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Showing 141 to 150 of 193 search results for cash infrastructure and consumer research.

141. Consumers struggling to understand structured products as Financial Conduct Authority calls for improvements from firms

     Press Releases Published: 05/03/2015 Last modified: 25/11/2021
     A behavioural economics research paper published today by the Financial Conduct Authority (FCA) has found that many consumers overestimate the expected returns on structured deposits.

142. Occasional Paper No. 41: Price discrimination in the cash savings market: One rate, one solution?

     Occasional papers Published: 25/07/2018 Last modified: 09/01/2020
     The Cash Savings Market Study found that the cash savings market is not working effectively for many consumers. Significant amounts of easy access cash savings sit in accounts that were opened a long time ago, earning lower interest rates than those

143. Regulatory Developments and the Changing Market Structure

     Speeches Published: 12/03/2014 Last modified: 12/03/2014
     Speech by David Lawton, Director of Markets at the FCA, at the American Bar Association Capital Markets Conference, Law Society, London, Thursday 27 February 2014. This is the text of the speech as drafted, which may differ from the delivered version

144. Consumers with cash savings need better information and easier switching says FCA

     Press Releases Published: 20/01/2015 Last modified: 22/01/2015
     It should be easier for consumers to compare cash savings accounts and then switch providers if they wish, said the Financial Conduct Authority (FCA), following a market study that showed competition ... in the £700bn cash savings market often does not

145. Wholesale market policy – a year in review

     Speeches Published: 11/12/2015 Last modified: 11/12/2015
     Speech by David Lawton, Director of Markets Policy and International, FCA, delivered at the ICI Global Trading and Market Structure Conference in London on 8 December 2015. This is the text of the speech as drafted, which may differ from the

146. TR14/21: Retail investment advice: Adviser charging and services

     Thematic reviews Published: 16/12/2014 Last modified: 31/08/2016
     We also commissioned NMG Consulting to conduct consumer research into how consumers interact with advisory firms’ ongoing service propositions. ... Our consumer research highlighted the importance many consumers place on the ongoing service element of

147. Building Societies and the Future of Retail Banking

     Speeches Published: 23/05/2018 Last modified: 24/05/2018
     Speech by Jonathan Davidson, Director of Supervision – Retail and Authorisations at the FCA, delivered at Building societies annual conference 2018, Manchester.

148. Financial Lives 2020 survey: the impact of coronavirus

     Data and research Financial Lives Published: 11/02/2021 Last modified: 26/07/2023
     The Executive Summary for the FCA’s Financial Lives 2020 survey and October 2020 Covid-19 panel survey.

149. Acting flexibly and treating customers fairly in the face of a pandemic

     Speeches Published: 04/11/2020 Last modified: 04/11/2020
     Speech on the FCA’s priorities for the credit market, by Jonathan Davidson, Executive Director of Supervision – Retail and Authorisations.

150. Keeping pace with rising costs – improving financial inclusion for consumers

     Speeches Published: 01/06/2022 Last modified: 01/05/2024
     Speech by Sheldon Mills, Executive Director, Consumers and Competition, delivered at Financial Inclusion Virtual Summit 2022