Information on retirement Interest Only Mortgages (RIOMs) - March 2023


Reference Case Number: FOI10034

Freedom of Information: Right to know request:

Can you share how many Retirement Interest Only Mortgages (RIOMs) have been sold to consumers between Q4 2021 and Q4 2022? Or the latest data available if Q4 2022 figures are not yet available. 

Could you please break the figures down by quarter and if possible, also provide a value as well as a volume of sales.

FCA response:

We can provide the requested information in the table below.

Retirement interest-only mortgage sales: Q4 2021 – Q4 2022

Period Number of SalesLoan Value
Q4 2021756£70,637,696
Q1 2022768£74,935,820
Q2 2022735£70,405,081
Q3 2022955£90,272,042
Q4 2022700£64,843,059

Source: FCA Product Sales Data (PSD001)