CP17/32: Quarterly Consultation Paper No 18

Once a quarter, we consult on proposed miscellaneous amendments to our Handbook. These tend to be minor changes but we still want to get your feedback on our proposals.

CP17/32: Quarterly Consultation Paper No. 18 (PDF)

What we are consulting on

We are proposing to make changes to:

  • FEES 3 (variations of permission) to provide payment initiation and account services
  • DEPP and EG to reflect the transposition of the PRIIPs Regulation
  • COBS 16 and also to forms and associated parts of the Handbook related to the Insurance Distribution Directive
  • IFPRU 2.2 to ensure full implementation of the Capital Requirements Directive (CRD)
  • clarify how firms may provide personal projections in relation to the PRIIPs key information document
  • the economic assumptions in COBS 13 Annex 2 following periodic review
  • our SUP regulatory reporting requirements
  • address a potential barrier to consumers accessing retirement interest-only mortgages and correct an error in the definition of ‘lifetime mortgage’

Who is this consultation aimed at?

This will be relevant if you or your firm has any interest in the subjects mentioned above.

What you need to do

We want to know what you think of our proposals.

Comments should reach us by 2 October 2017 for Chapters 4, 5 and 6, and 1 November 2017 for Chapters 2, 3, 7, 8 and 9.

Online response form

You can also email responses to [email protected]

If you want to post your responses please send them to:

  • Chapter 2: David Cheesman, Finance and Business Services, Financial Conduct Authority, 25 The North Colonnade, London E14 5HS
  • Chapter 3: Andrew Baum, Enforcement and Market Oversight, Financial Conduct Authority, 25 The North Colonnade, London E14 5HS
  • Chapter 4: Joseph Thompson, Strategy and Competition Division, Financial Conduct Authority, 25 The North Colonnade, London E14 5HS
  • Chapter 5: Anita Varga, Cross-Sectoral & Funds Policy, Financial Conduct Authority, 25 The North Colonnade, London E14 5HS
  • Chapter 6: Susan Cooper, Banking, Lending and Distribution, Financial Conduct Authority, 25 The North Colonnade, London E14 5HS
  • Chapter 7: James Tallack, Banking, Lending and Distribution, Financial Conduct Authority, 25 The North Colonnade, London E14 5HS 
  • Chapter 8: Christopher Bentley, Reporting Policy, Financial Conduct Authority, 25 The North Colonnade, London E14 5HS 
  • Chapter 9: Pippa Lane, Mortgage Policy, Financial Conduct Authority, 25 The North Colonnade, London E14 5HS 
  • Multiple chapters at once: Emily How, Handbook Editorial Team, Financial Conduct Authority, 25 The North Colonnade, London E14 5HS

For more information see the FCA Handbook.