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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
Occasional Paper No. 57: Mortgage market disruptions
We use mortgage contracts data to look at mortgage trends linked to the coronavirus (Covid-19) crisis and compare them to the 2007-09 financial crisis. -
Information about the UK mortgage markets - April 2021
The FCA provides mortgage market data that it collects. -
FCA issues an update on switching in the mortgage market
The FCA has today released its latest statement on switching in the mortgages market. -
The role of consumer decision-making in ensuring good market dynamics in the mortgage sector
Speech by Christopher Woolard, Director of Strategy and Competition at the FCA, at the Mortgages Conference. -
Switching in the mortgage market update - August 2022 [pdf]
Switching in the mortgage market update - August 2022. -
Occasional Paper No. 11: Methods for analysing mortgage markets
Occasional Paper No. 11: Methods for analysing mortgage markets. Occasional papers First published:. ... The core element of the 2012 Mortgage Market Review (MMR) recommendations – the responsible lending rules – aimed to ensure that borrowers would -
Switching in the Mortgage Market – An Update (technical note) [pdf]
Switching in the Mortgage Market – An Update (technical note). -
How implementing the Mortgage Market Review will shape the new market
Speech by Linda Woodall, Director of Mortgages and Consumer Lending, the FCA, at the Financial Services Expo, London. This is the text of the speech as drafted, which may differ from the delivered version. -
Building Societies and the Future of Retail Banking
Speech by Jonathan Davidson, Director of Supervision – Retail and Authorisations at the FCA, delivered at Building societies annual conference 2018, Manchester. -
New mortgage rules come into force
The key changes, which are the outcome of the FCA’s mortgage market review (MMR), mean that most people will get help from an adviser before taking out a mortgage. ... The new mortgage lending rules were confirmed in the Mortgage Market Review,