Information on savers taking pension commencement lump sum - August 2025


Reference Case Number: FOI2025/00434

Freedom of Information: Right to know request:

Please provide the most up-to-date data available on the value of Pension Commencement Lump Sum (PCLS) withdrawals from pensions or the number of savers accessing their PCLS, or both. 

The last retirement income market data report went up to March 2024 so we would be interested in seeing any data you have for PCLS withdrawals in the period since then.

FCA response:

Please see our response below. 

Value Withdrawn PCLS
September 20247,645,505,653
March 202510,434,755,027
Total Value Fully Encashed 
September 20243,827,689,889
March 20253,492,143,338
Number of Plans Fully Encashed
September 2024285,137
March 2025286,084*

*One firm has been excluded from the March 2025 Total Number of Plans Fully Encashed due to a suspected misreport.

PCLS Plans Entering Drawdown
September 202499,309
March 2025111,869