Reference Case Number: FOI12293
Freedom of Information: Right to know request:
A breakdown of residential mortgage lending by Loan-to-Income (LTI) levels for each of the past five years (2020–2024). Specifically, I'm interested in understanding whether there has been an increase in the number of borrowers taking out mortgages at more than four times their income.
FCA response:
The information you have requested is attached at Annex A.