Reference Case Number: FOI11639
Freedom of Information: Right to know request:
The information I am seeking is the aggregate outstanding amount of lending by UK banks in Scotland, broken down into mortgages, personal loans, and business loans.
To clarify: this is not a question about banks headquartered in Scotland, but a question about mortgage lending secured on properties in Scotland, and personal/business loans to people/businesses located in Scotland, irrespective of where the lending bank is headquartered.
FCA response:
We can confirm that we hold some of the information that you have requested, and our response is below.
The number of outstanding regulated mortgages secured on properties in Scotland is as follows:
| Number of mortgages | Value |
|---|---|
| 764,523 | £81,554,928,977 |
Source: FCA Product Sales Data (PSD007)
Period: H1 2024
We do not hold equivalent data in respect of either business loans or personal loans.
You may wish to be aware that we are introducing three new Product Sales Data (PSD) returns to collect more granular information about the sale and ongoing performance of consumer credit products. More information can be found in our Policy Statement PS24/3 available on our website here.