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Showing 142 to 151 of 1296 search results for first charge mortgages.

  1. The role of consumer decision-making in ensuring good market dynamics in the mortgage sector

    Speeches Published: 05/10/2016 Last modified: 31/10/2016
    Speech by Christopher Woolard, Director of Strategy and Competition at the FCA, at the Mortgages Conference.
  2. CP16/2: Mortgage Credit Directive: Minor changes to our rules and guidance

    Consultation papers Published: 15/01/2016 Last modified: 23/02/2016
    Consultation paper 16/2 [PDF]. This consultation will particularly affect housing associations and consumers that have taken out second charge mortgages with housing associations. ... and duties under a regulated credit agreement for in relation to their
  3. Speech: New thinking in regulatory economics

    Insight Published: 23/03/2017 Last modified: 23/03/2017
    Our success depends on making markets work well. First, an obvious question with an obvious answer. ... The first point to make on defaults is that they tend to achieve very powerful results.
  4. An evaluation of reducing barriers to entry into the UK banking sector

    Corporate documents Published: 20/12/2018 Last modified: 20/12/2018
    In this paper, we evaluate the impact the 2013 review by the FSA and the Bank of England has had on reducing the barriers to entry for firms entering the UK banking sector, and the benefits it has generated for consumers.
  5. Mortgages and coronavirus: updated guidance for firms

    Policy and guidance Finalised guidance Published: 01/06/2020 Last modified: 17/08/2021
    FCA update to our guidance for firms on mortgages and coronavirus
  6. The rationale for the FCA’s Mission and the context which the FCA operates in

    Speeches Published: 26/10/2016 Last modified: 10/11/2016
    Speech by Andrew Bailey, Chief Executive at the FCA, delivered at City Banquet, Mansion House.
  7. Innovating for the future: the next phase of Project Innovate

    Speeches Published: 10/04/2017 Last modified: 10/04/2017
    Speech by Christopher Woolard, Executive Director of Strategy and Competition at the FCA, delivered at the Innovate Finance Global Summit.
  8. Undertaking cashflow modelling to demonstrate suitability of retirement-related advice

    Published: 20/03/2024 Last modified: 20/03/2024
    Our work on reviewing defined benefit transfer advice and our ongoing supervisory work identified concerns about how firms prepare and use cashflow modelling.
  9. Aggregate complaints data: 2016 H1

    Data and research Published: 06/10/2016 Last modified: 23/05/2022
    The FCA collects complaints data from firms to assess how well they are treating their customers and how firms’ performance changes over time.
  10. The equity release sales and advice process: key findings

    Firms Multi-firm reviews Published: 17/06/2020 Last modified: 17/06/2020
    Key findings from our exploratory work on later life lending, where we considered the borrowing opportunities available to consumers aged 55 and over, focusing on lifetime mortgages.