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Learn more about mortgages
Check MoneyHelper for free, impartial help, backed by government, on mortgages. We work with MoneyHelper to provide free support and financial guidance. -
FS21/12: Decisions on the use of LIBOR (Articles 23C and 21A BMR)
Feedback on responses to our proposal to use our Article 23C and Article 21A powers under the Benchmarks Regulation for certain LIBOR settings. -
Improving the Appointed Representatives regime through greater use of data
This publication includes data from the FCA's 2021 and 2022 data requests sent to principal firms and authorisation information collected from firms. It also outlines how the FCA is improving the Appointed Representatives’ Regime (AR) regime and -
Speech: Darwin and an evolution in price discrimination
In almost all real-world markets, one or more firms will have some market power. ... A possible alternative – stated or inferred well-being – is sometimes used, as in the FSA’s Mortgage Market Review and the FCA’s Pay Day Lending Cap analysis. -
The future of competition and regulation in retail banking
Speech by Christopher Woolard, Executive Director of Strategy and Competition at the FCA, delivered at Future of Retail Banking 2017. -
CP15/34: Regulatory fees and levies: policy proposals for 2016/17
recover the data reporting costs associated with market monitoring under the Markets in Financial Instruments Directive (MiFID II) and Markets in Financial Instrument Regulation (MiFIR). ... levy a 10% discount on fees paid by European Economic Area (EEA) -
Financial Lives 2020 survey: the impact of coronavirus
The Executive Summary for the FCA’s Financial Lives 2020 survey and October 2020 Covid-19 panel survey. -
Financial services contracts regime
The temporary permissions regime will enable relevant firms and funds which passport into the UK to continue operating in the UK if the passporting regime falls away abruptly when the UK leaves the EU. -
How we can help consumers cope during the cost of living squeeze
In this blog, Sheldon Mills discusses the ways we can help consumers, and how we ensure customer protection when faced with financial challenges arising from the cost of living. -
Pensions and long-term retirement saving: a macroeconomic perspective
Speech by Andrew Bailey, Chief Executive at the FCA, delivered at the 24th Pensions and Savings Symposium. -
FCA sets out views on Employer Salary Advance Schemes
Our statement explaining our view of the risks and benefits of Employer Salary Advance Schemes (ESAS) and what employers and employees should consider when using them.