General insurance value measures data 2022

Data Published: 20/09/2023 Last updated: 20/09/2023

We provide our first full year of general insurance value measures data, for January to December 2022. This follows our previous publication of value measures data (for July to December 2021) in November 2022.

General insurance is an important product for consumers and provides essential protection to consumers. Our latest data and our ongoing interactions with firms, shows that some general insurance firms may be failing to comply with our rules around offering fair value as required by PROD4 and delivering good outcomes for their consumers under the Consumer Duty.

In our previous publication we said we were concerned that the data showed individual firms, or products, were not providing fair value. Despite this, the new data suggests that there are still several examples where individual firms, or products do not appear to be providing fair value. So, we have written to GAP insurers informing them that we do not think they are likely to be meeting our PROD rules or providing fair value to customers. We have given these firms a month to propose how they will address the position. Where firms are not able to demonstrate that they are in compliance with our rules, we will consider using our regulatory powers. Our concerns are set out in the section below, and as well as applying to GAP insurance, may have relevance to other Value Measures products.

Whilst this action is on GAP insurance, many of the concerns we see are potentially related to wider issues and so firms’ Boards should take note of this action and make sure they are meeting their product governance requirements across all retail products. We have emphasised this further in our recent portfolio letters to insurance firms.

1. Our concerns

Value is the relationship between the overall price to the customer and the quality of service or benefit provided. Whether a product is delivering fair value will depend on a range of factors that firms should already be considering. For example, the nature of the product, the type and quality of service provided (including by parties in the distribution chain), the overall costs of manufacture and distribution and the quality of any benefit.

Firms should already be meeting their obligations as set out under PROD4 and our Consumer Duty.

We have concerns in 3 main areas:

  • the extent and quality to which insurance firms have implemented and embedded these rules overall
     
  • certain firms and specific products where intelligence shows that customers may not be receiving fair value – and whether firms are able to show that their value assessment of those products is in line with our rules
     
  • initial indications from our supervision of firms shows deficiencies in product governance and a lack of adequate management information

We are particularly concerned that some distribution arrangements we saw do not clearly demonstrate how fair value is being delivered. We have seen what would appear to be high commission levels, and it was not clear how these products were being assessed to show they were consistent with fair value. For example, we have seen high levels of commission in distribution chains for what appears to be a standard non-advised sale, where it was not clear how the commission levels had been assessed to support the delivery of fair value.

Addressing these concerns is a key focus and over the coming months we will comment further on the action we are taking to address them.

2. What the data shows

We have looked at total claims costs as a proportion of total premiums paid. At an aggregated product level (where a minimum of 5 firms reported data):

  • Claims costs as a proportion of premium range from 4% for GAP Insurance (Add on) to 65% for Motor (All), with the median in that range at 35%.
     
  • Many of the products we commented on last time appear to still have the lowest proportion of claims costs to premiums written. These products include 4% for GAP Insurance (Add-on) (5% H2 2021), 7% for GAP Insurance (Standalone) (8% H2 2021) and 15% for Excess Protection (for Motor Insurance) (Add-on) (10% H2 2021).
     
  • The larger retail insurance products recorded claims costs as a proportion of premiums written of 65% for Motor Insurance (all) and 50% for Home Insurance (buildings and contents combined). Travel Insurance (Annual European) (All) and Travel Insurance (Single Trip) (Standalone) were around 32% (9% and 18% respectively H2 2021), with the upwards shift in travel insurance likely to relate significantly to the lifting of travel restrictions coming out of the pandemic (Covid-19).
     
  • Some add-ons reported a much lower proportion of premium paid out as claims compared to the corresponding standalone product. But we suspect firms may be taking an inconsistent approach around reporting products as add-on or standalone – and we will look further to improve clarity for the next publication.

This is the second dataset, and the first covering a full 12-month period. Users of the data can download the data tables and filter the firm specific information by product to explore the distribution of value measures across different firms.

Download GI value measures 2022 (XLSX)

View the GI values measures tables

Users of this data have fed back to us that useability could be improved. The presentation of the data was consulted on, and we have made every effort to make the data as easy to use as possible. We will look at further improvements in the future.

We will be collecting data in February 2024 for the period January-December 2023 – and will publish this later in 2024.

3. Explaining the data and data quality

Many factors potentially contribute to the value profile of a General Insurance product – and it is important to consider all these factors rather than single metrics in isolation.

Some important factors will not be identifiable in the data but will influence the results. For example, business mix, age of the product, duration of policy (some products in our sample may have terms longer than 12 months), target market, and volume of business could create significant variation across products or firms. External factors such as climate patterns, inflation or societal issues could also have an impact.

Users of this data should apply caution if comparing the data for January to December 2022 with our previous publication covering June to December 2021. The reporting periods are different, and the earlier dataset is more likely to be affected by the impact of the Covid-19 pandemic. For example, the % of premiums paid out in claims for Annual European Travel Insurance has gone from around 9% to 32%, which is likely to relate to the lifting of travel restrictions.

Firms are responsible for submitting complete and accurate data. We have taken steps to challenge and remediate material data quality issues where we have identified them. Ahead of the data collection, we also shared lessons with firms on data quality from our first publication. It is possible that reporting inaccuracies or inconsistencies may still exist between firms. Issues we have identified within this data collection include:

  • the potential for inconsistent interpretation of ‘add-on’ versus ‘standalone products’
     
  • whether some firms may be misunderstanding reporting requirements and duplicating data submitted by other firms

We will engage with firms ahead of the next data collection to explore and clarify any areas of confusion and improve data quality.

4. Why we are publishing

We committed to publish the GI value measures data in Policy Statement PS20/9.

The data provides firms, market commentators and organisations such as consumer groups, with common indicators of value across a range of GI products. By publishing this information, we aim to create incentives for firms to compete on broader elements of product value rather than price alone, and to improve the value of the products and services they offer consumers.

The data is not designed to support consumers directly while making decisions about insurance products. The data is also historic so may not reflect products and prices available today. If consumers have questions about the value of their insurance products, they should raise these with their insurer or broker directly. It is important that consumers understand what cover they are getting – and firms must make that clear to consumers during the sales journey.

5. What the data includes

The data includes firm specific information on claims frequencies, claims acceptance rates, average claims pay-outs and claims complaints as a proportion of claims, for a wide range of retail GI products.

Firms are required to report for relevant products sold to consumers in the UK where total retail premiums (written) are above £400,000 in the reporting period, and where there are more than 3,000 policies in force during the reporting period. We are publishing data about individual firms where the same reporting threshold is met at a granular product level.

We have included additional contextual information at an aggregate product level to help readers interpret the data. For example, we have calculated the proportion of money raised in premiums that insurers paid out in claims. Our aggregated product level data only includes products where 5 or more firms submitted data.

In Policy Statement PS20/9 we said that we would not require firms to report claims cost information for legal expenses insurance or vehicle breakdown insurance. The data does not include related metrics for these products. 

6. Data tables

Product Category

Claims Frequency

Claims acceptance rate

Average claims payout

Claim complaints as a % of claims

Average number of policies in force

Total retail premiums(written)

% of premiums paid out in claims

GAP insurance (Add-on)

0.34%

95.59%

£2,201.00

3.78%

567,895

£74,726,828.00

4.37%

GAP insurance (Stand-alone)

1.80%

99.30%

£529.86

0.63%

1,851,075

£233,690,641.00

6.87%

Excess protection (for motor insurance) (Add-on)

3.26%

99.27%

£404.78

0.90%

327,714

£25,600,145.00

14.63%

Personal accident (Add-on)

0.17%

96.06%

£2,191.67

1.90%

2,723,116

£49,514,225.00

18.52%

Personal accident (Stand-alone)

0.58%

84.59%

£3,178.85

5.71%

1,326,927

£93,739,529.00

19.50%

Payment protection (credit card,store cards and personal loans) (All)

0.77%

86.46%

£3,491.61

6.09%

469,712

£37,023,469.00

22.20%

Home emergency (Add-on)

3.65%

86.54%

£187.17

4.36%

4,221,816

£87,711,607.00

26.23%

Payment protection (mortgage) (All)

2.47%

92.24%

£3,833.82

6.97%

194,311

£64,057,349.00

27.76%

Excess protection (for motor insurance) (Stand-alone)

1.50%

97.77%

£403.68

0.51%

1,981,999

£23,717,634.00

29.73%

Key cover (Add-on)

1.32%

86.76%

£314.98

3.71%

1,300,227

£12,554,653.00

30.60%

Travel - annual european (All)

6.07%

76.15%

£1,146.91

4.08%

2,094,389

£231,650,445.00

31.56%

Travel - single trip (Stand-alone)

7.16%

73.14%

£1,150.61

3.54%

4,754,686

£550,136,289.00

32.37%

Vehicle cosmetic insurance (Stand-alone)

27.82%

89.35%

£275.05

1.01%

380,889

£68,914,595.00

33.69%

Home emergency (Stand-alone)

33.70%

97.08%

£135.35

11.92%

9,305,690

£1,196,698,550.00

33.76%

Home - contents only (All)

3.00%

76.12%

£1,573.77

5.68%

4,196,679

£437,495,107.00

35.14%

Extended warranty - motor (Stand-alone)

23.42%

87.66%

£781.02

1.22%

359,035

£139,601,493.00

39.04%

Extended warranty - electrical goods (Stand-alone)

13.75%

99.19%

£150.32

4.90%

9,514,957

£470,115,517.00

41.46%

Travel - annual worldwide (All)

10.88%

81.56%

£1,827.55

4.34%

1,858,512

£366,423,736.00

41.93%

Dental insurance (All)

6.63%

94.72%

£121.79

1.76%

1,403,634

£25,214,702.00

42.33%

Gadget (including mobile phone) (Add-on)

12.84%

97.68%

£401.64

5.35%

2,249,988

£238,245,176.00

43.99%

Pet - time limited (All)

25.75%

89.33%

£571.61

1.50%

985,130

£253,742,941.00

49.93%

Home - (buildings and contents combined) (All)

5.47%

76.32%

£3,733.28

8.72%

14,504,167

£4,185,398,837.00

50.37%

Pet - maximum benefit (All)

24.66%

93.99%

£672.78

1.50%

584,270

£175,775,765.00

50.63%

Home - buildings only (All)

3.19%

67.59%

£4,856.18

11.09%

2,043,239

£394,434,435.00

56.89%

Gadget (including mobile phone) (Stand-alone)

10.59%

92.28%

£343.59

7.75%

4,980,898

£272,156,301.00

57.42%

Motor cycle (All)

5.68%

98.42%

£4,557.57

3.80%

1,326,789

£291,759,800.00

60.67%

Motor (All)

10.62%

99.06%

£3,283.14

5.37%

33,457,784

£14,610,008,799.00

64.51%

Pet - covered for life (All)

46.68%

95.34%

£551.62

0.95%

4,019,516

£1,445,106,411.00

65.04%

Healthcare cash plan (All)

202.17%

92.91%

£62.71

0.10%

2,209,370

£388,077,375.00

66.83%

After the event legal expenses (All)

4.22%

91.75%

0.40%

446,586

£116,464,502.00

Before the event legal expenses - home (All)

0.27%

52.95%

9.12%

10,596,969

£175,172,040.00

Before the event legal expenses - motor (All)

0.95%

96.43%

0.23%

19,752,408

£276,821,823.00

Vehicle breakdown (Add-on)

11.65%

93.74%

1.75%

7,463,535

£314,853,667.00

Vehicle breakdown (Stand-alone)

33.66%

96.41%

2.09%

7,930,885

£882,176,259.00

Firm name

Product Category

Claims acceptance rate

Claims frequency

Claims complaints as a % of claims

Average claims payout

247 Home Assist Limited

Home emergency (Stand-alone)

85 - 90%

55 - 60%

0 - 5%

£0 - 500

AA Underwriting Insurance Company Limited

Home - contents only (All)

70 - 75%

0 - 5%

5 - 10%

£1500 - 2000

AA Underwriting Insurance Company Limited

Home - buildings only (All)

50 - 55%

0 - 5%

20 - 25%

£3500 - 4000

AA Underwriting Insurance Company Limited

Home - (buildings and contents combined) (All)

55 - 60%

0 - 5%

15 - 20%

£3000 - 3500

AA Underwriting Insurance Company Limited

Motor (All)

95 - 100%

5 - 10%

5 - 10%

£4000 - 4500

Able Insurance Services Ltd

Motor (All)

80 - 85%

0 - 5%

0 - 5%

£3500 - 4000

Acasta European Insurance Company Limited

Excess protection (for motor insurance) (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£2000 - 2500

Acasta European Insurance Company Limited

Wedding and party insurance (All)

95 - 100%

0 - 5%

0 - 5%

£2500 - 3000

Acasta European Insurance Company Limited

Extended warranty - furniture (Stand-alone)

80 - 85%

0 - 5%

0 - 5%

£0 - 500

Acasta European Insurance Company Limited

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Acasta European Insurance Company Limited

Extended warranty - motor (Stand-alone)

70 - 75%

5 - 10%

0 - 5%

£0 - 500

Acasta European Insurance Company Limited

Alloy Wheel insurance (Stand-alone)

90 - 95%

10 - 15%

0 - 5%

£0 - 500

Acasta European Insurance Company Limited

Extended warranty - electrical goods (Stand-alone)

95 - 100%

20 - 25%

0 - 5%

£0 - 500

Acasta European Insurance Company Limited

Vehicle cosmetic insurance (Stand-alone)

95 - 100%

45 - 50%

0 - 5%

£1000 - 1500

Accredited Insurance (Europe) Ltd

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

0 - 5%

Accredited Insurance (Europe) Ltd

Before the event legal expenses - home (All)

15 - 20%

0 - 5%

30 - 35%

Accredited Insurance (Europe) Ltd

Motor cycle (All)

95 - 100%

0 - 5%

5 - 10%

£2500 - 3000

Accredited Insurance (Europe) Ltd

Home - contents only (All)

90 - 95%

0 - 5%

5 - 10%

£1000 - 1500

Accredited Insurance (Europe) Ltd

Home - buildings only (All)

75 - 80%

0 - 5%

5 - 10%

£3000 - 3500

Accredited Insurance (Europe) Ltd

Home - (buildings and contents combined) (All)

75 - 80%

0 - 5%

5 - 10%

£2000 - 2500

Accredited Insurance (Europe) Ltd

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£2500 - 3000

Accredited Insurance (Europe) Ltd

Home emergency (Add-on)

85 - 90%

5 - 10%

20 - 25%

£0 - 500

Acromas Insurance Company Limited

Before the event legal expenses - home (All)

35 - 40%

0 - 5%

0 - 5%

Acromas Insurance Company Limited

Before the event legal expenses - motor (All)

80 - 85%

0 - 5%

0 - 5%

Acromas Insurance Company Limited

Home - contents only (All)

75 - 80%

0 - 5%

0 - 5%

£1500 - 2000

Acromas Insurance Company Limited

Home - buildings only (All)

75 - 80%

0 - 5%

5 - 10%

£3000 - 3500

Acromas Insurance Company Limited

Home - (buildings and contents combined) (All)

70 - 75%

0 - 5%

5 - 10%

£2500 - 3000

Acromas Insurance Company Limited

Motor (All)

95 - 100%

5 - 10%

10 - 15%

£3000 - 3500

Acromas Insurance Company Limited

Pet - maximum benefit (All)

75 - 80%

20 - 25%

0 - 5%

£500 - 1000

Action 365 Ltd

Motor (All)

95 - 100%

15 - 20%

5 - 10%

£2000 - 2500

Advantage Insurance Company Limited

Home - (buildings and contents combined) (All)

75 - 80%

0 - 5%

15 - 20%

£3000 - 3500

Advantage Insurance Company Limited

Motor cycle (All)

95 - 100%

0 - 5%

5 - 10%

£2500 - 3000

Advantage Insurance Company Limited

Motor (All)

95 - 100%

5 - 10%

5 - 10%

£2500 - 3000

Ageas Insurance Limited

GAP insurance (Stand-alone)

90 - 95%

0 - 5%

0 - 5%

£1500 - 2000

Ageas Insurance Limited

GAP insurance (Add-on)

95 - 100%

0 - 5%

0 - 5%

£2500 - 3000

Ageas Insurance Limited

Personal accident (Add-on)

85 - 90%

0 - 5%

0 - 5%

£2000 - 2500

Ageas Insurance Limited

Key cover (Add-on)

85 - 90%

0 - 5%

0 - 5%

£0 - 500

Ageas Insurance Limited

Motor cycle (All)

95 - 100%

0 - 5%

0 - 5%

£7000 - 7500

Ageas Insurance Limited

Travel - annual worldwide (All)

85 - 90%

0 - 5%

0 - 5%

£500 - 1000

Ageas Insurance Limited

Home - buildings only (All)

60 - 65%

0 - 5%

5 - 10%

£4500 - 5000

Ageas Insurance Limited

Home - contents only (All)

75 - 80%

0 - 5%

5 - 10%

£1000 - 1500

Ageas Insurance Limited

Home - (buildings and contents combined) (All)

65 - 70%

0 - 5%

5 - 10%

£4500 - 5000

Ageas Insurance Limited

Excess protection (for motor insurance) (Add-on)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Ageas Insurance Limited

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£3500 - 4000

Ageas Insurance Limited

Vehicle breakdown (Stand-alone)

95 - 100%

15 - 20%

0 - 5%

Ageas Insurance Limited

Vehicle breakdown (Add-on)

85 - 90%

20 - 25%

0 - 5%

Aioi Nissay Dowa Insurance UK Limited

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£2000 - 2500

Aioi Nissay Dowa Insurance UK Limited

Vehicle cosmetic insurance (Stand-alone)

80 - 85%

10 - 15%

0 - 5%

£0 - 500

Aioi Nissay Dowa Insurance UK Limited

Motor (All)

95 - 100%

10 - 15%

5 - 10%

£10000 - 10500

AllClear Insurance Services Ltd

Travel - annual worldwide (All)

90 - 95%

10 - 15%

5 - 10%

£1500 - 2000

AllClear Insurance Services Ltd

Travel - annual european (All)

90 - 95%

10 - 15%

5 - 10%

£1000 - 1500

AllClear Insurance Services Ltd

Travel - single trip (Stand-alone)

85 - 90%

15 - 20%

5 - 10%

£1000 - 1500

Allianz Insurance Plc

Before the event legal expenses - home (All)

60 - 65%

0 - 5%

5 - 10%

Allianz Insurance Plc

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

0 - 5%

Allianz Insurance Plc

After the event legal expenses (All)

95 - 100%

10 - 15%

0 - 5%

Allianz Insurance Plc

Pet - time limited (All)

85 - 90%

25 - 30%

0 - 5%

£500 - 1000

Allianz Insurance Plc

Pet - covered for life (All)

90 - 95%

40 - 45%

0 - 5%

£500 - 1000

Alwyn Insurance Company Limited

GAP insurance (Add-on)

95 - 100%

0 - 5%

0 - 5%

£500 - 1000

Alwyn Insurance Company Limited

Before the event legal expenses - home (All)

95 - 100%

0 - 5%

15 - 20%

Alwyn Insurance Company Limited

Key cover (Add-on)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Alwyn Insurance Company Limited

Personal accident (Add-on)

70 - 75%

0 - 5%

0 - 5%

£1000 - 1500

Alwyn Insurance Company Limited

Before the event legal expenses - other (All)

95 - 100%

0 - 5%

0 - 5%

Alwyn Insurance Company Limited

Home emergency (Add-on)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Alwyn Insurance Company Limited

Motor (All)

90 - 95%

10 - 15%

0 - 5%

£4000 - 4500

Alwyn Insurance Company Limited

Vehicle breakdown (Add-on)

95 - 100%

20 - 25%

0 - 5%

Alwyn Insurance Company Limited

Motor cycle (All)

95 - 100%

65 - 70%

0 - 5%

£4500 - 5000

AMERICAN INTERNATIONAL GROUP UK LIMITED

Personal accident (Stand-alone)

75 - 80%

0 - 5%

0 - 5%

£3000 - 3500

AMERICAN INTERNATIONAL GROUP UK LIMITED

Extended warranty - electrical goods (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

AMERICAN INTERNATIONAL GROUP UK LIMITED

Healthcare cash plan (All)

95 - 100%

0 - 5%

0 - 5%

£2000 - 2500

AMERICAN INTERNATIONAL GROUP UK LIMITED

Excess protection (for motor insurance) (Stand-alone)

95 - 100%

5 - 10%

0 - 5%

£0 - 500

AMERICAN INTERNATIONAL GROUP UK LIMITED

Motor (All)

95 - 100%

10 - 15%

0 - 5%

£9000 - 9500

AMERICAN INTERNATIONAL GROUP UK LIMITED

Gadget (including mobile phone) (Stand-alone)

90 - 95%

10 - 15%

10 - 15%

£0 - 500

AMERICAN INTERNATIONAL GROUP UK LIMITED

Travel - single trip (Stand-alone)

70 - 75%

10 - 15%

5 - 10%

£500 - 1000

AMERICAN INTERNATIONAL GROUP UK LIMITED

Home - (buildings and contents combined) (All)

95 - 100%

15 - 20%

0 - 5%

£25000 - 25500

AMS Insurance Services Limited

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£2000 - 2500

Amtrust Europe Limited

Before the event legal expenses - home (All)

55 - 60%

0 - 5%

10 - 15%

Amtrust Europe Limited

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£3000 - 3500

Amtrust Europe Limited

Payment protection (mortgage) (All)

90 - 95%

0 - 5%

10 - 15%

£2500 - 3000

Amtrust Europe Limited

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

0 - 5%

Amtrust Europe Limited

Home emergency (Add-on)

80 - 85%

0 - 5%

0 - 5%

£0 - 500

Amtrust Europe Limited

Payment protection (credit card,store cards and personal loans) (All)

90 - 95%

0 - 5%

5 - 10%

£2500 - 3000

Amtrust Europe Limited

Gadget (including mobile phone) (Stand-alone)

95 - 100%

5 - 10%

0 - 5%

£0 - 500

Amtrust Europe Limited

After the event legal expenses (All)

90 - 95%

5 - 10%

0 - 5%

Amtrust Europe Limited

Vehicle breakdown (Add-on)

90 - 95%

10 - 15%

0 - 5%

Amtrust Europe Limited

Vehicle cosmetic insurance (Stand-alone)

90 - 95%

40 - 45%

0 - 5%

£0 - 500

Amtrust Europe Limited

Home emergency (Stand-alone)

85 - 90%

45 - 50%

0 - 5%

£0 - 500

Ancile Insurance Group Ltd

Travel - annual worldwide (All)

85 - 90%

0 - 5%

5 - 10%

£3000 - 3500

Ancile Insurance Group Ltd

Travel - single trip (Stand-alone)

85 - 90%

0 - 5%

5 - 10%

£2000 - 2500

Ancile Insurance Group Ltd

Travel - annual european (All)

85 - 90%

5 - 10%

5 - 10%

£1500 - 2000

Animal Friends Insurance Services Ltd

Pet - accident only (All)

70 - 75%

5 - 10%

0 - 5%

£500 - 1000

Animal Friends Insurance Services Ltd

Pet - maximum benefit (All)

90 - 95%

10 - 15%

0 - 5%

£0 - 500

Animal Friends Insurance Services Ltd

Pet - time limited (All)

85 - 90%

25 - 30%

0 - 5%

£0 - 500

Animal Friends Insurance Services Ltd

Pet - covered for life (All)

95 - 100%

55 - 60%

0 - 5%

£0 - 500

ARAG Allgemeine Versicherungs-Aktiengesellschaft

Before the event legal expenses - home (All)

70 - 75%

0 - 5%

0 - 5%

ARAG Allgemeine Versicherungs-Aktiengesellschaft

Vehicle breakdown (Add-on)

95 - 100%

0 - 5%

0 - 5%

Arc Legal Assistance Limited

Personal accident (Add-on)

50 - 60%

0 - 5%

0 - 5%

£6000 - 6500

Arc Legal Assistance Limited

Before the event legal expenses - other (All)

40 - 45%

0 - 5%

5 - 10%

Arc Legal Assistance Limited

Before the event legal expenses - home (All)

30 - 35%

0 - 5%

0 - 5%

Arc Legal Assistance Limited

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

0 - 5%

Arc Legal Assistance Limited

Excess protection (for motor insurance) (Add-on)

95 - 100%

0 - 5%

0 - 5%

£500 - 1000

Arc Legal Assistance Limited

Home emergency (Add-on)

75 - 80%

0 - 5%

0 - 5%

£0 - 500

Arc Legal Assistance Limited

Vehicle breakdown (Add-on)

95 - 100%

10 - 15%

0 - 5%

Arch Insurance (UK) Limited

Payment protection (mortgage) (All)

95 - 100%

0 - 5%

0 - 5%

£208000 - 208500

Arch Managing Agency Limited

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£1500 - 2000

Arch Managing Agency Limited

Extended warranty - motor (Stand-alone)

75 - 80%

25 - 30%

0 - 5%

£500 - 1000

Arkel Limited

Home - (buildings and contents combined) (All)

85 - 90%

0 - 5%

0 - 5%

£3500 - 4000

Assurant General Insurance Limited

Extended warranty - electrical goods (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£1000 - 1500

Assurant General Insurance Limited

Gadget (including mobile phone) (Add-on)

95 - 100%

15 - 20%

5 - 10%

£0 - 500

Assurant General Insurance Limited

Gadget (including mobile phone) (Stand-alone)

95 - 100%

20 - 25%

5 - 10%

£0 - 500

Astrenska Insurance Limited

Personal accident (Add-on)

95 - 100%

0 - 5%

15 - 20%

Astrenska Insurance Limited

Key cover (Add-on)

80 - 85%

0 - 5%

0 - 5%

£0 - 500

Astrenska Insurance Limited

Excess protection (for motor insurance) (Add-on)

95 - 100%

0 - 5%

0 - 5%

£500 - 1000

Astrenska Insurance Limited

Gadget (including mobile phone) (Add-on)

90 - 95%

0 - 5%

10 - 15%

£0 - 500

Astrenska Insurance Limited

Home emergency (Add-on)

80 - 85%

5 - 10%

5 - 10%

£0 - 500

Astrenska Insurance Limited

Travel - annual european (All)

85 - 90%

5 - 10%

5 - 10%

£1000 - 1500

Astrenska Insurance Limited

Travel - annual worldwide (All)

85 - 90%

10 - 15%

0 - 5%

£1000 - 1500

Astrenska Insurance Limited

Vehicle breakdown (Stand-alone)

95 - 100%

10 - 15%

0 - 5%

Astrenska Insurance Limited

Gadget (including mobile phone) (Stand-alone)

90 - 95%

15 - 20%

0 - 5%

£500 - 1000

Astrenska Insurance Limited

Extended warranty - electrical goods (Stand-alone)

90 - 95%

15 - 20%

0 - 5%

£0 - 500

Astrenska Insurance Limited

Travel - single trip (Stand-alone)

80 - 85%

20 - 25%

0 - 5%

£500 - 1000

Astrenska Insurance Limited

Extended warranty - electrical goods (Add-on)

95 - 100%

20 - 25%

0 - 5%

£0 - 500

Astrenska Insurance Limited

Travel - single trip (Add-on)

80 - 85%

25 - 30%

0 - 5%

£0 - 500

Astrenska Insurance Limited

Vehicle breakdown (Add-on)

95 - 100%

40 - 45%

0 - 5%

Asurion Europe Limited

Gadget (including mobile phone) (Stand-alone)

95 - 100%

5 - 10%

0 - 5%

£0 - 500

Atlas Insurance PCC Limited

Pet - covered for life (All)

95 - 100%

70 - 75%

0 - 5%

£0 - 500

Autoguard Warranties Limited

GAP insurance (Add-on)

50 - 60%

0 - 5%

0 - 5%

Autohome Insurance Limited

Vehicle breakdown (Stand-alone)

95 - 100%

10 - 15%

0 - 5%

Automobile Association Insurance Services Limited

Vehicle breakdown (Add-on)

90 - 95%

10 - 15%

0 - 5%

Automobile Association Insurance Services Limited

Parts and garage cover (All)

85 - 90%

25 - 30%

0 - 5%

£0 - 500

Automobile Association Insurance Services Limited

Vehicle breakdown (Stand-alone)

95 - 100%

40 - 45%

0 - 5%

AutoProtect (MBI) Ltd

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£1500 - 2000

AutoProtect (MBI) Ltd

Key cover (Stand-alone)

55 - 60%

0 - 5%

0 - 5%

£0 - 500

AutoProtect (MBI) Ltd

Tyre cover (Stand-alone)

90 - 95%

15 - 20%

0 - 5%

£0 - 500

AutoProtect (MBI) Ltd

Extended warranty - motor (Stand-alone)

60 - 65%

25 - 30%

0 - 5%

£0 - 500

AutoProtect (MBI) Ltd

Alloy Wheel insurance (Stand-alone)

95 - 100%

25 - 30%

0 - 5%

£0 - 500

AutoProtect (MBI) Ltd

Vehicle cosmetic insurance (Stand-alone)

85 - 90%

25 - 30%

0 - 5%

£0 - 500

Autorama UK Limited

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£2000 - 2500

Aviva Insurance Limited

Before the event legal expenses - home (All)

30 - 35%

0 - 5%

10 - 15%

Aviva Insurance Limited

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

0 - 5%

Aviva Insurance Limited

Home - buildings only (All)

65 - 70%

0 - 5%

5 - 10%

£4000 - 4500

Aviva Insurance Limited

Motor cycle (All)

95 - 100%

0 - 5%

5 - 10%

£7500 - 8000

Aviva Insurance Limited

Home - contents only (All)

60 - 65%

0 - 5%

5 - 10%

£2000 - 2500

Aviva Insurance Limited

Travel - annual european (All)

75 - 80%

5 - 10%

0 - 5%

£1000 - 1500

Aviva Insurance Limited

Home - (buildings and contents combined) (All)

70 - 75%

5 - 10%

5 - 10%

£3500 - 4000

Aviva Insurance Limited

Travel - annual worldwide (All)

80 - 85%

10 - 15%

5 - 10%

£1000 - 1500

Aviva Insurance Limited

Motor (All)

95 - 100%

10 - 15%

5 - 10%

£3000 - 3500

Aviva Insurance Limited

Gadget (including mobile phone) (Stand-alone)

95 - 100%

10 - 15%

0 - 5%

£0 - 500

Aviva Insurance Limited

Travel - single trip (Stand-alone)

75 - 80%

15 - 20%

0 - 5%

£1000 - 1500

Aviva Insurance Limited

Home emergency (Stand-alone)

95 - 100%

30 - 35%

5 - 10%

£0 - 500

AWP Assistance UK Ltd

Ticket cancellation insurance (All)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

AWP Assistance UK Ltd

Gadget (including mobile phone) (Stand-alone)

95 - 100%

5 - 10%

0 - 5%

£0 - 500

AWP Assistance UK Ltd

Home emergency (Stand-alone)

80 - 85%

5 - 10%

0 - 5%

£0 - 500

AWP Assistance UK Ltd

Travel - annual european (All)

90 - 95%

5 - 10%

0 - 5%

£500 - 1000

AWP Assistance UK Ltd

Extended warranty - motor (Stand-alone)

95 - 100%

10 - 15%

0 - 5%

£500 - 1000

AWP Assistance UK Ltd

Travel - annual worldwide (All)

95 - 100%

20 - 25%

0 - 5%

£2000 - 2500

AWP Assistance UK Ltd

Travel - single trip (Stand-alone)

85 - 90%

30 - 35%

0 - 5%

£1000 - 1500

AWP Assistance UK Ltd

Vehicle breakdown (Stand-alone)

80 - 85%

65 - 70%

0 - 5%

AXA France IARD

GAP insurance (Stand-alone)

85 - 90%

0 - 5%

10 - 15%

£5000 - 5500

AXA France IARD

Personal accident (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£9000 - 9500

AXA Insurance Designated Activity Company

Home - buildings only (All)

60 - 65%

0 - 5%

15 - 20%

£4000 - 4500

AXA Insurance Designated Activity Company

Home - (buildings and contents combined) (All)

55 - 60%

0 - 5%

10 - 15%

£7500 - 8000

AXA Insurance Designated Activity Company

Motor (All)

95 - 100%

5 - 10%

5 - 10%

£6000 - 6500

AXA Insurance Designated Activity Company

Vehicle breakdown (Add-on)

80 - 85%

5 - 10%

0 - 5%

AXA Insurance UK Plc

Payment protection (credit card,store cards and personal loans) (All)

80 - 85%

0 - 5%

5 - 10%

£1500 - 2000

AXA Insurance UK Plc

Payment protection (mortgage) (All)

65 - 70%

0 - 5%

5 - 10%

£3500 - 4000

AXA Insurance UK Plc

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

0 - 5%

AXA Insurance UK Plc

Motor cycle (All)

95 - 100%

0 - 5%

15 - 20%

£5500 - 6000

AXA Insurance UK Plc

Home - contents only (All)

75 - 80%

0 - 5%

10 - 15%

£1500 - 2000

AXA Insurance UK Plc

Home - buildings only (All)

70 - 75%

0 - 5%

15 - 20%

£4000 - 4500

AXA Insurance UK Plc

Home - (buildings and contents combined) (All)

75 - 80%

5 - 10%

15 - 20%

£3500 - 4000

AXA Insurance UK Plc

Travel - annual european (All)

85 - 90%

5 - 10%

5 - 10%

£500 - 1000

AXA Insurance UK Plc

Travel - annual worldwide (All)

85 - 90%

10 - 15%

5 - 10%

£500 - 1000

AXA Insurance UK Plc

Motor (All)

95 - 100%

10 - 15%

5 - 10%

£2500 - 3000

AXA Insurance UK Plc

Travel - single trip (Stand-alone)

85 - 90%

20 - 25%

5 - 10%

£500 - 1000

AXA PPP Healthcare Limited

Travel - annual worldwide (All)

95 - 100%

15 - 20%

5 - 10%

£2500 - 3000

AXA PPP Healthcare Limited

Healthcare cash plan (All)

95 - 100%

80 - 85%

0 - 5%

£0 - 500

AXA PPP Healthcare Limited

Dental insurance (All)

95 - 100%

140 - 145%

0 - 5%

£0 - 500

AXA XL Insurance Company UK Limited

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£1500 - 2000

BHSF Limited

Personal accident (Stand-alone)

90 - 95%

0 - 5%

0 - 5%

£500 - 1000

BHSF Limited

Healthcare cash plan (All)

90 - 95%

210 - 215%

0 - 5%

£0 - 500

BMG Insurance Brokers Limited

Pet - covered for life (All)

95 - 100%

25 - 30%

0 - 5%

£500 - 1000

Brit Syndicates Limited

Home - (buildings and contents combined) (All)

95 - 100%

0 - 5%

0 - 5%

£6000 - 6500

British Gas Services Limited

Home emergency (Stand-alone)

95 - 100%

35 - 40%

10 - 15%

£0 - 500

Bspoke Underwriting Ltd

Personal accident (Add-on)

80 - 85%

0 - 5%

5 - 10%

£500 - 1000

Bspoke Underwriting Ltd

Gadget (including mobile phone) (Add-on)

90 - 95%

0 - 5%

0 - 5%

£0 - 500

Bspoke Underwriting Ltd

Home - (buildings and contents combined) (All)

75 - 80%

0 - 5%

10 - 15%

£4000 - 4500

Building Block Insurance PCC Ltd

Vehicle breakdown (Stand-alone)

95 - 100%

15 - 20%

0 - 5%

Building Block Insurance PCC Ltd

Pet - covered for life (All)

90 - 95%

25 - 30%

5 - 10%

£500 - 1000

BUPA Insurance Limited

Dental insurance (All)

85 - 90%

200 - 205%

0 - 5%

£0 - 500

BUPA Insurance Limited

Healthcare cash plan (All)

90 - 95%

365 - 370%

0 - 5%

£0 - 500

Business Insurance Solutions Limited

Motor (All)

95 - 100%

10 - 15%

0 - 5%

£3000 - 3500

Canopius Managing Agents Limited

Personal accident (Stand-alone)

90 - 95%

0 - 5%

25 - 30%

£1000 - 1500

Canopius Managing Agents Limited

Personal accident (Add-on)

95 - 100%

0 - 5%

0 - 5%

£2000 - 2500

Canopius Managing Agents Limited

Payment protection (credit card,store cards and personal loans) (All)

80 - 85%

0 - 5%

5 - 10%

£1500 - 2000

Canopius Managing Agents Limited

Payment protection (mortgage) (All)

85 - 90%

0 - 5%

10 - 15%

£2500 - 3000

Canopius Managing Agents Limited

Home - (buildings and contents combined) (All)

80 - 85%

0 - 5%

5 - 10%

£3500 - 4000

Canopius Managing Agents Limited

Travel - single trip (Stand-alone)

60 - 65%

0 - 5%

0 - 5%

£0 - 500

Canopius Managing Agents Limited

Travel - annual worldwide (All)

90 - 95%

10 - 15%

0 - 5%

£1000 - 1500

Casualty & General Insurance Company (Europe) Ltd

Pet - covered for life (All)

80 - 85%

140 - 145%

5 - 10%

£500 - 1000

Chaucer Insurance Company Designated Activity Company

Travel - single trip (Stand-alone)

80 - 85%

15 - 20%

0 - 5%

£1000 - 1500

Chaucer Syndicates Limited

Travel - single trip (Stand-alone)

90 - 95%

10 - 15%

0 - 5%

£1500 - 2000

China Taiping Insurance (UK) Co Ltd

Motor (All)

95 - 100%

0 - 5%

0 - 5%

£3500 - 4000

China Taiping Insurance (UK) Co Ltd

Home - (buildings and contents combined) (All)

95 - 100%

5 - 10%

0 - 5%

£500 - 1000

Chubb European Group SE

Personal accident (Stand-alone)

90 - 95%

0 - 5%

0 - 5%

£2500 - 3000

Chubb European Group SE

Travel - annual european (All)

80 - 85%

0 - 5%

0 - 5%

£500 - 1000

Chubb European Group SE

Travel - single trip (Add-on)

90 - 95%

0 - 5%

0 - 5%

£0 - 500

Chubb European Group SE

Travel - single trip (Stand-alone)

80 - 85%

10 - 15%

0 - 5%

£500 - 1000

Chubb European Group SE

Gadget (including mobile phone) (Add-on)

95 - 100%

10 - 15%

0 - 5%

£0 - 500

Chubb European Group SE

Home - (buildings and contents combined) (All)

95 - 100%

15 - 20%

0 - 5%

£18500 - 19000

Chubb European Group SE

Motor (All)

95 - 100%

30 - 35%

0 - 5%

£5000 - 5500

City Insurance Brokers Ltd

Wedding and party insurance (All)

25 - 30%

0 - 5%

0 - 5%

£0 - 500

City Insurance Brokers Ltd

Pet - covered for life (All)

90 - 95%

35 - 40%

0 - 5%

£500 - 1000

Citymain Administrators Limited

Gadget (including mobile phone) (Stand-alone)

95 - 100%

25 - 30%

0 - 5%

£500 - 1000

Collingwood Insurance Company Ltd

Motor (All)

80 - 85%

0 - 5%

0 - 5%

£3500 - 4000

Consilium Insurance Brokers Limited

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£2000 - 2500

Consilium Insurance Brokers Limited

Extended warranty - furniture (Add-on)

85 - 90%

0 - 5%

0 - 5%

£0 - 500

Consilium Insurance Brokers Limited

Extended warranty - electrical goods (Add-on)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Consilium Insurance Brokers Limited

Vehicle breakdown (Stand-alone)

90 - 95%

15 - 20%

0 - 5%

Consilium Insurance Brokers Limited

Home emergency (Stand-alone)

90 - 95%

25 - 30%

0 - 5%

£0 - 500

Consilium Insurance Brokers Limited

Extended warranty - motor (Add-on)

80 - 85%

25 - 30%

0 - 5%

£500 - 1000

Consumer Credit Compliance Limited

GAP insurance (Add-on)

95 - 100%

5 - 10%

0 - 5%

£0 - 500

Corgi Homeplan Ltd

Home emergency (Stand-alone)

90 - 95%

50 - 55%

0 - 5%

£0 - 500

Cornish Mutual Assurance Company Limited

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£3000 - 3500

Cornish Mutual Assurance Company Limited

Home - (buildings and contents combined) (All)

95 - 100%

5 - 10%

0 - 5%

£4000 - 4500

Covea Insurance plc

Personal accident (Stand-alone)

80 - 85%

0 - 5%

0 - 5%

£3500 - 4000

Covea Insurance plc

Payment protection (credit card,store cards and personal loans) (All)

85 - 90%

0 - 5%

5 - 10%

£5000 - 5500

Covea Insurance plc

Before the event legal expenses - motor (All)

90 - 95%

0 - 5%

0 - 5%

Covea Insurance plc

Home - contents only (All)

85 - 90%

0 - 5%

5 - 10%

£500 - 1000

Covea Insurance plc

Home - buildings only (All)

65 - 70%

0 - 5%

10 - 15%

£3500 - 4000

Covea Insurance plc

Payment protection (mortgage) (All)

85 - 90%

0 - 5%

0 - 5%

£3500 - 4000

Covea Insurance plc

Home - (buildings and contents combined) (All)

80 - 85%

0 - 5%

5 - 10%

£2000 - 2500

Covea Insurance plc

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£2500 - 3000

Covea Insurance plc

Pet - maximum benefit (All)

90 - 95%

35 - 40%

5 - 10%

£500 - 1000

Covea Insurance plc

Pet - covered for life (All)

90 - 95%

45 - 50%

0 - 5%

£500 - 1000

Cover Genius Limited

Extended warranty - furniture (Add-on)

55 - 60%

0 - 5%

0 - 5%

£0 - 500

Cover Genius Limited

Extended warranty - electrical goods (Add-on)

75 - 80%

0 - 5%

0 - 5%

£0 - 500

Cover Genius Limited

Missed event / ticket (All)

60 - 65%

20 - 25%

0 - 5%

£0 - 500

Cover Genius Limited

Travel - single trip (Add-on)

25 - 30%

40 - 45%

5 - 10%

£1000 - 1500

Cuvva Limited

Motor (All)

90 - 95%

5 - 10%

0 - 5%

£1500 - 2000

DAS Legal Expenses Insurance Company Limited

Before the event legal expenses - home (All)

55 - 60%

0 - 5%

15 - 20%

DAS Legal Expenses Insurance Company Limited

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

0 - 5%

DAS Legal Expenses Insurance Company Limited

Home emergency (Add-on)

85 - 90%

5 - 10%

5 - 10%

£0 - 500

DAS Legal Expenses Insurance Company Limited

After the event legal expenses (All)

95 - 100%

5 - 10%

0 - 5%

DAS Legal Expenses Insurance Company Limited

Vehicle breakdown (Add-on)

95 - 100%

10 - 15%

0 - 5%

DAS Legal Expenses Insurance Company Limited

Vehicle breakdown (Stand-alone)

95 - 100%

25 - 30%

0 - 5%

DAS Legal Expenses Insurance Company Limited

Home emergency (Stand-alone)

95 - 100%

90 - 95%

0 - 5%

£0 - 500

Domestic & General Insurance Plc

Extended warranty - electrical goods (Stand-alone)

95 - 100%

10 - 15%

0 - 5%

£0 - 500

Domestic & General Insurance Plc

Gadget (including mobile phone) (Stand-alone)

95 - 100%

15 - 20%

5 - 10%

£0 - 500

Domestic & General Insurance Plc

Home emergency (Stand-alone)

95 - 100%

85 - 90%

10 - 15%

£0 - 500

Ecclesiastical Insurance Office Plc

Home - contents only (All)

95 - 100%

0 - 5%

0 - 5%

£1000 - 1500

Ecclesiastical Insurance Office Plc

Home - (buildings and contents combined) (All)

90 - 95%

5 - 10%

0 - 5%

£9500 - 10000

ERGO TRAVEL INSURANCE SERVICES LTD

Travel - annual european (All)

70 - 75%

5 - 10%

0 - 5%

£1000 - 1500

ERGO TRAVEL INSURANCE SERVICES LTD

Travel - annual worldwide (All)

60 - 65%

10 - 15%

0 - 5%

£1500 - 2000

ERGO TRAVEL INSURANCE SERVICES LTD

Travel - single trip (Stand-alone)

60 - 65%

10 - 15%

0 - 5%

£1000 - 1500

ERGO TRAVEL INSURANCE SERVICES LTD

Pet - covered for life (All)

70 - 75%

20 - 25%

5 - 10%

£500 - 1000

ERGO TRAVEL INSURANCE SERVICES LTD

Gadget (including mobile phone) (Stand-alone)

50 - 60%

20 - 25%

0 - 5%

£0 - 500

ES Risks Limited

Extended warranty - electrical goods (Stand-alone)

85 - 90%

20 - 25%

0 - 5%

£0 - 500

esure Insurance Limited

Personal accident (Add-on)

90 - 95%

0 - 5%

0 - 5%

£3500 - 4000

esure Insurance Limited

Vehicle misfuelling insurance (Add-on)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

esure Insurance Limited

Key cover (Stand-alone)

80 - 85%

0 - 5%

0 - 5%

£0 - 500

esure Insurance Limited

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

0 - 5%

esure Insurance Limited

Home - buildings only (All)

55 - 60%

0 - 5%

10 - 15%

£6000 - 6500

esure Insurance Limited

Home - contents only (All)

55 - 60%

0 - 5%

5 - 10%

£1500 - 2000

esure Insurance Limited

Home - (buildings and contents combined) (All)

60 - 65%

0 - 5%

5 - 10%

£4500 - 5000

esure Insurance Limited

Motor (All)

95 - 100%

5 - 10%

5 - 10%

£3000 - 3500

esure Insurance Limited

Vehicle breakdown (Add-on)

95 - 100%

15 - 20%

0 - 5%

EUI Limited

Personal accident (Add-on)

95 - 100%

0 - 5%

0 - 5%

£1000 - 1500

EUI Limited

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

0 - 5%

EUI Limited

Home - contents only (All)

65 - 70%

0 - 5%

5 - 10%

£1000 - 1500

EUI Limited

Travel - annual european (All)

70 - 75%

0 - 5%

10 - 15%

£500 - 1000

EUI Limited

Home - buildings only (All)

60 - 65%

0 - 5%

10 - 15%

£2500 - 3000

EUI Limited

Travel - annual worldwide (All)

65 - 70%

5 - 10%

5 - 10%

£500 - 1000

EUI Limited

Pet - covered for life (All)

75 - 80%

5 - 10%

0 - 5%

£500 - 1000

EUI Limited

Home - (buildings and contents combined) (All)

65 - 70%

5 - 10%

5 - 10%

£2000 - 2500

EUI Limited

Home emergency (Add-on)

85 - 90%

5 - 10%

0 - 5%

£0 - 500

EUI Limited

Motor (All)

95 - 100%

10 - 15%

5 - 10%

£3000 - 3500

EUI Limited

Travel - single trip (Stand-alone)

60 - 65%

15 - 20%

5 - 10%

£500 - 1000

EUI Limited

Vehicle breakdown (Add-on)

90 - 95%

15 - 20%

0 - 5%

Euroins AD

Travel - single trip (Stand-alone)

80 - 85%

25 - 30%

0 - 5%

£1000 - 1500

Euroins AD

Travel - annual european (All)

75 - 80%

50 - 55%

0 - 5%

£500 - 1000

Europ Assistance SA

Ticket cancellation insurance (All)

65 - 70%

10 - 15%

5 - 10%

£0 - 500

Europ Assistance SA

Travel - single trip (Stand-alone)

80 - 85%

35 - 40%

5 - 10%

£500 - 1000

Evolution Insurance Company Limited

Home emergency (Stand-alone)

85 - 90%

75 - 80%

0 - 5%

£0 - 500

Financial & Legal Insurance Company Ltd

Before the event legal expenses - home (All)

55 - 60%

0 - 5%

5 - 10%

Financial & Legal Insurance Company Ltd

After the event legal expenses (All)

80 - 85%

0 - 5%

0 - 5%

Financial & Legal Insurance Company Ltd

Before the event legal expenses - motor (All)

90 - 95%

0 - 5%

0 - 5%

Financial & Legal Insurance Company Ltd

Vehicle breakdown (Add-on)

95 - 100%

10 - 15%

0 - 5%

First Central Insurance Management Limited

Motor (All)

95 - 100%

10 - 15%

0 - 5%

£2500 - 3000

First Underwriting Limited

Motor cycle (All)

95 - 100%

0 - 5%

5 - 10%

£2500 - 3000

First Underwriting Limited

Home - buildings only (All)

80 - 85%

0 - 5%

0 - 5%

£1500 - 2000

First Underwriting Limited

Home - (buildings and contents combined) (All)

80 - 85%

0 - 5%

0 - 5%

£2000 - 2500

First Underwriting Limited

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£2000 - 2500

Forsakringsaktiebolaget Agria (publ)

Pet - covered for life (All)

95 - 100%

70 - 75%

0 - 5%

£0 - 500

Fortegra Europe Insurance Company Ltd

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£2000 - 2500

Fortegra Europe Insurance Company Ltd

Extended warranty - furniture (Stand-alone)

90 - 95%

0 - 5%

5 - 10%

£0 - 500

Fortegra Europe Insurance Company Ltd

Extended warranty - electrical goods (Stand-alone)

85 - 90%

5 - 10%

5 - 10%

£0 - 500

Fortegra Europe Insurance Company Ltd

Excess protection (for motor insurance) (Stand-alone)

95 - 100%

10 - 15%

0 - 5%

£0 - 500

Fortegra Europe Insurance Company Ltd

Vehicle cosmetic insurance (Stand-alone)

85 - 90%

15 - 20%

0 - 5%

£0 - 500

Fortegra Europe Insurance Company Ltd

Extended warranty - motor (Stand-alone)

75 - 80%

15 - 20%

0 - 5%

£0 - 500

Fortegra Europe Insurance Company Ltd

Alloy Wheel insurance (Stand-alone)

95 - 100%

15 - 20%

0 - 5%

£0 - 500

Frank Pickles Insurance Brokers Limited

Home - (buildings and contents combined) (All)

90 - 95%

0 - 5%

0 - 5%

£2000 - 2500

Frontier Insurance Solutions LTD

Home emergency (Add-on)

90 - 95%

0 - 5%

0 - 5%

£1000 - 1500

Frontier Insurance Solutions LTD

Home - (buildings and contents combined) (All)

85 - 90%

5 - 10%

0 - 5%

£4000 - 4500

Geo Underwriting Services Limited

Home - (buildings and contents combined) (All)

80 - 85%

0 - 5%

10 - 15%

£3500 - 4000

Great Lakes Insurance SE

Missed event / ticket (All)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Great Lakes Insurance SE

Home - (buildings and contents combined) (All)

75 - 80%

0 - 5%

5 - 10%

£8500 - 9000

Great Lakes Insurance SE

Travel - annual european (All)

70 - 75%

5 - 10%

0 - 5%

£1000 - 1500

Great Lakes Insurance SE

Travel - single trip (Stand-alone)

55 - 60%

10 - 15%

0 - 5%

£1000 - 1500

Great Lakes Insurance SE

Travel - annual worldwide (All)

65 - 70%

10 - 15%

0 - 5%

£1500 - 2000

Great Lakes Insurance SE

Motor (All)

95 - 100%

15 - 20%

0 - 5%

£4000 - 4500

Great Lakes Insurance SE

Gadget (including mobile phone) (Stand-alone)

90 - 95%

20 - 25%

0 - 5%

£500 - 1000

Great Lakes Insurance SE

Pet - covered for life (All)

95 - 100%

85 - 90%

0 - 5%

£500 - 1000

Gresham Insurance Company Limited

Home - contents only (All)

60 - 65%

0 - 5%

5 - 10%

£1500 - 2000

Gresham Insurance Company Limited

Home - buildings only (All)

65 - 70%

5 - 10%

5 - 10%

£3000 - 3500

Gresham Insurance Company Limited

Home - (buildings and contents combined) (All)

75 - 80%

10 - 15%

5 - 10%

£2000 - 2500

Haven Insurance Company Limited

Home - (buildings and contents combined) (All)

80 - 85%

5 - 10%

15 - 20%

£3500 - 4000

Haven Insurance Company Limited

Before the event legal expenses - motor (All)

95 - 100%

10 - 15%

0 - 5%

Haven Insurance Company Limited

Motor (All)

95 - 100%

25 - 30%

5 - 10%

£3500 - 4000

HCC Underwriting Agency Ltd

Travel - single trip (Stand-alone)

55 - 60%

45 - 50%

0 - 5%

£500 - 1000

HDI Global Specialty SE

Before the event legal expenses - home (All)

60 - 65%

0 - 5%

5 - 10%

HDI Global Specialty SE

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

0 - 5%

HDI Global Specialty SE

After the event legal expenses (All)

95 - 100%

0 - 5%

0 - 5%

HDI Global Specialty SE

Home emergency (Add-on)

85 - 90%

0 - 5%

0 - 5%

£0 - 500

HDI Global Specialty SE

Vehicle breakdown (Add-on)

90 - 95%

5 - 10%

0 - 5%

HDI Global Specialty SE

Pet - accident only (All)

55 - 60%

5 - 10%

10 - 15%

£0 - 500

HDI Global Specialty SE

Pet - time limited (All)

85 - 90%

30 - 35%

0 - 5%

£0 - 500

HDI Global Specialty SE

Pet - covered for life (All)

90 - 95%

35 - 40%

0 - 5%

£0 - 500

HDI Global Specialty SE

Pet - maximum benefit (All)

95 - 100%

65 - 70%

0 - 5%

£0 - 500

Health Shield Friendly Society Limited

Healthcare cash plan (All)

95 - 100%

570 - 575%

0 - 5%

£0 - 500

Helvetia Global Solutions Ltd

GAP insurance (Add-on)

95 - 100%

0 - 5%

0 - 5%

£2000 - 2500

Helvetia Global Solutions Ltd

Gadget (including mobile phone) (Stand-alone)

95 - 100%

10 - 15%

10 - 15%

£0 - 500

Helvetia Global Solutions Ltd

Vehicle cosmetic insurance (Add-on)

85 - 90%

15 - 20%

0 - 5%

£0 - 500

Helvetia Global Solutions Ltd

Alloy Wheel insurance (Add-on)

90 - 95%

25 - 30%

0 - 5%

£0 - 500

Highway Insurance Company Limited

Home emergency (Add-on)

65 - 70%

0 - 5%

0 - 5%

£0 - 500

Highway Insurance Company Limited

Motor cycle (All)

95 - 100%

0 - 5%

0 - 5%

£3500 - 4000

Highway Insurance Company Limited

Home - buildings only (All)

70 - 75%

0 - 5%

0 - 5%

£3000 - 3500

Highway Insurance Company Limited

Home - contents only (All)

85 - 90%

0 - 5%

0 - 5%

£1000 - 1500

Highway Insurance Company Limited

Home - (buildings and contents combined) (All)

80 - 85%

0 - 5%

0 - 5%

£2500 - 3000

Highway Insurance Company Limited

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£2000 - 2500

Hiscox Insurance Company Limited

Home emergency (Add-on)

85 - 90%

0 - 5%

5 - 10%

£0 - 500

Hiscox Insurance Company Limited

Home - contents only (All)

90 - 95%

0 - 5%

0 - 5%

£3500 - 4000

Hiscox Insurance Company Limited

Travel - annual worldwide (All)

95 - 100%

0 - 5%

0 - 5%

£5500 - 6000

Hiscox Insurance Company Limited

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£8000 - 8500

Hiscox Insurance Company Limited

Home - (buildings and contents combined) (All)

95 - 100%

5 - 10%

5 - 10%

£20000 - 20500

HSF Health Plan Limited

Healthcare cash plan (All)

95 - 100%

145 - 150%

0 - 5%

£0 - 500

Insure & Go Insurance Services Ltd

Travel - annual worldwide (All)

85 - 90%

5 - 10%

0 - 5%

£500 - 1000

Insure & Go Insurance Services Ltd

Travel - annual european (All)

85 - 90%

10 - 15%

0 - 5%

£500 - 1000

Insure & Go Insurance Services Ltd

Travel - single trip (Stand-alone)

85 - 90%

15 - 20%

0 - 5%

£500 - 1000

INSURE GROUP LIMITED

Home emergency (Stand-alone)

75 - 80%

25 - 30%

0 - 5%

£0 - 500

Integra Insurance Solutions Limited

Home - buildings only (All)

70 - 75%

0 - 5%

5 - 10%

£5500 - 6000

Integra Insurance Solutions Limited

Home - contents only (All)

80 - 85%

0 - 5%

0 - 5%

£1500 - 2000

Integra Insurance Solutions Limited

Home - (buildings and contents combined) (All)

75 - 80%

0 - 5%

5 - 10%

£4000 - 4500

Inter Partner Assistance SA

Key cover (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Inter Partner Assistance SA

Key cover (Add-on)

85 - 90%

0 - 5%

0 - 5%

£0 - 500

Inter Partner Assistance SA

Excess protection (for motor insurance) (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Inter Partner Assistance SA

Excess protection (for motor insurance) (Add-on)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Inter Partner Assistance SA

Travel - single trip (Stand-alone)

85 - 90%

0 - 5%

5 - 10%

£500 - 1000

Inter Partner Assistance SA

Home emergency (Add-on)

85 - 90%

0 - 5%

0 - 5%

£0 - 500

Inter Partner Assistance SA

Travel - annual european (All)

70 - 75%

0 - 5%

5 - 10%

£1000 - 1500

Inter Partner Assistance SA

Travel - annual worldwide (All)

80 - 85%

0 - 5%

10 - 15%

£1000 - 1500

Inter Partner Assistance SA

Gadget (including mobile phone) (Stand-alone)

90 - 95%

0 - 5%

0 - 5%

£0 - 500

Inter Partner Assistance SA

Vehicle breakdown (Add-on)

95 - 100%

5 - 10%

0 - 5%

Inter Partner Assistance SA

Home emergency (Stand-alone)

85 - 90%

15 - 20%

0 - 5%

£0 - 500

Inter Partner Assistance SA

Vehicle breakdown (Stand-alone)

95 - 100%

20 - 25%

0 - 5%

i-Partners Insurance Management Limited

Gadget (including mobile phone) (Stand-alone)

95 - 100%

10 - 15%

0 - 5%

£0 - 500

IQUW Syndicate Management Limited

Motor cycle (All)

95 - 100%

0 - 5%

35 - 40%

£29000 - 29500

IQUW Syndicate Management Limited

Motor (All)

95 - 100%

5 - 10%

5 - 10%

£4500 - 5000

IQUW Syndicate Management Limited

Vehicle breakdown (Stand-alone)

95 - 100%

20 - 25%

5 - 10%

John Clark (Aberdeen) Ltd

GAP insurance (Add-on)

95 - 100%

0 - 5%

0 - 5%

£1500 - 2000

John Clark (Aberdeen) Ltd

Vehicle cosmetic insurance (Add-on)

65 - 70%

0 - 5%

0 - 5%

£0 - 500

John Clark (Aberdeen) Ltd

Alloy Wheel insurance (Add-on)

95 - 100%

15 - 20%

0 - 5%

£0 - 500

KGM Underwriting Services Limited

Motor cycle (All)

95 - 100%

0 - 5%

5 - 10%

£1500 - 2000

KGM Underwriting Services Limited

Motor (All)

95 - 100%

0 - 5%

0 - 5%

£2000 - 2500

Liberty Mutual Insurance Europe SE

Gadget (including mobile phone) (Stand-alone)

95 - 100%

0 - 5%

5 - 10%

£0 - 500

Liverpool Victoria Insurance Company Limited

Personal accident (Add-on)

95 - 100%

0 - 5%

0 - 5%

£8000 - 8500

Liverpool Victoria Insurance Company Limited

Before the event legal expenses - home (All)

55 - 60%

0 - 5%

0 - 5%

Liverpool Victoria Insurance Company Limited

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

0 - 5%

Liverpool Victoria Insurance Company Limited

Home - contents only (All)

80 - 85%

0 - 5%

0 - 5%

£1000 - 1500

Liverpool Victoria Insurance Company Limited

Motor cycle (All)

95 - 100%

0 - 5%

0 - 5%

£4000 - 4500

Liverpool Victoria Insurance Company Limited

Home - buildings only (All)

70 - 75%

0 - 5%

0 - 5%

£2500 - 3000

Liverpool Victoria Insurance Company Limited

Travel - annual european (All)

75 - 80%

0 - 5%

0 - 5%

£500 - 1000

Liverpool Victoria Insurance Company Limited

Home - (buildings and contents combined) (All)

75 - 80%

0 - 5%

0 - 5%

£2000 - 2500

Liverpool Victoria Insurance Company Limited

Home emergency (Add-on)

85 - 90%

0 - 5%

0 - 5%

£0 - 500

Liverpool Victoria Insurance Company Limited

Motor (All)

95 - 100%

10 - 15%

0 - 5%

£1500 - 2000

Liverpool Victoria Insurance Company Limited

Vehicle breakdown (Add-on)

90 - 95%

15 - 20%

0 - 5%

Liverpool Victoria Insurance Company Limited

Travel - annual worldwide (All)

90 - 95%

15 - 20%

0 - 5%

£1000 - 1500

Liverpool Victoria Insurance Company Limited

Travel - single trip (Stand-alone)

80 - 85%

20 - 25%

0 - 5%

£500 - 1000

Liverpool Victoria Insurance Company Limited

Vehicle breakdown (Stand-alone)

95 - 100%

30 - 35%

0 - 5%

Liverpool Victoria Insurance Company Limited

Pet - time limited (All)

85 - 90%

30 - 35%

0 - 5%

£500 - 1000

Liverpool Victoria Insurance Company Limited

Pet - covered for life (All)

95 - 100%

45 - 50%

0 - 5%

£500 - 1000

Lloyds Bank General Insurance Limited

Payment protection (credit card,store cards and personal loans) (All)

90 - 95%

0 - 5%

0 - 5%

£2000 - 2500

Lloyds Bank General Insurance Limited

Home - contents only (All)

65 - 70%

0 - 5%

5 - 10%

£1500 - 2000

Lloyds Bank General Insurance Limited

Payment protection (mortgage) (All)

90 - 95%

0 - 5%

5 - 10%

£3000 - 3500

Lloyds Bank General Insurance Limited

Home - buildings only (All)

55 - 60%

0 - 5%

10 - 15%

£4500 - 5000

Lloyds Bank General Insurance Limited

Home - (buildings and contents combined) (All)

60 - 65%

5 - 10%

10 - 15%

£4000 - 4500

London General Insurance Company Limited

GAP insurance (Add-on)

95 - 100%

0 - 5%

10 - 15%

£2000 - 2500

London General Insurance Company Limited

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

5 - 10%

£9500 - 10000

London General Insurance Company Limited

Extended warranty - electrical goods (Add-on)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

London General Insurance Company Limited

Tyre cover (Add-on)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

London General Insurance Company Limited

Extended warranty - motor (Stand-alone)

70 - 75%

25 - 30%

10 - 15%

£1000 - 1500

Loyal Insurance Services Ltd

Gadget (including mobile phone) (Stand-alone)

90 - 95%

15 - 20%

0 - 5%

£0 - 500

Maiden General Försäkrings AB, UK Branch

Payment protection (credit card,store cards and personal loans) (All)

95 - 100%

0 - 5%

5 - 10%

£1500 - 2000

MAINTENANCE DIRECT INSURANCE SERVICES LTD.

Extended warranty - electrical goods (Stand-alone)

80 - 85%

30 - 35%

0 - 5%

£0 - 500

Mark Bates Ltd

Extended warranty - electrical goods (Stand-alone)

90 - 95%

5 - 10%

0 - 5%

£0 - 500

Mark Stuart Andrews

Gadget (including mobile phone) (Stand-alone)

85 - 90%

0 - 5%

0 - 5%

£0 - 500

Markel International Insurance Company Limited

Before the event legal expenses - other (All)

45 - 50%

0 - 5%

0 - 5%

Markel International Insurance Company Limited

Home - buildings only (All)

90 - 95%

0 - 5%

0 - 5%

£3500 - 4000

Markel International Insurance Company Limited

After the event legal expenses (All)

85 - 90%

20 - 25%

0 - 5%

Marshmallow Financial Services Ltd

Vehicle breakdown (Add-on)

90 - 95%

30 - 35%

0 - 5%

Marshmallow Insurance Limited

Motor (All)

95 - 100%

15 - 20%

0 - 5%

£4000 - 4500

Medicash Health Benefits Limited

Healthcare cash plan (All)

90 - 95%

145 - 150%

0 - 5%

£0 - 500

Midas Underwriting Ltd

Home - contents only (All)

95 - 100%

0 - 5%

10 - 15%

£1500 - 2000

Midas Underwriting Ltd

Home - buildings only (All)

90 - 95%

0 - 5%

15 - 20%

£9500 - 10000

Midas Underwriting Ltd

Home - (buildings and contents combined) (All)

90 - 95%

0 - 5%

10 - 15%

£7000 - 7500

Midas Underwriting Ltd

Motor (All)

95 - 100%

5 - 10%

5 - 10%

£4000 - 4500

Miramar Underwriting Ltd

Home - contents only (All)

75 - 80%

0 - 5%

5 - 10%

£500 - 1000

MotoNovo Finance Limited

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£1000 - 1500

MotoNovo Finance Limited

Payment protection (credit card,store cards and personal loans) (All)

70 - 75%

0 - 5%

0 - 5%

£500 - 1000

Motors Insurance Company Limited

GAP insurance (Add-on)

95 - 100%

0 - 5%

0 - 5%

£2500 - 3000

Motors Insurance Company Limited

Tyre cover (Add-on)

95 - 100%

10 - 15%

0 - 5%

£0 - 500

Motors Insurance Company Limited

Extended warranty - motor (Add-on)

80 - 85%

15 - 20%

0 - 5%

£500 - 1000

Motors Insurance Company Limited

Alloy Wheel insurance (Add-on)

90 - 95%

20 - 25%

0 - 5%

£0 - 500

Motors Insurance Company Limited

Vehicle cosmetic insurance (Add-on)

80 - 85%

20 - 25%

0 - 5%

£0 - 500

Motors Insurance Company Limited

Extended warranty - motor (Stand-alone)

85 - 90%

40 - 45%

0 - 5%

£500 - 1000

Motorway Direct Ltd

Extended warranty - motor (Add-on)

85 - 90%

5 - 10%

0 - 5%

£500 - 1000

MS Amlin Insurance SE

Motor (All)

90 - 95%

0 - 5%

0 - 5%

£1500 - 2000

Mulsanne Insurance Company Limited

Motor (All)

95 - 100%

10 - 15%

0 - 5%

£2500 - 3000

Munich Re Syndicate Limited

Home - (buildings and contents combined) (All)

90 - 95%

0 - 5%

5 - 10%

£9000 - 9500

MY HEALTH XTRAS LIMITED

Healthcare cash plan (All)

95 - 100%

15 - 20%

0 - 5%

£0 - 500

Only Pets Cover Limited

Pet - time limited (All)

80 - 85%

20 - 25%

0 - 5%

£500 - 1000

Only Pets Cover Limited

Pet - maximum benefit (All)

80 - 85%

20 - 25%

0 - 5%

£500 - 1000

Only Pets Cover Limited

Pet - covered for life (All)

85 - 90%

30 - 35%

0 - 5%

£500 - 1000

OVO (S) HOME SERVICES LIMITED

Home emergency (Stand-alone)

90 - 95%

40 - 45%

0 - 5%

£0 - 500

Paycare

Healthcare cash plan (All)

90 - 95%

190 - 195%

0 - 5%

£0 - 500

Personal Assurance Plc

Healthcare cash plan (All)

95 - 100%

15 - 20%

0 - 5%

£0 - 500

Pier Insurance Managed Services Limited

Gadget (including mobile phone) (Stand-alone)

90 - 95%

10 - 15%

0 - 5%

£0 - 500

Pinnacle Insurance Plc

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£1500 - 2000

Pinnacle Insurance Plc

Payment protection (mortgage) (All)

95 - 100%

0 - 5%

15 - 20%

£2500 - 3000

Pinnacle Insurance Plc

Pet - time limited (All)

95 - 100%

15 - 20%

0 - 5%

£500 - 1000

Pinnacle Insurance Plc

Pet - covered for life (All)

95 - 100%

20 - 25%

0 - 5%

£500 - 1000

Pinnacle Insurance Plc

Pet - maximum benefit (All)

95 - 100%

25 - 30%

0 - 5%

£500 - 1000

Plum Underwriting Limited

Home - contents only (All)

75 - 80%

0 - 5%

0 - 5%

£4000 - 4500

Plum Underwriting Limited

Home - buildings only (All)

70 - 75%

0 - 5%

0 - 5%

£11500 - 12000

Plum Underwriting Limited

Home - (buildings and contents combined) (All)

80 - 85%

5 - 10%

0 - 5%

£13000 - 13500

POLICY EXCESS INSURE LTD

Vehicle breakdown (Add-on)

60 - 65%

15 - 20%

0 - 5%

Premier Underwriting Ltd

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£1500 - 2000

Pro MGA Solutions Ltd

Home - (buildings and contents combined) (All)

75 - 80%

5 - 10%

0 - 5%

£7500 - 8000

Proximo Ltd

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

0 - 5%

QBE UK Limited

Extended warranty - motor (Stand-alone)

95 - 100%

20 - 25%

0 - 5%

£500 - 1000

QIC Europe Ltd

After the event legal expenses (All)

20 - 25%

0 - 5%

50 - 55%

QIC Europe Ltd

Home - (buildings and contents combined) (All)

65 - 70%

0 - 5%

5 - 10%

£1500 - 2000

QIC Europe Ltd

Home emergency (Add-on)

85 - 90%

5 - 10%

10 - 15%

£0 - 500

QIC Europe Ltd

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£1000 - 1500

QIC Europe Ltd

Pet - covered for life (All)

90 - 95%

20 - 25%

0 - 5%

£0 - 500

QIC Europe Ltd

Pet - maximum benefit (All)

95 - 100%

30 - 35%

0 - 5%

£0 - 500

RAC Insurance Limited

Before the event legal expenses - home (All)

55 - 60%

0 - 5%

0 - 5%

RAC Insurance Limited

Before the event legal expenses - motor (All)

90 - 95%

0 - 5%

0 - 5%

RAC Insurance Limited

Vehicle breakdown (Add-on)

95 - 100%

0 - 5%

5 - 10%

RAC Insurance Limited

Vehicle breakdown (Stand-alone)

90 - 95%

20 - 25%

10 - 15%

RAC Motoring Services

Key cover (Add-on)

80 - 85%

0 - 5%

5 - 10%

£0 - 500

RAC Motoring Services

Vehicle breakdown (Add-on)

90 - 95%

10 - 15%

0 - 5%

RAC Motoring Services

Tyre cover (Add-on)

90 - 95%

15 - 20%

5 - 10%

£0 - 500

RAC Motoring Services

Vehicle breakdown (Stand-alone)

95 - 100%

30 - 35%

0 - 5%

Real Garant Versicherung Aktiengesellschaft

Extended warranty - motor (Stand-alone)

95 - 100%

35 - 40%

0 - 5%

£500 - 1000

Rentokil Insurance Limited

Home - buildings only (All)

40 - 45%

0 - 5%

0 - 5%

£1000 - 1500

Rest Ashored Ltd

GAP insurance (Stand-alone)

85 - 90%

0 - 5%

0 - 5%

£1000 - 1500

Royal & Sun Alliance Insurance Limited

Before the event legal expenses - home (All)

45 - 50%

0 - 5%

5 - 10%

Royal & Sun Alliance Insurance Limited

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

0 - 5%

Royal & Sun Alliance Insurance Limited

Home - contents only (All)

75 - 80%

0 - 5%

5 - 10%

£1500 - 2000

Royal & Sun Alliance Insurance Limited

Home - buildings only (All)

55 - 60%

0 - 5%

10 - 15%

£6000 - 6500

Royal & Sun Alliance Insurance Limited

Pet - accident only (All)

60 - 65%

0 - 5%

0 - 5%

£500 - 1000

Royal & Sun Alliance Insurance Limited

Home emergency (Add-on)

75 - 80%

5 - 10%

0 - 5%

£0 - 500

Royal & Sun Alliance Insurance Limited

Home - (buildings and contents combined) (All)

70 - 75%

5 - 10%

5 - 10%

£3500 - 4000

Royal & Sun Alliance Insurance Limited

Vehicle breakdown (Add-on)

95 - 100%

5 - 10%

0 - 5%

Royal & Sun Alliance Insurance Limited

Motor (All)

95 - 100%

15 - 20%

0 - 5%

£4500 - 5000

Royal & Sun Alliance Insurance Limited

Pet - time limited (All)

85 - 90%

20 - 25%

0 - 5%

£500 - 1000

Royal & Sun Alliance Insurance Limited

Pet - covered for life (All)

90 - 95%

20 - 25%

0 - 5%

£500 - 1000

Royal & Sun Alliance Insurance Limited

Pet - maximum benefit (All)

90 - 95%

25 - 30%

0 - 5%

£500 - 1000

S.A. Meacock & Company Limited

Payment protection (credit card,store cards and personal loans) (All)

95 - 100%

5 - 10%

5 - 10%

£5500 - 6000

Sabre Insurance Company Limited

Motor cycle (All)

95 - 100%

5 - 10%

0 - 5%

£1000 - 1500

Sabre Insurance Company Limited

Motor (All)

95 - 100%

5 - 10%

5 - 10%

£8000 - 8500

SCOR Managing Agency Ltd

Home - buildings only (All)

85 - 90%

0 - 5%

10 - 15%

£4500 - 5000

SCOR Managing Agency Ltd

Home - (buildings and contents combined) (All)

90 - 95%

0 - 5%

0 - 5%

£9000 - 9500

SCOR UK Company Ltd

Before the event legal expenses - home (All)

80 - 85%

0 - 5%

0 - 5%

SCOR UK Company Ltd

Vehicle breakdown (Add-on)

95 - 100%

0 - 5%

0 - 5%

SCOR UK Company Ltd

Home emergency (Add-on)

85 - 90%

0 - 5%

0 - 5%

£0 - 500

Simplyhealth Access

Dental insurance (All)

95 - 100%

0 - 5%

5 - 10%

£0 - 500

Simplyhealth Access

Healthcare cash plan (All)

90 - 95%

245 - 250%

0 - 5%

£0 - 500

Sovereign Health Care

Healthcare cash plan (All)

85 - 90%

300 - 305%

0 - 5%

£0 - 500

St Andrew's Insurance Plc

Payment protection (credit card,store cards and personal loans) (All)

70 - 75%

0 - 5%

0 - 5%

£2500 - 3000

St Andrew's Insurance Plc

Payment protection (mortgage) (All)

90 - 95%

0 - 5%

0 - 5%

£4500 - 5000

Starr International (Europe) Limited

Gadget (including mobile phone) (Stand-alone)

90 - 95%

10 - 15%

5 - 10%

£0 - 500

Stonebridge International Insurance Ltd

Personal accident (Stand-alone)

65 - 70%

0 - 5%

5 - 10%

£19500 - 20000

Summit Insurance Services Limited

Gadget (including mobile phone) (Add-on)

90 - 95%

5 - 10%

0 - 5%

£0 - 500

Telefonica Seguros y Reaseguros Compania Aseguradora S.A.U.

Gadget (including mobile phone) (Add-on)

95 - 100%

10 - 15%

5 - 10%

£0 - 500

Tesco Personal Finance PLC

Personal accident (Add-on)

95 - 100%

0 - 5%

0 - 5%

£1500 - 2000

Tesco Personal Finance PLC

Home - contents only (All)

95 - 100%

0 - 5%

0 - 5%

£1000 - 1500

Tesco Personal Finance PLC

Home - buildings only (All)

80 - 85%

0 - 5%

5 - 10%

£3000 - 3500

Tesco Personal Finance PLC

Home - (buildings and contents combined) (All)

85 - 90%

0 - 5%

5 - 10%

£3500 - 4000

Tesco Personal Finance PLC

Motor (All)

95 - 100%

5 - 10%

5 - 10%

£5500 - 6000

The Equine and Livestock Insurance Company Limited

Personal accident (Stand-alone)

55 - 60%

0 - 5%

20 - 25%

£10000 - 10500

The Equine and Livestock Insurance Company Limited

Pet - accident only (All)

75 - 80%

0 - 5%

0 - 5%

£500 - 1000

The Equine and Livestock Insurance Company Limited

Pet - time limited (All)

85 - 90%

20 - 25%

0 - 5%

£500 - 1000

The Equine and Livestock Insurance Company Limited

Pet - maximum benefit (All)

90 - 95%

20 - 25%

0 - 5%

£500 - 1000

The Equine and Livestock Insurance Company Limited

Pet - covered for life (All)

90 - 95%

60 - 65%

0 - 5%

£0 - 500

The Exeter Cash Plan

Healthcare cash plan (All)

90 - 95%

115 - 120%

0 - 5%

£0 - 500

The National Farmers' Union Mutual Insurance Society Limited

Identity theft (All)

95 - 100%

0 - 5%

0 - 5%

£6500 - 7000

The National Farmers' Union Mutual Insurance Society Limited

Before the event legal expenses - home (All)

65 - 70%

0 - 5%

10 - 15%

The National Farmers' Union Mutual Insurance Society Limited

Travel - annual european (All)

90 - 95%

0 - 5%

0 - 5%

£1500 - 2000

The National Farmers' Union Mutual Insurance Society Limited

Personal accident (Add-on)

85 - 90%

0 - 5%

5 - 10%

£14500 - 15000

The National Farmers' Union Mutual Insurance Society Limited

Home emergency (Add-on)

90 - 95%

0 - 5%

5 - 10%

£0 - 500

The National Farmers' Union Mutual Insurance Society Limited

Home - buildings only (All)

90 - 95%

0 - 5%

5 - 10%

£13500 - 14000

The National Farmers' Union Mutual Insurance Society Limited

Travel - annual worldwide (All)

90 - 95%

5 - 10%

0 - 5%

£2500 - 3000

The National Farmers' Union Mutual Insurance Society Limited

Home - contents only (All)

95 - 100%

5 - 10%

0 - 5%

£2500 - 3000

The National Farmers' Union Mutual Insurance Society Limited

Vehicle breakdown (Add-on)

90 - 95%

5 - 10%

0 - 5%

The National Farmers' Union Mutual Insurance Society Limited

Home - (buildings and contents combined) (All)

90 - 95%

10 - 15%

0 - 5%

£7000 - 7500

The National Farmers' Union Mutual Insurance Society Limited

Motor (All)

95 - 100%

10 - 15%

0 - 5%

£3000 - 3500

The National Farmers' Union Mutual Insurance Society Limited

Pet - time limited (All)

95 - 100%

25 - 30%

0 - 5%

£500 - 1000

The National Farmers' Union Mutual Insurance Society Limited

Pet - covered for life (All)

95 - 100%

55 - 60%

0 - 5%

£1000 - 1500

The Salvation Army General Insurance Corporation Ltd

Home - (buildings and contents combined) (All)

90 - 95%

5 - 10%

0 - 5%

£3500 - 4000

Tokio Marine Kiln Syndicates Limited

Home - (buildings and contents combined) (All)

90 - 95%

0 - 5%

0 - 5%

£2500 - 3000

Traveljigsaw Insurance Ltd

Excess protection (for motor insurance) (Add-on)

95 - 100%

20 - 25%

0 - 5%

£0 - 500

Trinity Lane Insurance Company Limited

Personal accident (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£2000 - 2500

Trinity Lane Insurance Company Limited

GAP insurance (Stand-alone)

95 - 100%

0 - 5%

5 - 10%

£2500 - 3000

Trinity Lane Insurance Company Limited

Excess protection (for motor insurance) (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Trinity Lane Insurance Company Limited

Key cover (Stand-alone)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

Trinity Lane Insurance Company Limited

Motor cycle (All)

95 - 100%

0 - 5%

0 - 5%

£3000 - 3500

Trinity Lane Insurance Company Limited

Motor (All)

95 - 100%

0 - 5%

0 - 5%

£1500 - 2000

Trinity Lane Insurance Company Limited

Vehicle breakdown (Stand-alone)

95 - 100%

15 - 20%

0 - 5%

U K Insurance Limited

Before the event legal expenses - home (All)

85 - 90%

0 - 5%

10 - 15%

U K Insurance Limited

Before the event legal expenses - motor (All)

95 - 100%

0 - 5%

0 - 5%

U K Insurance Limited

Home - contents only (All)

85 - 90%

0 - 5%

5 - 10%

£1000 - 1500

U K Insurance Limited

Payment protection (mortgage) (All)

95 - 100%

0 - 5%

0 - 5%

£1500 - 2000

U K Insurance Limited

Home - buildings only (All)

80 - 85%

0 - 5%

10 - 15%

£3500 - 4000

U K Insurance Limited

Travel - annual worldwide (All)

90 - 95%

5 - 10%

10 - 15%

£1000 - 1500

U K Insurance Limited

Home - (buildings and contents combined) (All)

85 - 90%

5 - 10%

5 - 10%

£2000 - 2500

U K Insurance Limited

Home emergency (Stand-alone)

85 - 90%

10 - 15%

5 - 10%

£0 - 500

U K Insurance Limited

Motor (All)

95 - 100%

10 - 15%

5 - 10%

£3000 - 3500

U K Insurance Limited

Vehicle breakdown (Add-on)

90 - 95%

10 - 15%

0 - 5%

U K Insurance Limited

Travel - single trip (Stand-alone)

90 - 95%

20 - 25%

0 - 5%

£1500 - 2000

U K Insurance Limited

Vehicle breakdown (Stand-alone)

90 - 95%

20 - 25%

0 - 5%

U K Insurance Limited

Pet - time limited (All)

90 - 95%

25 - 30%

0 - 5%

£500 - 1000

U K Insurance Limited

Pet - maximum benefit (All)

90 - 95%

30 - 35%

0 - 5%

£500 - 1000

UIA (Insurance) Limited

Home - contents only (All)

70 - 75%

0 - 5%

0 - 5%

£1500 - 2000

UIA (Insurance) Limited

Home - (buildings and contents combined) (All)

70 - 75%

0 - 5%

5 - 10%

£4500 - 5000

Union Income Benefit Holdings Limited

Personal accident (Stand-alone)

75 - 80%

0 - 5%

0 - 5%

£3000 - 3500

United Legal Assistance Limited

Before the event legal expenses - motor (All)

90 - 95%

5 - 10%

0 - 5%

Unum Ltd

Dental insurance (All)

95 - 100%

215 - 220%

0 - 5%

£0 - 500

Urban Jungle Services Ltd

Home - (buildings and contents combined) (All)

65 - 70%

0 - 5%

15 - 20%

£2500 - 3000

USAA Limited

Motor (All)

95 - 100%

15 - 20%

0 - 5%

£1000 - 1500

USAA S.A. UK Branch

Home - contents only (All)

95 - 100%

0 - 5%

0 - 5%

£1000 - 1500

USAA S.A. UK Branch

Motor (All)

95 - 100%

30 - 35%

0 - 5%

£3000 - 3500

Vitality Health Limited

Travel - annual worldwide (All)

80 - 85%

0 - 5%

0 - 5%

£1000 - 1500

Wakam

Gadget (including mobile phone) (Stand-alone)

75 - 80%

15 - 20%

0 - 5%

£0 - 500

West Bay Insurance Plc

Personal accident (Add-on)

90 - 95%

0 - 5%

5 - 10%

£1500 - 2000

West Bay Insurance Plc

Key cover (Add-on)

90 - 95%

0 - 5%

5 - 10%

£0 - 500

West Bay Insurance Plc

Home - buildings only (All)

75 - 80%

0 - 5%

15 - 20%

£2500 - 3000

West Bay Insurance Plc

Home - contents only (All)

90 - 95%

0 - 5%

10 - 15%

£1000 - 1500

West Bay Insurance Plc

Motor cycle (All)

95 - 100%

0 - 5%

15 - 20%

£4000 - 4500

West Bay Insurance Plc

Home - (buildings and contents combined) (All)

80 - 85%

0 - 5%

10 - 15%

£2500 - 3000

West Bay Insurance Plc

Excess protection (for motor insurance) (Add-on)

95 - 100%

0 - 5%

0 - 5%

£0 - 500

West Bay Insurance Plc

Motor (All)

95 - 100%

5 - 10%

5 - 10%

£3500 - 4000

West Bay Insurance Plc

Gadget (including mobile phone) (Stand-alone)

90 - 95%

5 - 10%

10 - 15%

£0 - 500

West Bay Insurance Plc

Pet - time limited (All)

85 - 90%

20 - 25%

0 - 5%

£0 - 500

West Bay Insurance Plc

Pet - covered for life (All)

90 - 95%

25 - 30%

0 - 5%

£0 - 500

West Bay Insurance Plc

Pet - maximum benefit (All)

90 - 95%

70 - 75%

0 - 5%

£0 - 500

Westfield Contributory Health Scheme

Dental insurance (All)

95 - 100%

75 - 80%

0 - 5%

£0 - 500

Westfield Contributory Health Scheme

Healthcare cash plan (All)

90 - 95%

285 - 290%

0 - 5%

£0 - 500

White Horse Insurance Ireland dac

Wedding and party insurance (All)

80 - 85%

0 - 5%

5 - 10%

£2500 - 3000

Zurich Insurance PLC

Home - contents only (All)

95 - 100%

0 - 5%

0 - 5%

£4500 - 5000

Zurich Insurance PLC

Vehicle breakdown (Add-on)

90 - 95%

0 - 5%

0 - 5%

Zurich Insurance PLC

Travel - annual worldwide (All)

85 - 90%

0 - 5%

0 - 5%

£500 - 1000

Zurich Insurance PLC

Home - buildings only (All)

90 - 95%

0 - 5%

5 - 10%

£9000 - 9500

Zurich Insurance PLC

Home - (buildings and contents combined) (All)

90 - 95%

0 - 5%

5 - 10%

£9000 - 9500

Zurich Insurance PLC

Travel - annual european (All)

80 - 85%

5 - 10%

0 - 5%

£500 - 1000

Zurich Insurance PLC

Motor (All)

95 - 100%

5 - 10%

0 - 5%

£4000 - 4500

Zurich Insurance PLC

Travel - single trip (Stand-alone)

80 - 85%

10 - 15%

0 - 5%

£0 - 500

Zurich Insurance PLC

Excess protection (for motor insurance) (Stand-alone)

95 - 100%

20 - 25%

0 - 5%

£500 - 1000