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Showing 81 to 90 of 6481 search results for CONC.

81. The FCA sets out in detail how it will regulate consumer credit, including payday lending, when it takes over responsibility in April 2014

    Press Releases Published: 03/10/2013 Last modified: 29/11/2016
    The key elements of the proposed consumer credit regime are:. Affordability checks for every credit agreement to ensure that only consumers that can afford a loan can get a loan. ... A new rulebook, the Consumer Credit Sourcebook, will contain the new

82. Finalised Guidance: Consumer credit and coronavirus: updated guidance for firms

    Finalised guidance Published: 19/11/2020 Last modified: 13/01/2022
    This guidance applies in the exceptional circumstances arising out of the coronavirus (Covid-19) pandemic and its impact on the financial situation of consumer credit customers.

83. Electronic money and payment service providers: conduct of business requirements

    Tasks for firms Published: 29/07/2015 Last modified: 30/08/2023
    Read more about how conduct of business requirements affect payment service providers (PSPs) and electronic money issuers.

84. FCA to undertake work in the motor finance market

    Statements Published: 11/01/2024 Last modified: 11/01/2024
    The FCA will review historical motor finance commission arrangements and sales across several firms.

85. FCA proposes update to guidance on mortgages and consumer credit repossessions

    Statements Published: 13/01/2021 Last modified: 13/01/2021
    In November 2020, we announced further support for mortgage and consumer credit borrowers experiencing payment difficulties as a result of coronavirus (Covid-19).

86. Creditworthiness and affordability: common misunderstandings

    Tasks for regulated firms Published: 26/06/2015 Last modified: 10/02/2023
    There are some common misconceptions among consumer credit firms as to what the FCA rules on creditworthiness and affordability mean. They explain some of the main points and what firms should do to comply with their rules.

87. PS23/8: Mortgage Charter: enabling provisions

    Policy and guidance Policy statements Published: 30/06/2023 Last modified: 14/07/2023
    The FCA amend its Mortgages and Home Finance: Conduct of Business (MCOB) sourcebook to support the implementation of the Government’s Mortgage Charter.

88. FCA confirms tough new rules for £200bn consumer credit market

    Press Releases Published: 28/02/2014 Last modified: 28/02/2014
    FCA confirms tough new rules for £200bn consumer credit market. Press Releases First published:. ... Gross consumer credit lending for 2013 was £201.182bn (Source: Bank of England series LPQB3PU (consumer credit excluding student loans).

89. CP14/8: Quarterly consultation No.5

    Consultation papers Published: 06/06/2014 Last modified: 06/06/2014
    We are proposing to:. modify the list of appropriate qualifications in the Training and Competence sourcebook. ... make minor amendments to the Handbook as a result of the transfer of consumer credit regulation.

90. Highlights of the FCA’s new approach in 2021

    Press Releases Published: 31/12/2021 Last modified: 12/01/2022
    Our mission is to protect consumers from harm, enhance the integrity of the UK’s financial system and promote competition. We are continuing to pursue these objectives while also working to become a more innovative, adaptive and assertive regulator