Information on rate mortgages - October 2022


Reference Case Number: FOI9658

Freedom of Information: Right to know request:

I'm looking for metrics by month of the number of fixed rate mortgages to expire over the next 24 months (or longer) across the UK e.g.

January 2023 - 20,000 fixed rate mortgages due to expire

February 2023 - 25,000 fixed rate mortgages due to expire

March 2023 - 27,000 fixed rate mortgages due to expire.

FCA response:

We have processed the request in line with the provisions of the Freedom of Information Act 2000 (FOIA) and our response is set out below in Annex A.

Annex A

Fixed rate mortgages coming to an end of their fixed-rate term in the next 24 months (October 2022 – September 2024), by month

Source: FCA Product Sales Data (PSD007)

Month Incentive Rate Ends

Number of Mortgages

2022 10

170,712

2022 11

84,573

2022 12

161,299

2023 1

185,857

2023 2

74,695

2023 3

108,592

2023 4

156,339

2023 5

163,691

2023 6

121,736

2023 7

158,832

2023 8

160,869

2023 9

142,020

2023 10

141,914

2023 11

134,172

2023 12

175,276

2024 1

201,297

2024 2

85,721

2024 3

107,311

2024 4

184,920

2024 5

123,282

2024 6

88,368

2024 7

138,906

2024 8

71,799

2024 9

68,544