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Showing 72 to 81 of 156 search results for business loans and second charge mortgages.

  1. Learn more about mortgages

    Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance.

  2. FCA reappoints Chair of the Financial Ombudsman Service for a second term

    News stories Published: 30/01/2023 Last modified: 30/01/2023
    Baroness Zahida Manzoor CBE has been reappointed as Chair of the Financial Ombudsman Service.

  3. Coronavirus linked forbearance: key findings

    Multi-firm reviews Published: 25/03/2021 Last modified: 15/04/2021
    We set out our findings from our review, where we considered mortgage and consumer credit firms' implementation of Tailored Support Guidance since November 2020 and the operational readiness of firms to support customers in financial difficulty.

  4. RMA-D Regulatory capital and financial resources: FAQs

    Registers and systems Published: 13/05/2016 Last modified: 13/06/2022
    RMA-D Regulatory capital and financial resources: FAQs

  5. Consumer Credit and the FCA: one year on

    Speeches Published: 11/03/2015 Last modified: 11/03/2015
    loss on the first loan – on the basis that the hook has been dangled and, in all probability, that the customer will return to them for a second, third, fourth (or ... more) loans where the margins are greater (because the risk of customers defaulting

  6. CP15/6: Consumer credit - proposed changes to our rules and guidance

    Consultation papers Published: 24/02/2015 Last modified: 30/08/2015
    This paper outlines our proposed policy changes to our consumer credit regime.

  7. Unfair contract terms library

    Tasks for firms Published: 03/08/2015 Last modified: 09/05/2024
    The FCA's work on unfair contract terms including past undertakings, agreements and other publications.

  8. Occasional Paper No. 35: Six of One…? Choice of intermediary in the UK mortgage market

    Occasional papers Published: 04/05/2018 Last modified: 29/01/2021
    As part of the FCA's mortgages market study, the FCA wanted to understand whether consumers’ borrowing costs vary materially depending on their choice of intermediary and, if so, why.

  9. RMA-B Profit and loss account: FAQs

    Registers and systems Published: 10/05/2016 Last modified: 13/06/2022
    RMA-B Profit and loss account: FAQs

  10. Our Annual Report and Accounts 2016/17

    Corporate documents Annual reports Published: 05/07/2017 Last modified: 20/10/2017
    Our Annual Report and Accounts shows how our work over the last year has met our objectives and delivered against the key priorities we set out in our Business Plan 2016/17.

  11. FCA sets out views on Employer Salary Advance Schemes

    Statements Published: 30/07/2020 Last modified: 30/07/2020
    Our statement explaining our view of the risks and benefits of Employer Salary Advance Schemes (ESAS) and what employers and employees should consider when using them.
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