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Showing 41 to 50 of 76 search results for Consequential Changes to the Consumer Credit Sourcebook.

  1. Creditworthiness and affordability: common misunderstandings

    Tasks for regulated firms Published: 26/06/2015 Last modified: 10/02/2023
    There are some common misconceptions among consumer credit firms as to what the FCA rules on creditworthiness and affordability mean. They explain some of the main points and what firms should do to comply with their rules.

  2. Our approach to international firms

    Corporate documents Published: 19/03/2024 Last modified: 19/03/2024
    Find out what standards we expect from international firms providing financial services in the UK, or preparing to apply for full UK authorisation.

  3. Quarterly Consultation Paper No. 14: CP16/21

    Consultation papers Published: 02/09/2016 Last modified: 10/11/2016
    Last updated: 10/11/2016. We are proposing to:. make changes to the APR assumptions for consumer credit agreements. ... update the equity release rules in MCOB to facilitate the availability of lifetime mortgages where the consumer can choose to switch

  4. Bounce Back Loan Scheme: guidance for firms on use of Pay as You Grow options

    Guidance consultations Published: 04/12/2020 Last modified: 04/12/2020
    We are consulting on proposed guidance for firms that will be providing Pay as You Grow options under the Government’s Bounce Back Loan Scheme.

  5. Realising the benefits of purposeful leadership

    Speeches Published: 01/11/2018 Last modified: 01/11/2018
    Speech by Jonathan Davidson, Director of Supervision – Retail and Authorisations at the FCA, delivered at the CCTA 2018 Conference, Nottingham.

  6. Overdraft repeat use: good practice and areas of concern

    Good and poor practice Published: 19/04/2023 Last modified: 19/04/2023
    We asked all firms that provide overdrafts to personal account customers to share with us their overdraft repeat use strategies. We reviewed these strategies and set out our findings.

  7. PS21/1: Breathing Space Regulations: changes to our Handbook

    Policy statements Published: 26/02/2021 Last modified: 26/02/2021
    We’re consulting on some minor changes to our Handbook resulting from regulations on problem debt that are expected to come into force in England and Wales in May 2021.

  8. CP15/6: Consumer credit - proposed changes to our rules and guidance

    Consultation papers Published: 24/02/2015 Last modified: 30/08/2015
    This paper outlines our proposed policy changes to our consumer credit regime.

  9. Our Perimeter Report

    Annual reports Published: 20/07/2022 Last modified: 05/04/2024
    Our perimeter (remit) determines the activities we regulate and the level of protection consumers can expect when they buy financial services and products

  10. Maintaining market confidence: an update on Brexit

    Speeches Published: 05/11/2018 Last modified: 05/11/2018
    Speech delivered by Nausicaa Delfas, Executive Director of International at the City and Financial: 3rd UK Financial Services Brexit Summit