Reference Case Number: FOI2025/01394
Freedom of Information: Right to know request:
Before we respond, we would like to explain “H1” refers to the first half of the calendar year, covering the period 1 January to 30 June. Data collected for H1 is based on submissions from firms during this timeframe.
1. Since you started measuring in the current format, how many outstanding mortgages were on a variable interest rate as of 7th November 2025, including regulated, non-regulated, unsecuritised, and securitised loans?
a. Please also include the number on fixed rates (including term length).
2. Since you started measuring in the current format, what was the total value of all outstanding mortgages on variable interest rates as of 7th November 2025, including regulated, non-regulated, unsecuritised, and securitised loans?
3. Since you started measuring in the current format, how many mortgages were in arrears as of 7th November 2025, including regulated, non-regulated, unsecuritised, and securitised loans?
4. Between 8th November 2024 and the 7th November 2025, how many mortgages (including regulated, non-regulated, unsecuritised, securitised) were on variable interest rates?
a. Please also include the number on fixed rates (including term length).
5. Between 8th November 2023 and the 7th November 2024, how many mortgages (including regulated, non-regulated, unsecuritised, securitised) were on variable interest rates?
a. Please also include the number on fixed rates (including term length).
6. Between 8th November 2022 and the 7th November 2023, how many mortgages (including regulated, non-regulated, unsecuritised, securitised) were on variable interest rates?
a. Please also include the number on fixed rates (including term length).