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Showing 122 to 131 of 838 search results for borrowers who have mortgages.

  1. Learn more about mortgages

    Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance.

  2. Sustainability

    Speeches Published: 22/07/2014 Last modified: 05/08/2014
    Our interventions here can be either sector wide or firm specific.So, you may recall, that in May 2013, we worked with lenders to ensure that borrowers with interest-only mortgages ... Our study found that around 260,000 people do not have a strategy to

  3. 100 days of the FCA

    Speeches Published: 09/07/2013 Last modified: 16/08/2013
    Speech by Martin Wheatley, Chief Executive, the FCA, at the ABI Biennial Conference, London. This is the text of the speech as drafted, which may differ from the delivered version.

  4. Home finance customers with a payment shortfall: PS16/25

    Policy statements Published: 14/12/2016 Last modified: 14/12/2016
    We are publishing our final rules for firms when dealing with customers experiencing a payment shortfall, following our consultation in CP16/16.

  5. Mortgages and coronavirus: additional guidance for firms - finalised guidance

    Finalised guidance Published: 14/09/2020 Last modified: 17/11/2020
    This guidance applies in the exceptional circumstances arising out of the coronavirus (Covid-19) pandemic and its impact on the financial situation of mortgage customers. The additional guidance applies from 16 September.

  6. Getting affordability right in consumer credit

    Speeches Published: 15/03/2018 Last modified: 15/03/2018
    Speech by Jonathan Davidson, Director of Supervision – Retail and Authorisations at the FCA, at Credit Summit, London.

  7. The FCA publishes report into mortgage lenders’ arrears management and forbearance

    Press Releases Published: 25/02/2014 Last modified: 29/11/2021
    In a review of lenders’ approaches to mortgage arrears management, the Financial Conduct Authority (FCA) found firms had improved practices, placing greater emphasis on the need to treat customers fairly, but identified areas on which the industry

  8. Consumers struggling with rising prices urged to seek help

    Press Releases Published: 06/07/2022 Last modified: 06/07/2022
    The Financial Conduct Authority (FCA) and MoneyHelper are urging consumers to get help as soon as possible if they are struggling financially because of the rising cost of living.

  9. £12 million compensation to be paid to thousands of struggling borrowers

    Press Releases Published: 03/11/2022 Last modified: 03/11/2022
    The FCA expects lenders to learn the lessons from good and poor practice during the Covid-19 pandemic to help borrowers during the cost-of-living squeeze.

  10. Methodology note on calculating capital pressures

    Statements Published: 27/03/2013 Last modified: 29/03/2013
    In November 2012 the interim Financial Policy Committee recommended that the FSA takes action to ensure that the capital of UK banks and building societies reflects a proper valuation of their assets, a realistic assessment of future conduct costs

  11. Mortgages and coronavirus: updated and additional guidance for firms

    Guidance consultations Published: 02/11/2020 Last modified: 02/11/2020
    This guidance applies in the exceptional circumstances arising out of the coronavirus (Covid-19) pandemic and its impact on the financial situation of mortgage customers.