Context A

Context (Provision)

Please note:

For some firms, the context data for the insurance and protection product group is particularly high. This is because these firms are not able to calculate the total number of past PPI policies sold. Consequently, some of the context figures in the firm-specific tables are based on the number of policies sold in a shorter period, or policies currently in force, rather than the total. This leads to higher overall contextualisation figures.

Firm Name Group Joint Reporting Reporting period Banking and credit cards Decumulation & pensions Home finance Insurance & pure protection Investments
Accord Mortgages Limited YORKSHIRE BUILDING SOCIETY no 2024-07-01 to 2024-12-31 3.03 4.17
Accredited Insurance (Europe) Ltd NO GROUP no 2024-07-01 to 2024-12-31 1.42
Acm Ulr Limited MARKERSTUDY GROUP no 2024-07-01 to 2024-12-31 11.74
Acorn Insurance & Financial Services Ltd NO GROUP no 2024-07-01 to 2024-12-31 1.5
Action 365 Ltd NO GROUP no 2024-07-01 to 2024-12-31 15
Adrian Flux Insurance Services Group NO GROUP no 2024-04-01 to 2024-09-30 1.87
Affinity Insurance Solutions Limited MARKERSTUDY GROUP no 2024-07-01 to 2024-12-31 2.29
Ageas Insurance Limited AGEAS SA-NV no 2024-07-01 to 2024-12-31 1.14
Ageas Retail Limited AGEAS SA-NV no 2024-07-01 to 2024-12-31 1.36
Aioi Nissay Dowa Insurance UK Limited AIOI NISSAY DOWA EUROPE LIMITED yes 2024-07-01 to 2024-12-31 6.39
AJ Bell Management Limited AJ BELL GROUP yes 2024-04-01 to 2024-09-30 4.02
AJ Bell Securities Limited AJ BELL GROUP no 2024-04-01 to 2024-09-30 6.06 0.82 1.71
Aldermore Bank Plc FIRSTRAND LIMITED no 2024-07-01 to 2024-12-31 1.63 16.18
Allianz Insurance Plc ALLIANZ SE no 2024-07-01 to 2024-12-31 0.59
AMERICAN EXPRESS SERVICES EUROPE LIMITED NO GROUP no 2024-07-01 to 2024-12-31 3.68 0.02
AMERICAN INTERNATIONAL GROUP UK LIMITED AMERICAN INTERNATIONAL GROUP, INC. (AIG) yes 2024-07-01 to 2024-12-31 0.32
AmTrust Specialty Limited NO GROUP yes 2024-07-01 to 2024-12-31 0.38
ARAG Legal Expenses Insurance Company Limited NO GROUP no 2024-07-01 to 2024-12-31 0.28
Assurant General Insurance Limited ASSURANT INC no 2024-07-01 to 2024-12-31 1.49
Asurion Europe Limited ASURION no 2024-07-01 to 2024-12-31 2.14
Atlanta Insurance Intermediaries Limited MARKERSTUDY GROUP no 2024-07-01 to 2024-12-31 5.24
Automobile Association Insurance Services Limited AUTOMOBILE ASSOCIATION (AA) no 2024-02-01 to 2024-07-31 0 0 0 0 0
Avantia Insurance Limited NO GROUP no 2024-07-01 to 2024-12-31 4.56
Aviva Insurance Limited AVIVA PLC no 2024-07-01 to 2024-12-31 2.91
Aviva Life Services UK Limited AVIVA PLC yes 2024-07-01 to 2024-12-31 1.9 11.65 1.04 2.67
Aviva Protection UK Limited NO GROUP no 2024-07-01 to 2024-12-31 0.58
AWP Assistance UK Ltd ALLIANZ SE yes 2024-07-01 to 2024-12-31 0.61
AWP P&C S.A. ALLIANZ SE yes 2024-07-01 to 2024-12-31 0.48
AXA Insurance Designated Activity Company AXA GROUP no 2024-07-01 to 2024-12-31 8.23
AXA Insurance UK Plc AXA GROUP no 2024-07-01 to 2024-12-31 6.99
AXA PPP Healthcare Limited AXA GROUP no 2024-07-01 to 2024-12-31 15.01
Bank of Ireland (UK) Plc BANK OF IRELAND GROUP yes 2024-07-01 to 2024-12-31 2.29 9.01
Bank of Scotland plc LLOYDS BANKING GROUP PLC no 2024-07-01 to 2024-12-31 1.73 0.08 5.98 0.35 0.3
Barclays Bank Plc BARCLAYS PLC yes 2024-07-01 to 2024-12-31 6.63 3.5 0 2.09
Barclays Bank UK PLC BARCLAYS PLC yes 2024-07-01 to 2024-12-31 1.71 7.42 0.83
BISL Limited MARKERSTUDY GROUP no 2024-07-01 to 2024-12-31 6.06
British Gas Services Limited NO GROUP yes 2024-07-01 to 2024-12-31 10.5
BUPA Insurance Services Limited BUPA GROUP yes 2024-07-01 to 2024-12-31 9.37
Call Assist Ltd CALL ASSIST LIMITED yes 2024-05-01 to 2024-10-31 2.85
Capital Home Loans Limited NO GROUP no 2024-07-01 to 2024-12-31 32.2
Capital One (Europe) plc CAPITAL ONE FINANCIAL CORPORATION no 2024-07-01 to 2024-12-31 4.59
Car Care Plan Limited NO GROUP yes 2024-07-01 to 2024-12-31 1.18
Carole Nash Insurance Consultants Ltd MARKERSTUDY GROUP no 2024-07-01 to 2024-12-31 5.99
Castelan Limited NO GROUP no 2024-04-01 to 2024-09-30 0.41
Charter Court Financial Services Limited CHARTER COURT FINANCIAL SERVICES GROUP PLC no 2024-07-01 to 2024-12-31 2.64 18.33
Chubb European Group SE CHUBB LIMITED yes 2024-07-01 to 2024-12-31 0.69
Citibank UK Limited CITI GROUP no 2024-07-01 to 2024-12-31 99.24 13.29
ClearBank Limited NO GROUP no 2024-07-01 to 2024-12-31 2.13
Clydesdale Bank Plc VIRGIN MONEY UK PLC yes 2024-04-01 to 2024-09-30 4.2 0 6.68 0.07 0
Cofunds Limited AEGON N.V. no 2024-07-01 to 2024-12-31 5.04 1.12
Complete Cover Group Ltd NO GROUP no 2024-07-01 to 2024-12-31 22.23
CORGI HomePlan Ltd OVO GROUP no 2024-07-01 to 2024-12-31 6.31
Countrywide Assured Plc NO GROUP no 2024-07-01 to 2024-12-31 1.53 0 1.46 0.29
Coutts & Company NATWEST GROUP no 2024-07-01 to 2024-12-31 5.43 4.25 7.92 0.93 1.66
Covea Insurance plc COVEA GROUP yes 2024-07-01 to 2024-12-31 1.87
Coventry Building Society NO GROUP yes 2024-07-01 to 2024-12-31 1.23 2.04
Creation Consumer Finance Ltd BNP PARIBAS GROUP no 2024-07-01 to 2024-12-31 2.27
Creation Financial Services Limited BNP PARIBAS GROUP no 2024-07-01 to 2024-12-31 6.42 0.51
Cynergy Bank Plc CYNERGY CAPITAL LTD no 2024-07-01 to 2024-12-31 4.9 2.29
Domestic & General Insurance Plc CVC CAPITAL PARTNERS ADVISORY GROUP HOLDING FOUNDATION no 2024-04-01 to 2024-09-30 3.89
Elderbridge Limited TECH MAHINDRA LIMITED no 2024-04-01 to 2024-09-30 50.82
Embark Investment Services Limited LLOYDS BANKING GROUP PLC no 2024-07-01 to 2024-12-31 0 3.37 0 0 1.03
Equiniti Financial Services Limited EQUINITI GROUP PLC no 2024-07-01 to 2024-12-31 18.22 0.35
ERGO TRAVEL INSURANCE SERVICES LTD NO GROUP no 2024-07-01 to 2024-12-31 1.25
esure Insurance Limited ESURE GROUP PLC yes 2024-07-01 to 2024-12-31 3.9
EUI Limited ADMIRAL GROUP PLC yes 2024-07-01 to 2024-12-31 4.4
Exeter Friendly Society Limited EXETER FRIENDLY SOCIETY LIMITED no 2024-07-01 to 2024-12-31 7.39
Extracover Limited NO GROUP no 2024-07-01 to 2024-12-31 0.08
Financial Administration Services Limited FIDELITY HOLDINGS LIMITED no 2024-07-01 to 2024-12-31 3.98 1.38
First Central Insurance Management Limited FIRST CENTRAL GROUP LIMITED no 2024-07-01 to 2024-12-31 6.24
Forester Life Limited FORESTER HOLDINGS (EUROPE) LIMITED no 2024-07-01 to 2024-12-31 0.84 0.74 0.4
Forsakringsaktiebolaget Agria (publ) NO GROUP no 2024-07-01 to 2024-12-31 2.87
Fortegra Europe Insurance Company Ltd NO GROUP no 2024-07-01 to 2024-12-31 0.91
Halifax Share Dealing Limited LLOYDS BANKING GROUP PLC no 2024-07-01 to 2024-12-31 2.03 0.83
Hargreaves Lansdown Asset Management Limited HARGREAVES LANSDOWN PLC yes 2024-07-01 to 2024-12-31 3.16 0.95
HBOS Investment Fund Managers Limited LLOYDS BANKING GROUP PLC no 2024-07-01 to 2024-12-31 0 0 0 0 2.31
Highway Insurance Company Limited NO GROUP no 2024-07-01 to 2024-12-31 0.66
Hiscox Insurance Company Limited HISCOX LTD. yes 2024-07-01 to 2024-12-31 0.93 0.93
Home Retail Group Card Services Limited J SAINSBURY PLC no 2024-03-01 to 2024-08-31 1.31
Hood Travel Limited NO GROUP no 2024-07-01 to 2024-12-31 1.06
Howserv Limited STAYSURE HOLDINGS LTD no 2024-07-01 to 2024-12-31 0.27
HSBC UK Bank Plc HSBC HOLDINGS PLC no 2024-07-01 to 2024-12-31 3.28 0.09 5.88 0.06 0.99
I Go 4 Ltd. MARKERSTUDY GROUP no 2024-07-01 to 2024-12-31 2.66
Ikano Bank AB (publ) NO GROUP no 2024-07-01 to 2024-12-31 4.18
Insurance Factory Ltd MARKERSTUDY GROUP no 2024-07-01 to 2024-12-31 10.68
Interactive Brokers (U.K.) Limited NO GROUP no 2024-07-01 to 2024-12-31 1.63
Interactive Investor Services Limited INTERACTIVE INVESTOR SERVICES LIMITED no 2024-07-01 to 2024-12-31 5.64 1.93
Invesco Fund Managers Limited INVESCO LTD no 2024-07-01 to 2024-12-31 2.94
J.P. Morgan Europe Limited JPMORGAN CHASE & CO no 2024-07-01 to 2024-12-31 1.67
James Hay Administration Company Ltd NO GROUP no 2024-07-01 to 2024-12-31 23.13
Kensington Mortgage Company Limited NO GROUP no 2024-07-01 to 2024-12-31 15.39
Kroo Bank Ltd NO GROUP no 2024-07-01 to 2024-12-31 6.6
Landmark Mortgages Limited NO GROUP no 2024-07-01 to 2024-12-31 34.61
Leeds Building Society LEEDS BUILDING SOCIETY no 2024-07-01 to 2024-12-31 2.04 6.36
Legal & General (Portfolio Management Services) Ltd LEGAL & GENERAL GROUP PLC no 2024-07-01 to 2024-12-31 0.21 1.1
Legal and General Assurance Society Limited LEGAL & GENERAL GROUP PLC no 2024-07-01 to 2024-12-31 1.06 0.67
Liverpool Victoria Financial Services Limited LIVERPOOL VICTORIA FINANCIAL SERVICES LIMITED no 2024-07-01 to 2024-12-31 2.47 1.38 6.3
Liverpool Victoria Insurance Company Limited LIVERPOOL VICTORIA FINANCIAL SERVICES LIMITED no 2024-07-01 to 2024-12-31 2.28
Lloyds Bank General Insurance Limited LLOYDS BANKING GROUP PLC no 2024-07-01 to 2024-12-31 0 0 0 2.22 0
Lloyds Bank PLC LLOYDS BANKING GROUP PLC yes 2024-07-01 to 2024-12-31 2.05 0.3 7.53 0.47 0.17
ManyPets Ltd NO GROUP no 2024-04-01 to 2024-09-30 16.39
Marks & Spencer Financial Services Plc HSBC HOLDINGS PLC no 2024-07-01 to 2024-12-31 2.91 0 0 0.14 0
MBNA Limited LLOYDS BANKING GROUP PLC no 2024-07-01 to 2024-12-31 3.22 0 0 0.36 0
MetLife Europe d.a.c. NO GROUP no 2024-07-01 to 2024-12-31 1.71
Metro Bank PLC METRO BANK PLC no 2024-07-01 to 2024-12-31 3.16 8.4
Monzo Bank Ltd MONZO BANK LIMITED no 2024-04-01 to 2024-09-30 3.78 0.35 0.74
Moorcroft Debt Recovery Limited NO GROUP no 2024-02-01 to 2024-07-31 0.71
National House-Building Council NO GROUP no 2024-04-01 to 2024-09-30 0.39
NATIONAL WESTMINSTER BANK PUBLIC LIMITED COMPANY NATWEST GROUP no 2024-07-01 to 2024-12-31 2.73 4.84 6.28 0.84
Nationwide Building Society NATIONWIDE BUILDING SOCIETY no 2024-04-05 to 2024-10-04 1.86 2.86
Newcastle Building Society NO GROUP no 2024-07-01 to 2024-12-31 1.45 71.43 5.95 0 0
Northern Bank Limited DANSKE BANK A/S no 2024-07-01 to 2024-12-31 1.7 1.86
Nutmeg Saving and Investment Limited NO GROUP no 2024-07-01 to 2024-12-31 7.14 2.1
One Call Insurance Services Limited NO GROUP no 2024-07-01 to 2024-12-31 1.68
OneSavings Bank Plc ONESAVINGS BANK PLC no 2024-07-01 to 2024-12-31 4.05 19.46
Paragon Bank Plc PARAGON BANKING GROUP PLC yes 2024-04-01 to 2024-09-30 1.87 3.39
People's Administration Services Limited NO GROUP no 2024-04-01 to 2024-09-30 0.5
Pepper (UK) Limited PEPPER FINANCIAL SERVICES GROUP no 2024-07-01 to 2024-12-31 26.19
Phoenix Life CA Limited NO GROUP no 2024-07-01 to 2024-12-31 1.87 4.67 13.88
Phoenix Life Limited PHOENIX GROUP no 2024-07-01 to 2024-12-31 1.69 30.93 1.63 3.23
Pinnacle Insurance Limited NO GROUP no 2024-07-01 to 2024-12-31 4.62
Post Office Management Services Limited NO GROUP no 2024-04-01 to 2024-09-30 0.63
Principality Building Society PRINCIPALITY BUILDING SOCIETY no 2024-07-01 to 2024-12-31 1.24 4.53
Quilter Life & Pensions Limited QUILTER GROUP no 2024-07-01 to 2024-12-31 2.16 1.93
RAC Motoring Services RAC GROUP (HOLDINGS) LIMITED yes 2024-07-01 to 2024-12-31 0.77
ReAssure Life Limited PHOENIX GROUP no 2024-07-01 to 2024-12-31 4.06 7.92 8.13
ReAssure Limited PHOENIX GROUP no 2024-07-01 to 2024-12-31 2.14 2.55 3.56
Rothesay Life Plc NO GROUP no 2024-07-01 to 2024-12-31 1.17
Royal & Sun Alliance Insurance Limited RSA INSURANCE UK no 2024-07-01 to 2024-12-31 2.75
Saga Services Limited SAGA PLC no 2024-02-01 to 2024-07-31 10.81
Sainsbury's Bank Plc J SAINSBURY PLC no 2024-03-01 to 2024-08-31 2.76 13.25 2.83
Santander UK Plc SANTANDER UK GROUP yes 2024-07-01 to 2024-12-31 2.46 4.91 0.31 0.23
Scottish Equitable Plc AEGON N.V. no 2024-07-01 to 2024-12-31 2.11 2.28 16.11
Scottish Friendly Assurance Society Limited NO GROUP yes 2024-07-01 to 2024-12-31 3.07 0.36 2.48
SCOTTISH WIDOWS LIMITED LLOYDS BANKING GROUP PLC no 2024-07-01 to 2024-12-31 0 1.68 0 1.34 11.84
Scottish Widows Unit Trust Managers Limited LLOYDS BANKING GROUP PLC no 2024-07-01 to 2024-12-31 0 0 0 0 1.77
Shawbrook Bank Limited SHAWBROOK GROUP PLC no 2024-07-01 to 2024-12-31 1.98 19.73
Simplyhealth Access SIMPLYHEALTH GROUP LIMITED no 2024-07-01 to 2024-12-31 0.89
Skipton Building Society SKIPTON BUILDING SOCIETY no 2024-07-01 to 2024-12-31 1.99 2.46 0.68
Society of Lloyd's SOCIETY OF LLOYD'S no 2024-07-01 to 2024-12-31 0.64
St James's Place UK plc ST. JAMES'S PLACE PLC no 2024-07-01 to 2024-12-31 0.9 0.61 0.97
Starling Bank Limited NO GROUP no 2024-04-01 to 2024-09-30 5.07
Starr International (Europe) Limited STARR INTERNATIONAL COMPANY, INC. no 2024-07-01 to 2024-12-31 4.78
Suffolk Life Pensions Limited NO GROUP yes 2024-07-01 to 2024-12-31 12.25
Swift 1st Limited NO GROUP no 2024-04-01 to 2024-09-30 124.23
Telefonica Seguros y Reaseguros Compania Aseguradora S.A.U. NO GROUP no 2024-07-01 to 2024-12-31 5.02
Tesco Personal Finance Limited NO GROUP no 2024-03-01 to 2024-08-31 4.07 2.62
Tesco Underwriting Limited TESCO BANK (TESCO PLC) no 2024-03-01 to 2024-08-31 1.43
The Co-operative Bank Plc CO-OPERATIVE BANK HOLDINGS (THE) no 2024-07-01 to 2024-12-31 3 17.03
The Mortgage Works (UK) Plc NATIONWIDE BUILDING SOCIETY no 2024-04-01 to 2024-09-30 5.47
The National Farmers' Union Mutual Insurance Society Limited NFU MUTUAL INSURANCE SOCIETY LIMITED yes 2024-07-01 to 2024-12-31 0.74 3.14 0.65
The Prudential Assurance Company Limited M&G PLC yes 2024-07-01 to 2024-12-31 3.22 4.89 0.44 4.53
The Royal Bank of Scotland Plc NATWEST GROUP no 2024-07-01 to 2024-12-31 2.74 4.56 11.29 0.66
The Royal London Mutual Insurance Society Limited ROYAL LONDON GROUP no 2024-07-01 to 2024-12-31 0 1.35 0 0.45 0.31
Topaz Finance Limited NO GROUP no 2024-07-01 to 2024-12-31 22.78
Tradex Insurance Company PLC NO GROUP no 2024-07-01 to 2024-12-31 1.46
Trading 212 UK Limited NO GROUP no 2024-07-01 to 2024-12-31 0.72 0.29
Triodos Bank UK Limited NO GROUP no 2024-07-01 to 2024-12-31 5.48 1.58
TSB Bank plc BANCO DE SABADELL SA no 2024-07-01 to 2024-12-31 3.29 7.06
U K Insurance Limited DIRECT LINE INSURANCE GROUP PLC no 2024-07-01 to 2024-12-31 5.97
U.S. Bank Europe DAC NO GROUP no 2024-07-01 to 2024-12-31 20.83
UK Mortgage Lending Ltd NO GROUP no 2024-07-01 to 2024-12-31 13.44
Utility Warehouse Limited NO GROUP no 2024-04-01 to 2024-09-30 11.7
Vanguard Asset Management, Ltd NO GROUP no 2024-07-01 to 2024-12-31 4.09 1.48
Vanquis Bank Limited PROVIDENT FINANCIAL PLC no 2024-07-01 to 2024-12-31 20.04
Virgin Money Unit Trust Managers Ltd NO GROUP no 2024-04-01 to 2024-09-30 0 25.43 0 0 13.47
Vodafone Limited NO GROUP no 2024-04-01 to 2024-09-30 0.83
Wesleyan Assurance Society NO GROUP no 2024-07-01 to 2024-12-31 4.12 0.19 4.17
Yorkshire Building Society YORKSHIRE BUILDING SOCIETY yes 2024-07-01 to 2024-12-31 0.51 8.44 0.17
Zempler Bank Limited NO GROUP no 2024-04-01 to 2024-09-30 3.34
Zopa Bank Limited NO GROUP yes 2024-07-01 to 2024-12-31 3.42
Zurich Assurance Ltd ZURICH INSURANCE GROUP AG no 2024-07-01 to 2024-12-31 0 3.54 0 0.76 4.89
Zurich Insurance Company Ltd ZURICH INSURANCE GROUP AG no 2024-07-01 to 2024-12-31 1.13