CP23/19: Future Regulatory Framework - The Insurance Distribution Directive

Consultation opens
Consultation closes

We want feedback on our proposals for transferring part of the regulatory requirements on insurance firms from current legislation into our rules.

Read CP23/19 (PDF)

Why we are consulting

We are bringing retained EU law into the Handbook to maintain the existing regulatory requirements.

The Treasury have announced their plan to repeal Insurance Distribution Directive (IDD) delegated acts. They intend the requirements of the regulations be included in our Handbook. So, we are consulting on changes to various sourcebooks intended to replace the provisions of the retained EU law being repealed. 

Our proposals should be read alongside the Treasury’s draft statutory instruments.

Who this is for

  • all firms involved in insurance activities 

Next steps

We are seeking feedback on these proposals by 9 October 2023. 

Once the consultation has ended, we will consider the feedback and publish our final rules. This will be in line with the Government’s timetable to repeal the legislation.

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The UK fully implemented the Insurance Distribution Directive (IDD) in 2018. Most of this was done through changes to our rules, but some of the requirements were contained in EU delegated regulations which were, at the time, directly applicable. These are part of retained EU law (REUL) following the UK’s exit from the European Union.