Read our commentary and full statistical tables on mortgage lending.
Since the beginning of 2007, around 300 regulated mortgage lenders and administrators have been required to submit a Mortgage Lending and Administration Return (MLAR) each quarter, providing data on their mortgage lending activities.
Following the commencement of the Financial Services Act 2012, responsibility for the prudential supervision of MLAR reporters has been split between the PRA and FCA. The PRA is responsible for the banks, building societies, credit unions and insurers. The FCA is responsible for prudential supervision of all other types of firm including mortgage administrators and other lenders which do not take deposits. In order to maintain a complete picture of the regulated mortgage sector, the PRA and FCA produce the Statistics on Mortgage Lending as a joint publication.
The statistics are published on the websites of both organisations around 2.5 months after the end of quarter reporting date. This is in line with the previous publication schedule under the Financial Services Authority.
Help us to improve these statistics
To help us understand your needs and to improve our mortgage lending statistics, we would like you to give us some feedback.
It should only take about five minutes of your time and it's an excellent opportunity for you to tell us what you think of this publication. Your participation in this survey is completely voluntary.
Statistics on mortgage lending: March 2018 edition
The commentary and full statistical tables are available below. The commentary includes technical information on the MLAR as well as further discussion of the results.
- Commentary on the statistics (PDF)
- MLAR statistics: long-run summary tables (Excel)
- MLAR statistics: long-run detailed tables (Excel)
- Technical notes (PDF)
- Calculation of published aggregates (PDF)
For any technical queries on the tables contact MLAR Statistics.
An explanatory note detailing the relationship between these data and other mortgage statistics published by the Bank of England is available on their website.
We are aware of an issue regarding the increase in administered arrears from Q3 2016 and we are investigating, along with the Bank of England, the cause and possible solutions.
We found there was an issue in our firm reporting data for administered arrears where the category of ‘other’ administered loans, which should not have been reported to us, was being included. This inflated the arrears figures published. We have since requested a resubmission of reports and as a result we are expecting to restate the arrears figures in the forthcoming publications.
The next edition will be published here on 12 June 2018. Provisional dates will be confirmed or revised no later than a week before.