Six of One…? Choice of intermediary in the UK mortgage market

   Occasional papers Published: 04/05/2018 Last modified: 29/01/2021
   As part of the FCA's mortgages market study, the FCA wanted to understand whether consumers’ borrowing costs vary materially depending on their choice of intermediary and, if so, why.

4. Statement on mortgage prisoners and consultation on intra-group switching and maturing interest-only and part-and-part mortgages

   News stories Published: 28/07/2020 Last modified: 29/11/2021
   The FCA has published a statement on mortgage prisoners, and a consultation paper containing proposals designed to support some consumers within the mortgage market.

5. The Evolution of the Mortgage Market

   Speeches Published: 11/03/2015 Last modified: 11/03/2015
   But regulation is only one part of the story – the other part is the need for change and innovation to cater for a very different mortgage market than the one that ... A sustainable mortgage market and more robust affordability requirements mean that

6. The FPC’s mortgage market recommendations

   Firms Mortgage lenders and intermediaries Published: 24/02/2016 Last modified: 09/02/2023
   Read more about the Financial Policy Committee's recommendations to the PRA and FCA.

7. PS20/11: Removing barriers to intra-group switching and helping borrowers with maturing interest-only and part-and-part mortgages

   Policy statements Published: 23/10/2020 Last modified: 08/09/2021
   We amended our rules on closed mortgage books in October 2020. We also issued temporary new guidance as part of our coronavirus (Covid-19) measures, which will end on 31 October 2021

8. Changes in mortgage regulation

   Speeches Published: 11/11/2015 Last modified: 11/11/2015
   Speech by Jonathan Davidson, Director of Supervision – Retail and Authorisations, delivered at the Council of Mortgage Lenders conference, London. This is the text of the speech as drafted, which may differ from the delivered version.

9. Mortgages Market Study: MS16/2

   Market studies Published: 12/12/2016 Last modified: 08/11/2022
   We have published the Mortgages Market Study final report. It explains our final findings and provides a progress update on the proposed remedies.

10. The role of consumer decision-making in ensuring good market dynamics in the mortgage sector

    Speeches Published: 05/10/2016 Last modified: 31/10/2016
    Speech by Christopher Woolard, Director of Strategy and Competition at the FCA, at the Mortgages Conference.

11. Creditworthiness and affordability: common misunderstandings

    Tasks for regulated firms Published: 26/06/2015 Last modified: 10/02/2023
    There are some common misconceptions among consumer credit firms as to what the FCA rules on creditworthiness and affordability mean. They explain some of the main points and what firms should do to comply with their rules.