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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
Creditworthiness and affordability: common misunderstandings
There are some common misconceptions among consumer credit firms as to what the FCA rules on creditworthiness and affordability mean. They explain some of the main points and what firms should do to comply with their rules. -
Commentary on Mortgage lending statistics - December 2020
Mortgage lenders and administrators submit a Mortgage Lending and Administration Return (MLAR) each quarter to the FCA and Bank of England, providing data on their mortgage lending activities. This commentary covers the MLAR statistics for 2020 Q3. -
Consumer Duty – information for firms
To help firms implement the Duty, we explain more on the areas of the Duty that we have been receiving firm queries on which are relevant for the wider market. -
Mortgages Product Sales Data (PSD) monthly tables 2021 [xlsx]
The FCA collects data from the firms it regulates on what products they are selling. Firms operating in the mortgages sector submit product transaction data to us. These tables are for 2021. -
Commentary on Mortgage lending statistics - September 2020
Mortgage lenders and administrators submit a Mortgage Lending and Administration Return (MLAR) each quarter to the FCA and Bank of England, providing data on their mortgage lending activities. This commentary covers the MLAR statistics for 2020 Q2. -
Recognised industry codes
Read about our process for recognising industry codes of conduct, which we describe as 'FCA-recognised industry codes'. -
Primary Market Bulletin 46
This edition covers Article 10 UK MAR and ESG stewardship and TCFD-aligned disclosures: sponsor procedures. -
Research Note: Further evidence on choices of dominated mortgage products
FCA Occasional Paper No. 33 found that there was a surprising prevalence of 'dominated' choices in the UK mortgage market. Almost 30% of customers chose mortgage products that were strictly worse on all price dimensions than another available -
Mortgages Product Sales Data (PSD) quarterly tables 2021 [xlsx]
The FCA collects data from the firms it regulates on what products they are selling. Firms operating in the mortgages sector submit product transaction data to us quarterly. These tables are for 2021. -
FS16/3: Feedback Statement on competition in the mortgage sector
Mortgages play a vital role in our economy.It is therefore important that competition in the mortgage sector works well and creates incentives for firms to operate as effectively and efficiently ... In December 2016 we launched our Mortgages Market Study.