Information about the UK mortgage markets - April 2021


Reference Case Number: FOI8130

Freedom of Information: Right to know request:

Clarified Request - 29/03/2021

  • New mtge origination - number and volume in GBP of new mortgages approved
  • New buildings coming to market  - we believe you may be referring to statistics on new homes built in the UK, please confirm this is correct. Correct
  • Stamp Duty - we believe you may be referring to statistics on stamp duty payments by property purchasers in the UK, please confirm this is correct. Correct. I'd like what stamp duty rate was in place and how much has been paid.
  • BOE Interest Rates -  we believe you may be referring to the official Bank Rate set by the Bank of England, please confirm this is correct. Correct
  • Population - we believe you may be referring to UK population statistics, please confirm this is correct. Correct. If split by age groups it would be better so I can understand the population of potential home buyers.
  • Employment - we believe you may be referring to UK employment statistics, please confirm this is correct. Employed/Unemployed by quarter
  • Property Prices - we believe you may be referring to property price statistics based on all UK properties, please confirm this is correct. Correct. Ideally the geographical split would be the same for "New mtge origination", "New Buildings coming to market" and all the data where this is applicable. If this data is not available, it would be ok to have split by regions (rather than municipality).

Original Request - 11/03/2021

Data points regarding the UK mortgage markets and its evolution over the years; in particular, the factors that contribute to UK house prices and I would like to know if you have data on:

  • Mortgage Rates
  • Size of the Mortgage Market
  • LTV (avg and/or any other metric)
  • New mtge origination
  • New buildings coming to market
  • Stamp Duty
  • BOE Interest Rates
  • Population
  • Employment
  • Property Prices (my dependent variable)

Ideally these should be quarterly data and would go back for 10/20 years.

FCA response:

Refer to supporting documents below

Supporting document

FOI8130 response