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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
Nikhil Rathi – APM opening remarks 2022
Opening remarks by Nikhil Rathi, Chief Executive of the FCA delivered at the FCA's 2022 Annual Public Meeting. -
FCA appoints new Director of Competition
The Financial Conduct Authority (FCA) has appointed Sheldon Mills as its new director of competition. Sheldon is currently senior director, mergers and state aid at the Competition and Markets Authority (CMA). -
FCA Market
We have published this statement to warn consumers against dealing with unauthorised firms. -
CP14/28: MIPRU Simplification
This paper sets out our proposed changes to our Handbook to make it simpler for certain mortgage firms to calculate their capital requirements. -
FCA reviews find mortgage firms lending responsibly but scope for improvement on competition
Firms have positively applied the responsible lending requirements, which came into force as part of the Mortgage Market Review (MMR); however, there is scope for improving consumers' ability to make better ... How has the Mortgage Market Review changed -
Going green: the FCA’s developing approach
Speech by Christopher Woolard, Executive Director of Strategy and Competition, delivered at the FCA’s Innovating for a Greener Great Britain event, London. -
Annual Percentage Rate of Charge (APRC) calculations
Update (June 2023) for firms which clarifies and confirms expectations of our MCOB rules. -
Countdown to consumer credit takeover
Speech by Christopher Woolard, Director of Policy, Risk and Research, the FCA, at Frontier Economics, London. -
Temporary regulatory forbearance on MCOB 7.6.28R
Our supervisory approach to certain mortgage disclosure requirements. -
MLAR statistics March 2014: Commentary [pdf]
Mortgage lenders and administrators submit a Mortgage Lending and Administration Return (MLAR) each quarter to the FCA and Bank of England, providing data on their mortgage lending activities. This commentary covers the MLAR statistics for 2013 Q4.