Information on loans for residential house purchases - September 2023


Reference Case Number: FOI10498

Freedom of Information: Right to know request:

  1. Total number of loans for residential house purchases
  2. Total number of loans for residential house purchases for first time buyers
  3. Total number of loans for residential house purchases for first time buyers that are at 70% to 75% LTV
  4. Total number of loans for residential house purchases for first time buyers that are at 75% to 80% LTV
  5. Total number of loans for residential house purchases for first time buyers that are at 80% to 85% LTV
  6. Total number of loans for residential house purchases for first time buyers that are at 85% to 90% LTV
  7. Total number of loans for residential house purchases for all buyers that are at 90% to 95% LTV
  8. Total number of loans for residential house purchases for all buyers that are at 95% LTV or higher
  9. Total number of loans for residential house purchases for first time buyers that are at 4 times income or above
  10. Total number of loans for residential house purchases for all buyers that are at 4 times income or above
  11. Total number of loans for residential house purchases for first time buyers that are for terms of 30 years or more
  12. Total number of loans for residential house purchases for all buyers that are for terms of 30 years or more
  13. Total number of loans for residential house purchases for first time buyers that are for terms of 35 years or more
  14. Total number of loans for residential house purchases for all buyers that are for terms of 35 years or more
  15. Total number of loans for residential house purchases for first time buyers that are at 4 times income or above, at 90% or higher LTV, and for a term of 30 years or more
  16. Total number of loans for residential house purchases for all buyers that are at 4 times income or above, at 90% or higher LTV, and for a term of 30 years or more
  17. Please could you provide the information as the end of Q4 in each calendar year from 2019 to 2022 and the end of Q2 for 2023.

 

FCA response:

We hold this information, which can be found at Annex A attached.

Supporting document

FOI10498 Annex A