Reference Case Number: FOI2025/00321
Freedom of Information: Right to know request:
Please provide a list of all firms currently authorised or approved by the Financial Conduct Authority to offer High-Cost Short-Term Credit (HCSTC) as lenders in the United Kingdom.
Please include:
1. The name of each firm
2. Their FCA firm reference number (FRN)
3. The date of authorisation (if available)
4. Any trading names under which they operate (if available)
FCA response:
We can confirm that we hold the requested information, which is set out below in the attached Annexes A and B.
Annex A contains the names, FRNs and first authorisation dates of firms with the activepermission “Entering into RCA as lender (high-cost short-term)”. Please note the firstauthorisation dates in this file are the dates on which the firms were first authorised, and notthe effective dates on which they were specifically permitted to offer High-Cost Short-TermCredit (HCSTC) as lenders in the United Kingdom.
Annex B contains the known active trading names of the firms identified above.