Reference Case Number: FOI8995
Freedom of Information: Right to know request:
Please could you provide me with information for each postcode area in the UK:
- Total number of loans for residential house purchases
- Total number of loans for residential house purchases for first time buyers
- Total number of loans for residential house purchases for first time buyers that are at 70% to 75% LTV
- Total number of loans for residential house purchases for first time buyers that are at 75% to 80% LTV
- Total number of loans for residential house purchases for first time buyers that are at 80% to 85% LTV
- Total number of loans for residential house purchases for first time buyers that are at 85% to 90% LTV
- Total number of loans for residential house purchases for all buyers that are at 90% to 95% LTV
- Total number of loans for residential house purchases for all buyers that are at 95% LTV or higher
- Total number of loans for residential house purchases for first time buyers that are at 4 times income or above
- Total number of loans for residential house purchases for all buyers that are at 4 times income or above
- Total number of loans for residential house purchases for first time buyers that are for terms of 30 years or more
- Total number of loans for residential house purchases for all buyers that are for terms of 30 years or more
- Total number of loans for residential house purchases for first time buyers that are for terms of 35 years or more
- Total number of loans for residential house purchases for all buyers that are for terms of 35 years or more
- Total number of loans for residential house purchases for first time buyers that are at 4 times income or above, at 90% or higher LTV, and for a term of 30 years or more.
- Total number of loans for residential house purchases for all buyers that are at 4 times income or above, at 90% or higher LTV, and for a term of 30 years or more.
Please could you provide the information as of the end of Q4 in each calendar year from 2018 to 2021.
FCA response:
We can confirm that we hold the requested information, which is set out in Annex A below. When considering this information, please note the following:
- data only includes sales of mortgages to first-time buyers, home movers, and tenants of councils/registered social landlords exercising their right to buy;
- sales to internal/external remortgagers have been excluded from the data;
- sales of further advances, second charge mortgages and lifetime mortgages have been excluded from the data.