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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
FCA enable firms to provide mortgage breathing space
The FCA has moved quickly to make changes to its rulebook to support key commitments made by lenders at last week’s mortgage summit held by the Chancellor. -
Research Note: Interest-only mortgages: analysis of FCA mortgage data [pdf]
This report sets out analysis of FCA data on the population of regulated interest-only mortgages that existed on 31 December 2022. -
Mortgage lending and administration return (MLAR)
Find out more about the sections of a Mortgage Lending and Administration Return (MLAR) and what you need to do when submitting one. -
Occasional Paper No. 57: Mortgage market disruptions
We use mortgage contracts data to look at mortgage trends linked to the coronavirus (Covid-19) crisis and compare them to the 2007-09 financial crisis. -
FCA fines RBS and NatWest for failures in mortgage advice process
to consolidate debt properly and not advising customers what mortgage term was appropriate for them. ... Taking out a mortgage is one of the most important financial decisions we can make. -
Guide: Getting a mortgage [pdf]
New mortgage rules that will affect you -
Information on mortgage lending authorisations - April 2022
The FCA provides data on mortgage lending applications. -
Implementing the Consumer Duty in Mortgage Intermediaries [pdf]
Consumer Duty letter to mortgage intermediaries -
MLA F: Mortgage lending - arrears analysis FAQs
MLA F: Mortgage lending - arrears analysis FAQs -
Switching in the Mortgage Market – An Update (technical note) [pdf]
Switching in the Mortgage Market – An Update (technical note).