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Showing 72 to 81 of 252 search results for share of mortgages advanced with interest rates 3%.

  1. Learn more about mortgages

    Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance.

  2. About LIBOR transition

    Markets Markets policy Published: 02/09/2019 Last modified: 02/04/2024
    The interest rate benchmark LIBOR is being wound down. Firms must take appropriate action to transition to alternative rates

  3. FCA joins other regulators to call on firms to help struggling customers

    News stories Published: 28/06/2023 Last modified: 28/06/2023
    The FCA will report on how well the cash savings market is supporting savers to benefit from higher interest rates. We will require the largest banks and building societies to explain the pace and extent of their pass through of interest rates, the

  4. The FCA publishes report into mortgage lenders’ arrears management and forbearance

    Press Releases Published: 25/02/2014 Last modified: 29/11/2021
    In a review of lenders’ approaches to mortgage arrears management, the Financial Conduct Authority (FCA) found firms had improved practices, placing greater emphasis on the need to treat customers fairly, but identified areas on which the industry

  5. Santander UK to contact more than 270,000 borrowers after raising cap on mortgage standard variable rate in 2008 without being clear

    Press Releases Published: 19/04/2013 Last modified: 09/12/2016
    The Financial Conduct Authority (FCA) has reached an agreement with Santander UK plc (Santander) that will see it contact over 270,000 mortgage customers about unclear information it gave before increasing the cap on its mortgage standard variable

  6. FCA publishes findings on long-term mortgage arrears

    Press Releases Published: 06/12/2018 Last modified: 17/11/2023
    Today the FCA published findings on how mortgage lenders treat customers who have long-term mortgage arrears and provide forbearance to affected customers.

  7. Conduct risk during LIBOR transition

    Firms Focus areas Markets Markets policy Published: 19/11/2019 Last modified: 09/01/2023
    Questions and answers for firms on conduct risk during LIBOR transition.

  8. Building Societies and the Future of Retail Banking

    Speeches Published: 23/05/2018 Last modified: 24/05/2018
    Speech by Jonathan Davidson, Director of Supervision – Retail and Authorisations at the FCA, delivered at Building societies annual conference 2018, Manchester.

  9. Supporting consumers in challenging times

    Speeches Published: 05/05/2022 Last modified: 16/05/2022
    Speech by Sheldon Mills, Executive Director, Consumers and Competition, delivered at the Building Societies Annual Conference 

  10. PS23/8: Mortgage Charter: enabling provisions

    Policy and guidance Policy statements Published: 30/06/2023 Last modified: 14/07/2023
    The FCA amend its Mortgages and Home Finance: Conduct of Business (MCOB) sourcebook to support the implementation of the Government’s Mortgage Charter.

  11. FCA confirms help for mortgage borrowers struggling with payments

    Press Releases Published: 10/03/2023 Last modified: 13/03/2023
    The FCA has confirmed final mortgage guidance, setting out the ways mortgage lenders can help customers worried about or already struggling with their mortgage payments because of the rising cost of living.