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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
Product sales data: help text and FAQs
Product sales data: help text and FAQs -
FSA - FG13/2 [pdf]
The FCA has taken over the OFT's responsibilities for consumer credit regulation from 1 April 2014. As a result, the OFT elements of this joint guidance (including Annex 2) are no longer in force. Annex 1 continues to apply, and references to 'FSA' -
Annual Percentage Rate of Charge (APRC) calculations
Update (June 2023) for firms which clarifies and confirms expectations of our MCOB rules. -
Financial Lives Survey 2022: Tracker data tables: Volume 9 - Mortgages [xlsx]
These are the weighted tracker data tables from the Mortgages section of the Financial lives survey. The survey gives detailed information on UK adults, their product holding, attitudes and engagement with financial providers. These tables contain -
Climate change and sustainable finance
The FCA's work on climate change and other environmental, social and governance (ESG) issues. -
Unauthorised payments from your account
In most circumstances, your bank must refund you for an unauthorised payment. Find out about your rights when money is taken from your account without your permission. -
FCA reveals the financial experiences of people in the UK: A higher proportion of adults in the North West have no savings compared to rest of UK
The Financial Conduct Authority (FCA) has today published the latest analysis of its Financial Lives survey. Today’s report puts the spotlight on the financial situation of people across the UK and highlights where in the UK people may be more -
Robo Advice: an FCA perspective
Speech by Bob Ferguson, Head of Department, Strategy & Competition Division, FCA -
Business Plan 2024/25
Our Business Plan details the work we'll do over the next 12 months to help deliver the commitments in our Strategy. -
Fairness, flexibility and the long-term view: the FCA’s vision for the mortgage market
Speech by Christopher Woolard, Executive Director of Strategy and Competition at the FCA, delivered at the UK Finance Annual Mortgage Conference, London.