Information on mortgage data - April 2025


Reference Case Number: FOI12157

Freedom of Information: Right to know request:

1.    The number of residential mortgages with fixed rates that are due to expire this year (2025)? (split by 2, 5 and 10 year fixes)

   Number of fixed rate deals expiring in 2025 
        -  Two-year fixed rate     
        -  Five-year fixed rate     
        -  Ten-year fixed rate    
        -  Total    

2.    The average interest rate of the fixed rate deals expiring this year (2025)? (Split by 2, 5, and 10 year fixes)

   Average interest rate of fixed rate deals expiring in 2025 
        -  Two-year fixed rate     
        -  Five-year fixed rate     
        -  Ten-year fixed rate    
        -  Overall     

3.    The average interest rate of mortgages currently available in the market? (Split by mortgage type)

   Average interest rate (APR)
        -  Two-year fixed rate     
        -  Five-year fixed rate     
        -  Ten-year fixed rate    
        -  Tracker Mortgage     
        -  Interest Only     
        -  Standard Variable Rate

FCA response: