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Showing 12 to 21 of 211 search results for borrowers who have mortgages with inactive.
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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
Statement on mortgage prisoners
The FCA has been working for some time to support mortgage prisoners. This work has continued during the disruption caused by Coronavirus. So far, our action has resulted in reductions in mortgage payments for the vast majority of mortgage prisoners, -
Cost of living
Firms have an important role in supporting consumers struggling with higher living costs. -
Mortgage Charter uptake data
The FCA provides the latest quarterly data from firms who have signed up to the Government’s Mortgage Charter. -
FCA confirms help for mortgage prisoners
The Financial Conduct Authority (FCA) confirms that it has removed barriers that stop some mortgage customers from finding a cheaper mortgage deal. -
FCA acts to help mortgage prisoners
Mortgage customers who have previously been unable to switch mortgages despite being up-to-date with their payments (commonly known as mortgage prisoners), could soon be able to find a cheaper deal after we proposed changes to how lenders assess -
New mortgage rules come into force
Borrowers should also have greater certainty about whether they can afford their mortgage both now and in the event of future interest rate rises. ... The new regime will prevent a return to self-certification mortgages, as from now, lenders must always -
The Evolution of the Mortgage Market
Affordability is the key, whatever the age of the borrower. Interestingly however our data does not necessarily support the view that older borrowers cannot get a mortgage or remortgage. ... very few mortgage products that cater for older borrowers with -
Product sales data - 2022
The FCA collects data from the firms it regulates on what products they are selling. Firms operating in the mortgages, retail investments or protection sectors submit product transaction data to the FCA quarterly. -
FCA and Industry Working Group on interest-only mortgages
We are working with mortgage lenders and administrators to continue its work in the interest-only mortgage market. -
The FCA’s view of green mortgages
Speech by David Geale, Director of Retail Banking, delivered at the London Institute of Banking & Finance mortgage conference.