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Consumer credit regulation: the journey so far
Speech by Tracey McDermott, Acting Chief Executive, FCA, delivered at the Credit Summit 2016 on 7 April 2016. This is the text of the speech as drafted, which may differ from the delivered version. -
Consumer Credit: 4 years of FCA regulation
The FCA marks 4 years since it took on responsibility for regulation of consumer credit. -
About our data
The FCA publishes a wide range of data. Find out about the types of data available and how often it is published. -
Our approach to consumers
Our Approach to Consumers sets out how we use our powers and tools to protect consumers of financial services, in line with our consumer protection objective. -
Credit reporting: Interim Working Group (IWG)
The interim working group (IWG) aims to produce recommendations to the FCA on the new Credit Reporting Governance Body. Find out more about this work. -
Consumer Duty – information for firms
To help firms implement the Duty, we explain more on the areas of the Duty that we have been receiving firm queries on which are relevant for the wider market. -
Approved Persons Regime
Approved persons carry out certain activities on a firm's behalf and must be regulated by us. Learn about our requirements, conduct rules and 'fit and proper' test. -
Authorisation of credit unions: mobilisation
Find out how the FCA have simplified the process for authorising credit unions by introducing the mobilisation option to reduce potential barriers to entry in this sector and enable increased competition. -
Data on consumer credit loan agreements - July 2022
The FCA provides data on high cost short-term credit loans, home credit loans and pawnbroking loans. -
Repeal and replacement of assimilated law
Documents on the repeal and replacement of provisions in the retained EU law.